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VIC › Ocean Grove › Tomatin St

19 Tomatin St, Ocean Grove VIC 3226

For saleHouse for Sale

$1,050,000–$1,150,000

For sale

Asking range

4

Bedrooms

2

Bathrooms

2

Car spaces

420 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,050,000–$1,150,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,050,000–$1,150,000(Listing record · 20 Aug 2026)
  • FactLand 420 m²; no building size recorded.(Property record)
  • CalculationIf it leased at Ocean Grove's advertised median rent ($584/wk), implied gross yield would be 2.89% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,050,000–$1,150,000

Asking range · $2,500/m² of land

No recorded sale for this property.

Ocean Grove at a glance

19,129

People

No data

Median sale

$584/wk

Median rent

No data

Suburb gross yield

See the full Ocean Grove report →

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$1,050,000
Stamp Duty (Victoria)
$57,750
Transfer/Registration Fee
$2,561
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,114,011

$64,011 on top of the price (6.1% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Ocean Grove's advertised median rent — not a rent for this listing.

Net yield
1.39%
Annual cashflow (pre-tax)
$-39,982
Interest cover (DSCR)
0.27
Annual rent
$30,368
Operating expenses
$15,750
Loan amount
$840,000
Annual interest
$54,600
Gross yield
2.89%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$1,050,000–$1,150,000available19 Aug 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $584/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.9%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Ocean Grove in one glance

Ocean Grove at a glance

19,129

People

No data

Median sale

$584/wk

Median rent

No data

Suburb gross yield

See the full Ocean Grove report →

Keep researching

  • Why Ocean Grove? Read the area thesis →
  • What else is on the market in Ocean Grove →
  • Other records on Tomatin St →

Listing material

Listed by Bellarine Property

Brand-New Custom Built Home

The Feel:

A testament to refined living by the sea, this brand-new 4-bedroom residence has been meticulously designed and crafted to set a new standard for style and sustainability in one of Ocean Grove’s most popular enclaves. Spanning a generous single level, engineered oak flooring, soaring pitched ceilings, and contemporary finishes define a choice of living zones, creating space to gather, entertain, and retreat. The quality continues with a stone-topped Smeg kitchen, sumptuous main suite, and home office space, while a 9.5kW solar system ensure the home treads lightly on the environment. Set with a north orientated customised alfresco deck and immaculately landscaped gardens, it’s perfectly placed in the Oakdene Estate, mere moments from local shops, schools, and eateries.

The Facts:

Read the full description

-Brand-new, high-end custom home, by renowned local builder David Webb

-Landscaped gardens, a curved entry porch & statement façade set an impressive street presence

-The quality continues indoors with pitched panelled ceilings & light-letting custom glazing

-Engineered oak floors & flowing sheer curtains add natural warmth & texture to the modern coastal aesthetic

-Bright & breezy layout flaunts a choice of living zones, affording everyone their own space

-Under a raked ceiling, open plan living offers the perfect setting to come together with family & friends

-Expanses of glass capture lovely northern light, as sliding stacker doors extend out to the alfresco deck

-The island kitchen couples elegance & utility with stone benchtops, 900mm Smeg cooking appliances & Bosch d/w

-A separate lounge provides a space to unwind, with louvred windows capturing cooling cross breezes

-The sumptuous main bedroom indulges with a fitted WIR, luxe twin vanity ensuite & deck access

-Tucked down a separate hallway, 3 further bedrooms all include BIRs

-Feature terrazzo tiling makes a statement in both bathrooms, including main with deep soaker tub

-Separate powder room with floor-to-ceiling tiling, in-wall cistern & ambient lighting

-A fitted study nook provides a peaceful setting for homework or working from home

-There’s plenty of storage, including to the family-sized laundry

-Enjoy seasonal comfort with multi-zoned reverse cycle heating/cooling, ducted heating, ceiling fans to all bedrooms

-A whopping 9.5kW solar system with connection points for car charger & battery, will keep household running costs at a minimum

-Double glazed throughout

-Fully landscaped gardens with outdoor shower for rinsing off sandy feet, easily accessed from the DLUG

-Family-friendly location with proximity to schools, public transport, sporting facilities & Kingston Village

-Nearby to parklands & walking tracks, with Ocean Grove’s renowned beaches just 5km away

-Enjoy an easy commute to Geelong with easy access to the Bellarine Hwy

-Why bother building when you can simply move in and be the first to enjoy the luxuries on offer

The Owner Loves….

“This home was designed to celebrate coastal living – light-filled, beautifully detailed, and effortlessly functional. From the soaring ceilings to the VJ panelling and custom glazing, every element was chosen to create space, calm, and connection.”

*All information offered by Bellarine Property is provided in good faith. It is derived from sources believed to be accurate and current as at the date of publication and as such Bellarine Property simply pass this information on. Use of such material is at your sole risk. Prospective purchasers are advised to make their own inquiries with respect to the information that is passed on. Bellarine Property will not be liable for any loss resulting from any action or decision by you in reliance on the information.

Listing description written by Toby Lee, Bellarine Property — reproduced as published, not verified by Districts.

Property features

  • Built-in Robes
  • Deck
  • Dishwasher
  • Ensuites: 1
  • Floorboards
  • Fully Fenced
  • Living Areas: 2
  • Pet-Friendly
  • Remote Garage
  • Secure Parking
  • Solar Panels
  • Study
  • Toilets: 2
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.