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NSW › Gerringong › Croft Pl

20 Croft Pl, Gerringong NSW 2534

House

$1,150,000

Last sold

6 July 2026

3

Bedrooms

1

Bathrooms

2

Car spaces

704 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

What should you know about this lot before spending serious money?

Why this property?

  • FactLast recorded sale $1,150,000 (6 July 2026).(Recorded sale)
  • FactLand 704 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Gerringong (last 5 years) with land size: median $2,236/m² of land (n=100). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)

What could make it worth more?

  • FactZoned Medium Density Residential (R3) under the Kiama Local Environmental Plan 2011.(NSW ePlanning Spatial Viewer · 31 Aug 2026)

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

No verification items generated for this record.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

What this lot has actually traded at

Last sold

$1,150,000

6 July 2026 · derived via latest_sale

Local land rate: recorded House sales in Gerringong (last 5 years) with land size have a median of $2,236/m² of land (n=100). Districts calculation from recorded sales — not a valuation.

Gerringong at a glance

4,164

People

$1,547,500

Median sale

$700/wk

Median rent

2.35%

Suburb gross yield

Median sale from 44 recorded sales (last 12 months) — a Districts calculation.

See the full Gerringong report →

Vs Gerringong

-25.7%

Median sale

Suburb $1,547,500

+0.82 pp

Gross yield

Suburb 2.35%

Suburb median $1,547,500 from 44 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Planning

Planning and development

Planning scheme

Kiama Local Environmental Plan 2011

Zone

Medium Density Residential

R3

Jurisdiction

Kiama

Kiama, NSW

Planning overlays

  • heightDetected
  • heritageNot detected

Planning constraints

  • 98.5

Development activity

Data unavailable

Source

  • Provider: NSW ePlanning Spatial Viewer
  • Dataset: Planning Portal Principal Planning — Land Zoning Map
  • Retrieved: 31 Aug 2026
  • Version: 1
  • Parcel: 101022840

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not detected — official

The official layer was queried and no heritage listed area was detected on this parcel (NSW ePlanning Spatial Viewer, retrieved 31 Aug 2026). Mapped layers change — this is the strongest all-clear Districts can give, not a certificate.

Records

Property history

  1. Sold$1,150,0006 July 2026
  2. Listedprice unknowncompleted15 June 2026
  3. Listedprice unknowncompleted15 June 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Confidence: medium

Zoned Medium Density Residential · R3 (Kiama Local Environmental Plan 2011). Official parcel area about 682 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. If the dual occupancy pathway survives a planner’s check, this lot can outperform a same-suburb house that is hold-as-is only. That is not a forecast. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $700/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

This looks more compelling as a land / capital-growth play than a pure yield play — if the dual occupancy pathway survives a planner’s check.

Detail

Zoned Medium Density Residential · R3 (Kiama Local Environmental Plan 2011). Official parcel area about 682 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.

Read more

Achieved rent for this address has not been inferred. Gross yield on advertising copy is not the deal.

Nearby DA pipeline is unknown, so neighbourhood change is not in this verdict.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

3 of 10 questions answered so far

  • Development optionality of this lot

    Knownmedium

    Zoned Medium Density Residential · R3 (Kiama Local Environmental Plan 2011). Official parcel area about 682 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Knownmedium

    Official parcel about 682 m² — land size can look like optionality. No material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.

  • Lot-level flood

    Unknown

    Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    No DA adapter returned applications for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Gerringong in one glance

Gerringong at a glance

4,164

People

$1,547,500

Median sale

$700/wk

Median rent

2.35%

Suburb gross yield

Median sale from 44 recorded sales (last 12 months) — a Districts calculation.

See the full Gerringong report →

Keep researching

  • Why Gerringong? Read the area thesis →
  • What else is on the market in Gerringong →
  • Other records on Croft Pl →

Listing material

Listed by First National Real Estate Coast & Country Gerringong

Sold by ANGIE RITCHIE & RYAN STALGIS

Perched on the high side of a quiet, family-friendly street, 20 Croft Place presents a great opportunity to secure a character-filled home brimming with potential. Set on a generous 704 sqm block, this three bedroom residence is an excellent entry level opportunity offering convenient living, leafy surrounds, and the chance to add your own personal touch.

The upper level features a generous open plan living and dining area, complete with a charming combustion fireplace that creates a warm and inviting atmosphere, which opens onto a large covered entertaining area and backyard with a northerly aspect, ideal for hosting family and friends year-round. A wraparound deck accessed through the lounge area captures elevated area views and stunning sunsets, providing the perfect setting to relax and unwind.

The main bedroom enjoys direct ensuite-style access to the family bathroom and opens onto the deck through French doors, creating a peaceful retreat. A generously sized second bedroom completes the upper level.

Read the full description

Downstairs, a large multipurpose room offers excellent flexibility as either a third bedroom, a rumpus room, home office, or guest accommodation. A double garage with internal access provides secure parking and additional storage options.

Outside, established gardens surround the home, while convenient side access leads to the rear yard, offering plenty of scope for further landscaping, play areas, or future enhancements. The quiet cul-de-sac street is a desirable location close to the primary school and pre-school, with sports fields, public transport and shops all a short walk away.

With solid bones and endless possibilities to renovate and add value, this is a fantastic opportunity for first-home buyers, investors, or renovators alike.

For further information or to arrange an inspection, contact Angie Ritchie or Ryan Stalgis today.

Listing description written by Angie Ritchie, First National Real Estate Coast & Country Gerringong — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.