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VIC › Daylesford › Camp St

20 Camp St, Daylesford VIC 3460

For saleHouse for Sale

$1,399,500

For sale

Asking

4

Bedrooms

3

Bathrooms

2

Car spaces

1,127 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,399,500 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,399,500(Listing record · 10 Sept 2025)
  • FactLand 1,127 m²; no building size recorded.(Property record)
  • CalculationAsk is 84% above the Daylesford median recorded sale ($760,000, n=50, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Daylesford's advertised median rent ($509/wk), implied gross yield would be 1.89% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,399,500

Asking · $1,242/m² of land

No recorded sale for this property.

Daylesford at a glance

2,781

People

$760,000

Median sale

$509/wk

Median rent

3.48%

Suburb gross yield

Median sale from 50 recorded sales (last 12 months) — a Districts calculation.

See the full Daylesford report →

Vs Daylesford

+84.1%

Median sale

Suburb $760,000

-1.59 pp

Gross yield

Suburb 3.48%

Suburb median $760,000 from 50 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$1,399,500
Stamp Duty (Victoria)
$76,973
Transfer/Registration Fee
$3,378
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,483,551

$84,051 on top of the price (6.0% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Daylesford's advertised median rent — not a rent for this listing.

Net yield
0.39%
Annual cashflow (pre-tax)
$-67,298
Interest cover (DSCR)
0.08
Annual rent
$26,468
Operating expenses
$20,993
Loan amount
$1,119,600
Annual interest
$72,774
Gross yield
1.89%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$1,399,500available10 Sept 2025

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $509/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 1.9%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Daylesford in one glance

Daylesford at a glance

2,781

People

$760,000

Median sale

$509/wk

Median rent

3.48%

Suburb gross yield

Median sale from 50 recorded sales (last 12 months) — a Districts calculation.

See the full Daylesford report →

Keep researching

  • Why Daylesford? Read the area thesis →
  • What else is on the market in Daylesford →
  • Other records on Camp St →

Listing material

Listed by Belle Property Daylesford

Luxury Family, Multi-Generational & Short-Stay Living in the Heart of Daylesford

Positioned in one of central Daylesford's most tightly held streets, 'Naruda house' is a rare offering combining timeless Art Deco character, substantial accommodation, flexible multi-generational living and sweeping elevated views across the township.

Set behind established gardens on an expansive 1,127sqm (approx.) allotment, this beautifully updated residence offers an exceptional sense of space and privacy, just moments from Daylesford's renowned cafés, galleries, Wombat Hill and Lake Daylesford.

Upstairs, polished timber floors, generous proportions and charming Deco details create a warm sense of history, complemented by thoughtful modern updates. The accommodation includes three bedrooms, with the master suite featuring a walk-in robe and ensuite, while the additional bedrooms are serviced by a central bathroom. There is also ample space for a dedicated study or home office.

Read the full description

At the rear, the home opens to an impressive kitchen, dining and living zone wrapped in glass, where natural light and panoramic views become part of everyday life. Sliding doors connect to a shaded balcony, creating an idyllic setting for entertaining, long lunches and sunset drinks overlooking Daylesford.

Downstairs, the home's exceptional flexibility comes into its own. A self contained level with its own kitchen, lounge, bedroom, bathroom and additional space for a study or recreation area provides an ideal retreat for extended family, guests, teenagers or those working from home. Opening directly to a huge entertaining deck and leafy gardens, this versatile level also presents potential for short-stay accommodation (STCA).

With four bedrooms, three bathrooms, two kitchens and multiple living zones, Naruda House offers the space and flexibility rarely found in such a central Daylesford location. Whether you're seeking a luxurious family home, multi generational retreat, guest accommodation or future income potential, the possibilities are considerable.

Additional features include double-glazed rear windows, heating and cooling, generous storage and a garden shed.

Homes combining architectural character, substantial accommodation, flexible living and a premier walk-to-everything location are exceptionally rare. 'Naruda house' is a home with presence, history, spectacular views and genuine versatility in the heart of Daylesford.

Property Highlights

• Iconic Art Deco residence with beautifully preserved period character

• Four bedrooms, three bathrooms and two kitchens

• Flexible self contained lower level ideal for multi-generational living or guests

• Multiple living zones with space for a study and recreational area

• Spectacular elevated views across Daylesford

• Expansive 1,127sqm (approx.) allotment with established gardens

• Huge entertaining deck and balcony

• Potential short-stay accommodation (STCA)

• Walk-to-everything central Daylesford location

Contact Belle Property Daylesford

For further information or to arrange a private inspection, please contact

Murvet McKenzie 0438 300 111 or Will Walton 0412 511 717

•

***Disclaimer: Whilst every care has been taken to ensure the information provided is accurate, it has been obtained from sources believed to be reliable. Prospective purchasers should make their own enquiries and undertake their own due diligence to verify all information prior to making any decision.

Listing description written by Murvet McKenzie, Belle Property Daylesford — reproduced as published, not verified by Districts.

Property features

  • Balcony
  • Built-in Robes
  • Dishwasher
  • Ensuites: 1
  • Floorboards
  • Fully Fenced
  • Living Areas: 2
  • Outdoor Entertaining
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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