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VIC › St Kilda › Spenser St

19 Spenser St, St Kilda VIC 3182

For saleHouse for Sale

$2,080,000–$2,280,000

For sale

Asking range

4

Bedrooms

2

Bathrooms

1

Car spaces

443 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $2,080,000–$2,280,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $2,080,000–$2,280,000(Listing record · 18 June 2026)
  • FactLand 443 m²; no building size recorded.(Property record)
  • CalculationIf it leased at St Kilda's advertised median rent ($547/wk), implied gross yield would be 1.37% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$2,080,000–$2,280,000

Asking range · $4,695/m² of land

No recorded sale for this property.

St Kilda at a glance

23,207

People

No data

Median sale

$547/wk

Median rent

No data

Suburb gross yield

See the full St Kilda report →

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$2,080,000
Stamp Duty (Victoria)
$115,200
Transfer/Registration Fee
$3,614
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$2,202,514

$122,514 on top of the price (5.9% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with St Kilda's advertised median rent — not a rent for this listing.

Net yield
-0.13%
Annual cashflow (pre-tax)
$-110,916
Interest cover (DSCR)
-0.03
Annual rent
$28,444
Operating expenses
$31,200
Loan amount
$1,664,000
Annual interest
$108,160
Gross yield
1.37%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$2,080,000–$2,280,000available18 June 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $547/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 1.4%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

St Kilda in one glance

St Kilda at a glance

23,207

People

No data

Median sale

$547/wk

Median rent

No data

Suburb gross yield

See the full St Kilda report →

Keep researching

  • Why St Kilda? Read the area thesis →
  • What else is on the market in St Kilda →
  • Other records on Spenser St →

Listing material

Listed by Professionals First & Co

PLANS ALREADY DONE - BUILD, RENT, OR EXTEND. YOUR CHOICE.

Expressions of Interest close at 5:00 PM, Monday 7 September.

Plans for dual, luxury townhouses ALREADY DONE with beach views - knock down and start, renovate the current home or land bank. Endless opportunities!

The value at 19 Spenser Street starts with a combination that is increasingly difficult to secure: less than 10km from Melbourne’s CBD, directly opposite Peanut Farm Reserve and just a five-minute walk to St Kilda Beach. Set in a no-through street away from the noise and exposure of Marine Parade, it gives buyers the double lifestyle advantage of parkland in front and the foreshore down the road, with cafés, shops, Woolworths and trams all within walking distance.

Read the full description

The existing home gives the site more than land value. A solid brick, double-fronted period residence with red brickwork, a wide verandah, decorative timber fretwork and high ceilings, it has the character and proportions to support a genuine renovation or extension. Four bedrooms, two bathrooms, generous living spaces and a deep rear garden give buyers a strong starting point if they want to restore, lease or hold.

For those looking further ahead, plans for two contemporary four-bedroom, three-bathroom townhouses have already been prepared. The proposed residences have been designed around the site’s strongest assets, with reverse living to capture the park outlook and roof deck elements taking advantage of the beachside position.

Whether renovated, held or developed, this is a property underpinned by the kind of location that continues to drive demand: beach in minutes, parkland in front and everyday St Kilda amenity on foot.

Property Features

● Currently returning $4,128 per calendar month, equating to approximately $49,536 per annum, with an extremely low vacancy rate.

● Beachside landholding: Approximately 443sqm in a position only 450m from St Kilda Beach.

● Park-front setting: Directly opposite Peanut Farm Reserve, adding outlook, openness and lifestyle appeal.

● Quiet street advantage: No-through street position away from the constant movement of Marine Parade.

● Existing period home: Solid brick, double-fronted residence with red brickwork, decorative timber fretwork, high ceilings and strong street presence.

● Renovation and extension appeal: Four bedrooms, two bathrooms, generous living spaces and a deep rear garden provide a strong starting point.

● Dual townhouse pathway: Plans for two contemporary residences, with reverse living, a lift and a roof deck offering beach views.

● Multiple outcomes: Renovate, extend, lease, hold or pursue the approved townhouse direction.

Location Highlights

● Directly opposite Peanut Farm Reserve

● 2 min walk to Woolworths St Kilda (270m)

● 5 min walk to St Kilda Beach (450m)

● Easy access to trams and public transport

● Near Luna Park, St Kilda Marina and local parkland

A beachside period home with parkland in front, character to work with and a future already in place.

Photo ID required at all open for inspections.

Disclaimer: We have, in preparing this document, used our best endeavours to ensure that the information contained in this document is true and accurate, but accept no responsibility and disclaim all liability in respect to any errors, omissions, inaccuracies or misstatements in this document. Prospective purchasers should make their own enquiries to verify the information contained in this document. Purchasers should make their own enquiries and refer to the due diligence checklist provided by Consumer Affairs. Click on the link for a copy of the due diligence checklist from Consumer Affairs. http://www.consumer.vic.gov.au/duediligencechecklist

Listing description written by Eddie Fu, Professionals First & Co — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.