Flora Hill at a glance
4,040
People
$635,000
Median sale
$460/wk
Median rent
3.77%
Suburb gross yield
Median sale from 40 recorded sales (last 12 months) — a Districts calculation.
VIC › Flora Hill › College Cres
$650,000–$700,000
For sale
Asking range
3
Bedrooms
1
Bathrooms
2
Car spaces
618.41 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Asking
$650,000–$700,000
Asking range · $1,051/m² of land
No recorded sale for this property.
Flora Hill at a glance
4,040
People
$635,000
Median sale
$460/wk
Median rent
3.77%
Suburb gross yield
Median sale from 40 recorded sales (last 12 months) — a Districts calculation.
Vs Flora Hill
+2.4%
Median sale
Suburb $635,000
-0.09 pp
Gross yield
Suburb 3.77%
Suburb median $635,000 from 40 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Based on the low end of the asking range, not a contract price.
$39,395 on top of the price (6.1% extra)
Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.
Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.
Based on the low end of the asking range, not a contract price.
Pre-filled with Flora Hill's advertised median rent — not a rent for this listing.
Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
VICPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.
Rental
No advertised rent is recorded. Suburb median rent $460/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Gross yield if leased at the suburb aggregate is 3.7%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownVictoria has no public statewide property-level DA API. Nearby pipeline is unknown.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownStatutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.
Net yield / holding costs
UnknownNet yield / holding costs are not estimated outside NSW without inventing land tax.
Nearby
Area
Flora Hill at a glance
4,040
People
$635,000
Median sale
$460/wk
Median rent
3.77%
Suburb gross yield
Median sale from 40 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by PRD BendigoSet within one of Flora Hill's most convenient and established pockets, 20 College Crescent delivers a beautifully refreshed home where character, warmth and modern comfort come together with ease. Positioned on approximately 618sqm, the property enjoys a leafy street presence, established garden surrounds and a wonderful sense of everyday calm, all while remaining close to Bendigo's CBD, Marketplace, Bendigo Health, local recreation facilities and the wider university and education precinct.
From the street, the home makes an immediate impression with its charming weatherboard façade, modern timber-clad extension, Colorbond roofline and inviting front porch framed by mature trees and seasonal garden colour. The combination of classic character and contemporary updates gives the home a relaxed, natural appeal, creating a property that feels both warm and current from the moment you arrive.
Inside, the home opens into a light-filled living zone where polished timber floors, high ceilings and soft neutral tones create a calm and welcoming feel. The living area connects beautifully with the dining space, giving the home an easy sense of flow and plenty of room to relax, gather or entertain. Split system heating and cooling add year-round comfort, while ceiling fans throughout further support the home's practical liveability.
At the heart of the home, the kitchen has been designed with both function and style in mind. Generous bench space, breakfast bar seating, gas cooking, dishwasher, excellent storage and a bright neutral finish make this a highly usable space for everyday living. Its open connection to the living and dining zones ensures the kitchen remains central to the home, whether preparing dinner, hosting friends or enjoying a quiet morning coffee.
The floorplan includes three bedrooms, each well-proportioned and thoughtfully positioned. The primary bedroom sits privately to one side of the home and includes built-in robe storage, while the additional bedrooms are placed toward the front and side of the home, each with their own sense of comfort and natural light. The main bathroom is a standout, featuring a bath, shower, twin vanity with warm timber detail and a fresh contemporary finish, complemented by a separate powder room for added convenience.
A practical laundry adds further everyday functionality, while the rear deck creates an easy extension of the indoor living spaces. This outdoor area overlooks the established backyard, where a large lawn, mature shade tree and garden zones create a peaceful setting for children, pets, entertaining or simply enjoying the space. There is also a covered area, water tank, clothesline and a substantial 5.5m x 4m shed, adding excellent storage or workshop potential.
The side driveway and carport provide off-street parking, while the overall block offers a comfortable balance of usable outdoor space and manageable maintenance. With its refreshed interiors, generous yard, character details and modern improvements, this is a home that feels ready to enjoy from day one while still offering the warmth and personality buyers love in an established Flora Hill setting.
The location further strengthens the appeal. With Bendigo CBD, Marketplace, Bendigo Health and the Lar Birpa Athletics Complex all within easy reach, the home is ideally placed for those wanting lifestyle convenience without losing the quiet, leafy feel of a residential neighbourhood. Whether you are a first home buyer, young family, downsizer or investor, 20 College Crescent presents a beautifully balanced opportunity in a consistently popular Bendigo suburb.
Listing description written by Tully Cumming, PRD Bendigo — reproduced as published, not verified by Districts.