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VIC › Carrum › Church Rd

2/54 Church Rd, Carrum VIC 3197

For saleHouse

$640,000–$695,000

For sale

Asking range

3

Bedrooms

1

Bathrooms

1

Car spaces

218 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $640,000–$695,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $640,000–$695,000(Listing record · 24 Aug 2026)
  • FactLand 218 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Carrum (last 5 years) with land size: median $2,260/m² of land (n=17). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 50% below the Carrum median recorded sale ($1,292,500, n=16, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Carrum's advertised median rent ($603/wk), implied gross yield would be 4.90% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$640,000–$695,000

Asking range · $2,936/m² of land

No recorded sale for this property.

Local land rate: recorded House sales in Carrum (last 5 years) with land size have a median of $2,260/m² of land (n=17). Districts calculation from recorded sales — not a valuation.

Carrum at a glance

4,490

People

$1,292,500

Median sale

$603/wk

Median rent

2.43%

Suburb gross yield

Median sale from 16 recorded sales (last 12 months) — a Districts calculation.

See the full Carrum report →

Vs Carrum

-50.5%

Median sale

Suburb $1,292,500

+2.47 pp

Gross yield

Suburb 2.43%

Suburb median $1,292,500 from 16 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$640,000
Stamp Duty (Victoria)
$33,470
Transfer/Registration Fee
$1,602
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$678,772

$38,772 on top of the price (6.1% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Carrum's advertised median rent — not a rent for this listing.

Net yield
3.40%
Annual cashflow (pre-tax)
$-11,524
Interest cover (DSCR)
0.65
Annual rent
$31,356
Operating expenses
$9,600
Loan amount
$512,000
Annual interest
$33,280
Gross yield
4.90%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$640,000–$695,000available24 Aug 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $603/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 4.9%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Carrum in one glance

Carrum at a glance

4,490

People

$1,292,500

Median sale

$603/wk

Median rent

2.43%

Suburb gross yield

Median sale from 16 recorded sales (last 12 months) — a Districts calculation.

See the full Carrum report →

Keep researching

  • Why Carrum? Read the area thesis →
  • What else is on the market in Carrum →
  • Other records on Church Rd →

Listing material

Listed by Belle Property Blackburn

Your Bayside Lifestyle Begins Here

OWN STREET FRONTAGE | NO OC FEES

Offering the perfect blend of space, style and low-maintenance living, this beautifully presented single-level semi-detached residence delivers a home with its own street frontage, no owner's corporation and a flexible floorplan designed to suit a range of lifestyles.

Freshly painted throughout and ready for immediate enjoyment, the home offers the versatility of three generous bedrooms or two bedrooms plus a second living room/home office with new carpets, making it ideal for first home buyers, young families, downsizers or savvy investors.

Read the full description

Bathed in natural light, the spacious open-plan living and dining area showcases stunning vaulted ceilings that create an impressive sense of space and warmth. The well-appointed kitchen is fitted with quality stainless steel appliances, including a dishwasher, and overlooks the private, low-maintenance courtyard – the perfect setting for entertaining friends, enjoying a quiet morning coffee or simply relaxing outdoors.

The flexible accommodation includes generously proportioned bedrooms with built-in robes, while the master enjoys direct access to the central family bathroom. Ducted heating for all year-round comfort.

Completing this exceptional package is a secure off-street car space, a full-sized laundry and separate toilet, providing practicality to complement the home's stylish presentation.

Positioned in one of Carrum's most convenient pockets, you'll enjoy easy access to local shops, cafés, quality schools, public transport and the golden sands of Carrum Beach. The Patterson River, walking and cycling trails, boating facilities and water sports are all just moments away, while Nepean Highway, EastLink and Peninsula Link offer effortless connectivity across Melbourne.

Whether you're looking to move straight in, invest with confidence or embrace an easy-care coastal lifestyle, this immaculately presented home is an outstanding opportunity in a highly sought-after bayside location.

Disclaimer:

The information contained in this document has been provided to us and is intended to be used as a general guide only. It should not be relied upon for financial, legal, or other professional purposes. While every effort has been made to ensure the accuracy of the details presented, all particulars are provided for information only and do not constitute any representation or warranty by the Owners or by Belle Property Blackburn. Users are advised to conduct their own enquiries and seek independent advice as required.

Listing description written by James Moss, Belle Property Blackburn — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Built-in Robes
  • Courtyard
  • Dishwasher
  • Ducted Heating

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Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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