Belmont at a glance
7,390
People
$1,390,000
Median sale
$623/wk
Median rent
2.33%
Suburb gross yield
Median sale from 24 recorded sales (last 12 months) — a Districts calculation.
NSW › Belmont › Bluebell St
$1,050,000
Last sold
10 Aug 2025
3
Bedrooms
3
Bathrooms
2
Car spaces
545 m²
Land
Districts View
No detected risks — but see the checklist: absence of evidence is not an all-clear.
No verification items generated for this record.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Last sold
$1,050,000
10 Aug 2025 · derived via latest_sale
Local land rate: recorded House sales in Belmont (last 5 years) with land size have a median of $1,729/m² of land (n=86). Districts calculation from recorded sales — not a valuation.
Belmont at a glance
7,390
People
$1,390,000
Median sale
$623/wk
Median rent
2.33%
Suburb gross yield
Median sale from 24 recorded sales (last 12 months) — a Districts calculation.
Vs Belmont
-24.5%
Median sale
Suburb $1,390,000
+0.76 pp
Gross yield
Suburb 2.33%
Suburb median $1,390,000 from 24 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Planning
Planning scheme
Lake Macquarie Local Environmental Plan 2014
Zone
Medium Density Residential
R3
Jurisdiction
Lake Macquarie
Lake Macquarie, NSW
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
The official layer was queried and no heritage listed area was detected on this parcel (NSW ePlanning Spatial Viewer, retrieved 31 Aug 2026). Mapped layers change — this is the strongest all-clear Districts can give, not a certificate.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWZoned Medium Density Residential · R3 (Lake Macquarie Local Environmental Plan 2014). Official parcel area about 559 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. If the dual occupancy pathway survives a planner’s check, this lot can outperform a same-suburb house that is hold-as-is only. That is not a forecast. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $623/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
This looks more compelling as a land / capital-growth play than a pure yield play — if the dual occupancy pathway survives a planner’s check.
Detail
Zoned Medium Density Residential · R3 (Lake Macquarie Local Environmental Plan 2014). Official parcel area about 559 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Achieved rent for this address has not been inferred. Gross yield on advertising copy is not the deal.
Nearby DA pipeline is unknown, so neighbourhood change is not in this verdict.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
3 of 10 questions answered so far
Development optionality of this lot
KnownmediumZoned Medium Density Residential · R3 (Lake Macquarie Local Environmental Plan 2014). Official parcel area about 559 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
KnownmediumNo material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.
Lot-level flood
UnknownFlood overlay has not been queried for this lot. Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownNo DA adapter returned applications for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Belmont at a glance
7,390
People
$1,390,000
Median sale
$623/wk
Median rent
2.33%
Suburb gross yield
Median sale from 24 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by SOLD Real EstateWe challenge you to find a more well thought out and beautifully executed renovated cottage in Belmont…it's a Perfect, Easy-Care Weekender or Wonderful Downsize and has the ability to create an extra income, home elderly parents or the kids if they boomerang back home…
It's time for you to enjoy a beautiful balance of relaxation and adventure. Feel the invigorating north-east ocean breezes as they welcome you to a day filled with possibility.
Here's What You'll Love:
• Renovated contemporary single level cottage, timber deck entryway.
• Side access with added carport leading to lock up enclosed garage.
• Concreted flat driveway and complete flat level block of land
• Minimal maintenance, native plants at the front, no grass to mow!
• Opened up spacious internal entry living, combined living & dining.
• Love the old-world charm with high ceilings, wide cornices, spacious rooms.
• Carpeted living, downlights, fans, plantation shutters, air conditioned
• Living flows to the kitchen and built in dining, cute cosy set up.
• Hardwood flooring sanded back and have come up looking like a treat.
• Lots of bench space, cut out to connect to the second living out the back.
• Extra drawers, pantry, raised microwave, stainless steel oven & induction cooktop.
• Second living at the rear of the extended cottage looks out to private yard.
• East facing at the back enjoy cool, ocean breezes right through the home.
• Second living connects to laundry and second updated bathroom.
• Hallway breaks the living away from the bedroom wing for privacy.
• Optional choice for your master bedroom at the front or back - your choice!
• Main at the front is oversized, room for a king bed, multiple tallboys/drawers.
• Full width floor to ceiling sliding wardrobe with mirrors, shutters, fan, downlights.
• Main bathroom off the hallway has been updated, neutral colour palette.
• Freestanding shower, wide vanity & mirrored shaving cabinet
• Second bathroom fits a queen bed, fans, downlights, built in wardrobes.
• Optional main at the rear is the size of two bedrooms combined.
• Ideal for a parent's retreat, office, lounge area or nursery in the same room.
• Out the back, enjoy sitting on your undercover deck with complete privacy.
• Easy care, artificial grass, established gardens, plants & trees create an oasis.
• Out the back see a completely transformed garage into a one bedroom granny flat.
• Large living and dining space with smart kitchenette, tiled floor, high ceiling
• Living steps to a large bedroom, with built in robes, carpeted & connects to bathroom.
• Third bathroom acts as an ensuite to the granny flat or outdoor living area.
• Flat also has its own laundry making it completely self-contained.
• Experience an impressive undercover entertaining area, that'll fit the whole family.
• Paved flooring, outdoor lighting + extra private garden oasis with storage.
• Use the converted flat as an office, business or art studio thanks to the zone E3 Productivity Support area, suitable for a variety of businesses.
• Prime location offering a perfect mix of opportunity, functionality, and strategic positioning for business success and growth.
• With a brand-new business park down the road getting built which will have cafes and convenient shops close by.
• Also a brand new storage facility behind the home means there's no noisy neighbours or anyone to take your privacy.
• A smart opportunity with a top-notch layout and land, all at an attractive price point that is hard to get.
• Embrace the local lifestyle with proximity to popular spots like Tinta, The Yacht Club, Martha's, coffee shops, and takeaways.
• Choose your daily escape, whether it is a lakeside walk from Belmont to Warners Bay or along Nine Mile Beach from Redhead to Blacksmiths.
You'll be just a stone's throw away, the sandy bliss of Redhead Beach beckons for sun-soaked days, while the bustling boating culture presents endless waterborne activities right at your doorstep.
Launch from the local boat ramps, indulge in the tranquil pastime of fishing, or dine in style at restaurants overlooking the shimmering, Lake Macquarie.
The bustling cafe scene, with gems like 'The Good One', Double Shot, and Zarraffas, offers a daily brew that rivals any urban hotspot. With an array of takeaway options, every craving is a delight waiting to be satisfied. For those seeking a touch of sophistication, Tinta and Martha's serve up culinary experiences that tantalize the senses, while the Yacht Club provides the perfect backdrop for dining with a view. Social life thrives with numerous clubs, pubs, and the lush greens of Belmont Golf Course and bowls, all fostering a sense of community and enjoyment.
Strategically positioned between the beach and the lake, Belmont is not just a place to live; it's a lifestyle. The convenience of local shops, the assurance of Belmont Hospital, and the proximity to the marina enrich everyday life, while the short 15-minute journey to Newcastle CBD means that the urban allure is never far away.
Act now, secure the home you want before you regret it later
A top lifestyle, perfect start out or slow down or a smart investment...
Come & Besold...
*Disclaimer: Marketing & outline markings are indicative owner, buyers should refer to the contract and their own research.
* Granny flat / studio on the plans are approved as a garage,
Listing description written by Ben Casey, SOLD Real Estate — reproduced as published, not verified by Districts.