Tumbi Umbi at a glance
5,355
People
$1,101,250
Median sale
$660/wk
Median rent
3.12%
Suburb gross yield
Median sale from 24 recorded sales (last 12 months) — a Districts calculation.
NSW › Tumbi Umbi › Roberta St
$1,010,000
Last sold
10 Feb 2026
3
Bedrooms
1
Bathrooms
1
Car spaces
Districts View
No detected risks — but see the checklist: absence of evidence is not an all-clear.
No verification items generated for this record.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Last sold
$1,010,000
10 Feb 2026 · derived via latest_sale
Tumbi Umbi at a glance
5,355
People
$1,101,250
Median sale
$660/wk
Median rent
3.12%
Suburb gross yield
Median sale from 24 recorded sales (last 12 months) — a Districts calculation.
Vs Tumbi Umbi
-8.3%
Median sale
Suburb $1,101,250
+0.28 pp
Gross yield
Suburb 3.12%
Suburb median $1,101,250 from 24 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Planning
Planning scheme
Central Coast Local Environmental Plan 2022
Zone
Low Density Residential
R2
Jurisdiction
Central Coast (NSW)
Central Coast (NSW), NSW
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
The official layer was queried and no heritage listed area was detected on this parcel (NSW ePlanning Spatial Viewer, retrieved 31 Aug 2026). Mapped layers change — this is the strongest all-clear Districts can give, not a certificate.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWZoned Low Density Residential · R2 (Central Coast Local Environmental Plan 2022). Official parcel area about 624 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. If the dual occupancy pathway survives a planner’s check, this lot can outperform a same-suburb house that is hold-as-is only. That is not a forecast. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $660/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
This looks more compelling as a land / capital-growth play than a pure yield play — if the dual occupancy pathway survives a planner’s check.
Detail
Zoned Low Density Residential · R2 (Central Coast Local Environmental Plan 2022). Official parcel area about 624 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Achieved rent for this address has not been inferred. Gross yield on advertising copy is not the deal.
Nearby DA pipeline is unknown, so neighbourhood change is not in this verdict.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
3 of 10 questions answered so far
Development optionality of this lot
KnownmediumZoned Low Density Residential · R2 (Central Coast Local Environmental Plan 2022). Official parcel area about 624 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
KnownmediumOfficial parcel about 624 m² — land size can look like optionality. No material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.
Lot-level flood
UnknownFlood overlay has not been queried for this lot. Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownNo DA adapter returned applications for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Tumbi Umbi at a glance
5,355
People
$1,101,250
Median sale
$660/wk
Median rent
3.12%
Suburb gross yield
Median sale from 24 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by The Agency Central CoastStep inside and discover a home that feels far bigger than it reads on paper, where indoor comfort and outdoor living flow seamlessly together. Thoughtfully designed and lovingly cared for by one family since day one, this is a home being offered to the market for the first time.
What sets it apart is how easily it lives. With two separate living areas and multiple outdoor zones, the home flows beautifully and encourages everyday living to extend outdoors. A covered deck with spa creates a natural place to unwind or entertain, while the backyard offers privacy, greenery, and room to enjoy without feeling high maintenance.
Set on the high side of the road and positioned directly opposite a reserve complete with playground, the home enjoys a wonderful sense of openness, with leafy, tree-lined views that soften the outlook and add to the calm, welcoming feel. Convenience is equally impressive, with a bus stop across the road, and close to schools, shops, restaurants, and transport connections.
Inside, the home continues to impress with a modern bathroom, a well-equipped kitchen offering generous storage, air conditioning, and floor-to-ceiling windows in the master bedroom that fill the space with natural light.
Solid, comfortable, and deceptively spacious, this is a home that offers far more than first impressions suggest. This home is ideal for first-home buyers, families or downsizers seeking lifestyle, ease and a location that simply works.
Key Features
• Two separate living areas
• Modern bathroom
• Fully equipped kitchen with generous storage
• Floor-to-ceiling windows in the master bedroom
• Air conditioning
• Covered deck with spa
• Private, family-friendly backyard
• Single automatic garage with extra internal height for storage
• Solar panels
• Positioned opposite a reserve
• Shed
Location
1.3km to Mingara Recreation Club
4km to Bateau Bay Square
8km to Westfield Tuggerah
8km to Tuggerah Train Station
Approx. 5 minutes to Schools
Approx. 10 minutes to Shelly Beach or Toowoon Bay
LOOKING TO BUY BUT NEED TO SELL FIRST?
There are several smart options available to help make this transition possible. Kathleen can guide you through the process with her proven strategy that has helped many clients successfully buy and sell at the same time, smoothly and with minimal stress.
For more information or to arrange a private inspection of this property, contact Kathleen on 0452 479 202.
Disclaimer:
Every care has been taken to verify the accuracy of the information contained in this document, but no warranty (either express or implied) is given by The Agency or its agent as to the accuracy of the contents. Purchasers should conduct their own investigations into all matters relating to the purchase of the property.
Listing description written by Kathleen Albury, The Agency Central Coast — reproduced as published, not verified by Districts.