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QLD › Banyo › St Vincents Rd

193 St Vincents Rd, Banyo QLD 4014

For saleHouse for Sale

$995,000

For sale

Asking

2

Bedrooms

1

Bathrooms

2

Car spaces

607 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $995,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $995,000(Listing record · 5 July 2026)
  • FactLand 607 m²; no building size recorded.(Property record)
  • CalculationAsk is 19% below the Banyo median recorded sale ($1,233,000, n=40, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Banyo's advertised median rent ($706/wk), implied gross yield would be 3.69% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$995,000

Asking · $1,639/m² of land

No recorded sale for this property.

Banyo at a glance

6,687

People

$1,233,000

Median sale

$706/wk

Median rent

2.98%

Suburb gross yield

Median sale from 40 recorded sales (last 12 months) — a Districts calculation.

See the full Banyo report →

Vs Banyo

-19.3%

Median sale

Suburb $1,233,000

+0.71 pp

Gross yield

Suburb 2.98%

Suburb median $1,233,000 from 40 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$995,000
Stamp Duty (Queensland)
$37,800
Transfer/Registration Fee
$4,066
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,040,566

$45,566 on top of the price (4.6% extra)

  • Stamp Duty (Queensland)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Queensland schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Banyo's advertised median rent — not a rent for this listing.

Net yield
2.19%
Annual cashflow (pre-tax)
$-29,953
Interest cover (DSCR)
0.42
Annual rent
$36,712
Operating expenses
$14,925
Loan amount
$796,000
Annual interest
$51,740
Gross yield
3.69%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

For more information on this property, visit Queensland Globe↗.

Records

Property history

  1. Listed$995,000available5 July 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

QLD

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Nearby development applications are not loaded. This lot’s own applications are a separate question.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $706/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Nearby development applications are not loaded. This lot’s own applications are a separate question. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.7%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Nearby development applications are not loaded. This lot’s own applications are a separate question.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Banyo in one glance

Banyo at a glance

6,687

People

$1,233,000

Median sale

$706/wk

Median rent

2.98%

Suburb gross yield

Median sale from 40 recorded sales (last 12 months) — a Districts calculation.

See the full Banyo report →

Keep researching

  • Why Banyo? Read the area thesis →
  • What else is on the market in Banyo →
  • Other records on St Vincents Rd →

Listing material

Listed by One Percent Property Sales

Character, Charm & Endless Potential on the Virginia/Banyo Border!

Viewing by appointment

If you've been searching for a home with personality, warmth and future potential, then 193 St Vincents Road, Banyo is one you won't want to miss. Full of classic post war charm and sitting proudly on a generous block, this circa 1950s home is ready for its next lucky owners to move in and enjoy while adding their own touches over time.

From the moment you arrive, you'll appreciate the character and nostalgia this home offers. Featuring beautiful timber floors, high ceilings with decorative ornate trims, original windows and timeless period features throughout, this is a home that tells a story while still offering all the comforts needed for modern day living.

Read the full description

Inside, you'll find two generous bedrooms serviced by a family bathroom, plus a separate toilet for added convenience. The formal lounge room provides a cosy retreat, while the large eat in kitchen is the heart of the home, complete with timber cabinetry, gas cooktop and air-conditioning to keep you comfortable year-round.

Outside, the opportunities continue. The fully fenced yard provides plenty of space for kids and furry friends to run and play, while the established tropical gardens create a peaceful and private setting. There is ample room to extend the home in the future, add additional living space or even create a third bedroom should your needs change.

A standout feature is the massive 9m x 6m powered shed, perfect for tradies, hobbyists, extra storage or anyone needing space for their toys. With side access already in place, there is plenty of room to park a boat, caravan, trailer or additional vehicles with ease. Plus there is a 2500lt water tank with pump.

Whether you're a first home buyer looking to enter the market, a downsizer seeking something manageable with character, or an investor looking for a property with future upside, this home offers something special.

Conveniently positioned on the Virginia/Banyo border, you'll enjoy easy access to local shops, schools, parks, golf courses, public transport and rail services. Brisbane Airport is less than 10 minutes away, while Brisbane CBD is approximately 13 kilometres from your doorstep.

Properties with this much charm, character and potential are becoming increasingly hard to find.

Come, See, Buy then Occupy!

**Disclaimer: Whilst every care is taken in the preparation of the information contained in this marketing, One Percent Property Sales will not be held liable for any errors in typing, information or floor plan measurements. All interested parties should rely upon their own enquiries in order to determine whether this information is in fact accurate, and that the property meets their requirements.**

Listing description written by David Sullivan, One Percent Property Sales — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Broadband
  • Floorboards
  • Fully Fenced
  • Pay TV
  • Reverse Cycle Aircon
  • Secure Parking
  • Shed
  • Water Tank
  • Workshop
Districts

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.