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SA › Hayborough › Cobalt Dr

20 Cobalt Dr, Hayborough SA 5211

For saleHouse for Sale

$815,000–$835,000

For sale

Asking range

4

Bedrooms

2

Bathrooms

2

Car spaces

510 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $815,000–$835,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $815,000–$835,000(Listing record · 28 July 2026)
  • FactLand 510 m²; no building size recorded.(Property record)
  • CalculationAsk is 17% above the Hayborough median recorded sale ($697,500, n=22, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Hayborough's advertised median rent ($545/wk), implied gross yield would be 3.48% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$815,000–$835,000

Asking range · $1,598/m² of land

No recorded sale for this property.

Hayborough at a glance

2,654

People

$697,500

Median sale

$545/wk

Median rent

4.06%

Suburb gross yield

Median sale from 22 recorded sales (last 12 months) — a Districts calculation.

See the full Hayborough report →

Vs Hayborough

+16.8%

Median sale

Suburb $697,500

-0.58 pp

Gross yield

Suburb 4.06%

Suburb median $697,500 from 22 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$815,000
Stamp Duty (South Australia)
$38,655
Transfer/Registration Fee
$8,438
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$865,793

$50,793 on top of the price (6.2% extra)

  • Stamp Duty (South Australia)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: South Australia schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Hayborough's advertised median rent — not a rent for this listing.

Net yield
1.98%
Annual cashflow (pre-tax)
$-26,265
Interest cover (DSCR)
0.38
Annual rent
$28,340
Operating expenses
$12,225
Loan amount
$652,000
Annual interest
$42,380
Gross yield
3.48%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$815,000–$835,000available28 July 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

SA

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Nearby development applications are not loaded. This lot’s own applications are a separate question.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $545/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Nearby development applications are not loaded. This lot’s own applications are a separate question. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.5%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Nearby development applications are not loaded. This lot’s own applications are a separate question.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Hayborough in one glance

Hayborough at a glance

2,654

People

$697,500

Median sale

$545/wk

Median rent

4.06%

Suburb gross yield

Median sale from 22 recorded sales (last 12 months) — a Districts calculation.

See the full Hayborough report →

Keep researching

  • Why Hayborough? Read the area thesis →
  • What else is on the market in Hayborough →
  • Other records on Cobalt Dr →

Listing material

Listed by Elders Real Estate Goolwa

Sleek & Stylish Family Living

Perfectly positioned within one of Hayborough's most desirable residential pockets, this impeccably presented contemporary residence delivers the ideal balance of style, comfort and functionality. Recently refreshed and impeccably presented, this spacious four-bedroom home is perfectly suited to growing families, active retirees seeking low-maintenance living, or astute investors looking to secure a quality property in a high-demand location.

Step through the welcoming tiled entrance into a light-filled front lounge before the home unfolds into an expansive open-plan living, dining and kitchen area - the true heart of the home and an inviting space designed for both everyday family living and effortless entertaining.

The striking modern kitchen is sure to impress, featuring a gas cooktop, dishwasher, generous walk-in pantry and breakfast bar, creating the perfect place for family and friends to gather. A split system reverse cycle air conditioner provides year-round climate control.

Read the full description

Accommodation comprises four generous bedrooms, with the spacious master suite offering a WIRobe and sparkling ensuite. Bedrooms 2, 3 & 4 all include BIRobes and are conveniently serviced by the well-appointed three-way family bathroom complete with bath, separate vanity and separate toilet.

The home has recently undergone a tasteful refresh, including a full internal repaint along with new doors and hardware, leaving nothing to do but simply move in and enjoy.

Sliding doors open onto the covered rear portico under the main roof - an ideal setting for morning coffee, weekend barbecues or relaxed outdoor dining while overlooking the beautifully established rear gardens. The secure backyard offers a private sanctuary with established screening shrubs and a generous lawn area providing plenty of space for children and pets to enjoy.

Vehicle accommodation is equally impressive with a double garage featuring painted flooring and convenient internal access plus roller door to the rear also.

Adding further appeal, the property enjoys an enviable position adjoining a walking path providing easy access to the nearby wetland reserve and scenic walking trails. Families will appreciate the close proximity to Encounter Lutheran College, while Coles, Bunnings, the Victor Harbor Aquatic Centre, beautiful local beaches and the Victor Harbor township are all just minutes away.

Offering contemporary style, generous proportions and an outstanding lifestyle location, this is a superb opportunity to secure a beautifully presented home in one of the Fleurieu Peninsula's most sought-after neighbourhoods.

Listing description written by Lucas Bradley, Elders Real Estate Goolwa — reproduced as published, not verified by Districts.

Property features

  • Living Areas: 2
  • Toilets: 2
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.