Cessnock at a glance
16,796
People
$735,000
Median sale
$550/wk
Median rent
3.89%
Suburb gross yield
Median sale from 125 recorded sales (last 12 months) — a Districts calculation.
NSW › Cessnock › Spencer St
$750,000–$825,000
For sale
Asking range
4
Bedrooms
3
Bathrooms
1
Car spaces
301.3 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Asking
$750,000–$825,000
Asking range · $2,489/m² of land
No recorded sale for this property.
Cessnock at a glance
16,796
People
$735,000
Median sale
$550/wk
Median rent
3.89%
Suburb gross yield
Median sale from 125 recorded sales (last 12 months) — a Districts calculation.
Vs Cessnock
+2.0%
Median sale
Suburb $735,000
-0.08 pp
Gross yield
Suburb 3.89%
Suburb median $735,000 from 125 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Based on the low end of the asking range, not a contract price.
$32,029 on top of the price (4.3% extra)
Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.
Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.
Based on the low end of the asking range, not a contract price.
Pre-filled with Cessnock's advertised median rent — not a rent for this listing.
Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $550/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Gross yield if leased at the suburb aggregate is 3.8%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Cessnock at a glance
16,796
People
$735,000
Median sale
$550/wk
Median rent
3.89%
Suburb gross yield
Median sale from 125 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Clarke & Co Estate AgentsProperty highlights:
- A stunning 301.3sqm built two storey home boasting a stylish, contemporary façade
- Ducted air conditioning, high ceilings, hybrid flooring, plush carpet, LED downlights and roller blinds
- Open plan living and dining area with direct access to the yard, plus an upstairs study nook
- Gourmet kitchen with 40mm benchtops, an island bench with a breakfast bar and Bellini appliances
- Four bedrooms, the main with a walk-in robe, two with built-ins, with the versatile fourth bedroom easily converted into a self-contained studio complete with its own ensuite, perfect for separate leasing, short-term accommodation or Airbnb
- A private ensuite plus a bathroom on both levels, all featuring floating vanities and showers
- Covered timber deck with LED downlighting, overlooking the fully fenced, low maintenance backyard
- Attached single garage, a grassed front yard and a covered front porch
Outgoings:
Council Rates: $1,378.44 approx. per annum
Water Rates: $948.15 approx. per annum
Contemporary in design and thoughtfully planned across two spacious levels, this striking family residence delivers modern comfort, flexible living and a low maintenance lifestyle in a location that is set to impress.
Enjoying a convenient Cessnock address, this home places shopping and everyday essentials within easy reach, while the Hunter Valley's world renowned wineries, restaurants and events are just a short drive away. Newcastle and the wider Hunter region also remain comfortably accessible for commuting and your weekend adventures.
A striking façade, a grassed front lawn and a generous covered front porch create an inviting first impression, while the attached single garage adds everyday practicality.
Stepping inside, high ceilings, hybrid flooring, plush carpet, LED downlights and roller blinds create a fresh, contemporary feel throughout. Ducted air conditioning ensures year round comfort, while large windows above the staircase bathe the upper level in natural light.
Upstairs, a practical study nook provides the ideal space to work or study from home. The main bedroom features a generous walk-in wardrobe and a well appointed ensuite complete with a floating vanity with soft close cabinetry, a shower and a toilet. Two additional bedrooms each include built-in wardrobes and are serviced by a modern family bathroom featuring a floating vanity, a shower and a toilet.
Downstairs, the fourth bedroom is positioned near the entrance and enjoys direct access to the covered front porch through a glass sliding door, making it an ideal retreat for guests, teenagers or those seeking a home office. A third bathroom, complete with a shower, a floating vanity with soft-close cabinetry and a toilet, adds further convenience to the lower level. With its private access and existing bathroom, this space also offers excellent potential to be converted into a self-contained studio or guest suite (STCA), making it ideal for separate leasing, short-term accommodation such as Airbnb, or multi-generational living. If fitted with the existing kitchenette, it presents an even more versatile income-producing opportunity.
Sure to impress, the kitchen showcases 40mm benchtops, a central island bench with breakfast bar seating and quality Bellini appliances, including an oven, a four burner electric cooktop, an integrated rangehood and a dishwasher, creating a practical space for everyday cooking and entertaining.
Flowing seamlessly from the kitchen, the open plan living and dining area is enhanced by two sets of glass sliding doors, creating an effortless connection to the outdoor area while allowing natural light to fill the space.
Outside, a timber deck with LED downlighting provides a comfortable setting for enjoying the outdoors, while the fully fenced backyard has been designed for easy care living with minimal maintenance required.
Offering quality finishes and a contemporary floor plan designed for modern family living, this is an outstanding opportunity to secure a home ready to enjoy from day one. We encourage our clients to contact the team at Clarke & Co Estate Agents without delay to arrange their inspections.
Why you'll love where you live;
- Mere minutes to the CBD of Cessnock with a range of shopping, dining and services
- A short 10 minute drive to the heart of the Hunter Valley, boasting restaurants, cellar doors and world class events close to home
- An hour's drive to Newcastle's city lights and pristine beaches
- 35 minutes to Maitland's CBD and riverside Levee precinct
Disclaimer:
All information contained herein is gathered from sources we deem to be reliable. However, we cannot guarantee its accuracy and interested persons should rely on their own enquiries.
Listing description written by Amanda Reid, Clarke & Co Estate Agents — reproduced as published, not verified by Districts.