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NSW › Stuarts Point › Fourth Ave

20 Fourth Ave, Stuarts Point NSW 2441

For saleHouse

$595,000–$650,000

For sale

Asking range

3

Bedrooms

1

Bathrooms

0

Car spaces

639 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $595,000–$650,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $595,000–$650,000(Listing record · 22 July 2026)
  • FactLand 639 m²; no building size recorded.(Property record)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$595,000–$650,000

Asking range · $931/m² of land

No recorded sale for this property.

Stuarts Point at a glance

No data

Median sale

No data

Median rent

No data

Suburb gross yield

See the full Stuarts Point report →

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$595,000
Stamp Duty (New South Wales)
$21,187
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$620,054

$25,054 on top of the price (4.2% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

No rent is recorded for this listing. Enter a weekly rent to model yield.

Enter a purchase price and weekly rent to calculate yield.

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$595,000–$650,000available22 July 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

0 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Unknown

    No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Stuarts Point in one glance

Stuarts Point at a glance

No data

Median sale

No data

Median rent

No data

Suburb gross yield

See the full Stuarts Point report →

Keep researching

  • Why Stuarts Point? Read the area thesis →
  • What else is on the market in Stuarts Point →
  • Other records on Fourth Ave →

Listing material

Listed by HQ.com.au

Ultimate Coastal Sea Change + DA Approved Extension & Massive 127.5sqm High-Clearance Shed!

CALL NOW TO INSPECT!

Boating, Fishing & Beachside Living — With Massive Future Value Built In

Imagine waking up to fresh sea breezes, loading up the surfboards or fishing rods, and spending your weekends exploring pristine rivers and world-class coastal beaches.

Read the full description

Welcome to 20 Fourth Avenue, Stuarts Point—a cherished, traditional seaside village where life moves at a delightfully relaxed pace and everything you need is just an easy bicycle ride away. Whether you are chasing a true coastal sea change, searching for your first home, looking to downsize, or seeking a prime high-yield investment with instant value-add potential, this tidy renovated home delivers on every front.

STAMPED DA APPROVAL IN HAND (DA2601539)

Skip the lengthy council wait times! Kempsey Shire Council has officially stamped plans for a massive expansion, transforming this property into the ultimate coastal haven:

*127.5m2 Proposed Shed: Features a massive 4.445m wall eave height and a soaring 5.5m external roof ridge line. It includes an extra-tall main roller door designed for high-clearance motorhomes, off-road caravans, or large blue-water boats, complete with an approved internal wet room (toilet & shower amenities).

*56m2 Proposed Dwelling Extension: Almost doubles your internal living footprint.

*21m2 Proposed Verandah: Adds seamless covered outdoor entertaining space.

*(Existing footprint: 70m2 floor area + 21m2 deck)

The Residence

Constructed from classic, enduring Western Red Cedar hardwood, this home blends timeless character with fresh, modern updates:

*3 Comfortable Bedrooms: Carpeted throughout with large aluminium windows flooding the rooms with natural light.

*Fresh Modern Interiors: Light-filled open-plan living and dining areas featuring sliding glass doors for effortless indoor-outdoor flow.

*Updated Kitchen: Crisp white cabinetry, contrast benchtops, and low-maintenance tiled flooring (stove included).

*Tidy Bathroom & Laundry: Functional layout with integrated laundry facilities and modern fixtures.

*Generous 638.6sqm Block: Level backyard, rear and side fenced, featuring a high-speed NBN connection and an existing garden shed.

The Location & Lifestyle: A Water Lover's Ultimate Paradise

Positioned perfectly in a tightly held seaside pocket, life here offers the ultimate balance of quiet village charm and boundless outdoor adventure:

*Boater’s & Angler’s Sanctuary: Enjoy immediate access to the pristine waters of nearby Fishermans Reach and the sprawling Macleay River Delta—renowned for world-class fishing, kayaking, and boating.

*Sun, Surf & Sand: You are just minutes away from catching iconic, pristine point breaks and exploring the breathtaking coastal beaches of Scotts Head and Grassy Head.

*Parkside Living: Embrace an active, family-friendly lifestyle with local playing fields and expansive community parklands situated directly across the road.

*Perfectly Connected: Savour the tranquility of a relaxed coastal town while enjoying easy, seamless access to major regional service hubs, including Kempsey, Macksville, and Coffs Harbour.

Flexible Investment or Coastal Dream Setup

Whether you are looking to secure a high-performance asset or plan your ultimate personal sea change, this property offers incredible versatility and instant upside:

*Immediate Cash Flow: Currently tenanted by an excellent occupant returning $470 per week, allowing investors to secure immediate, hassle-free rental returns from day one.

*Ready-to-Build Value Add: With stamped council approvals already locked in, you can choose to keep collecting strong yields now, or seamlessly transition into building the spectacular 127.5m2 high-clearance shed and home extension.

Key Features at a Glance:

*Block Size: 638.6sqm level block, rear and side fenced, directly opposite community parklands.

*Council DA Approved (DA2601539): 127.5m2 shed (4.445m eave height, 5.5m ridge height, inc. wet room), 56m2 house extension, 21m2 verandah.

*Completed DA Transformation: Converts the layout into a more spacious home with a 2 bathroom layout, featuring a private Master ensuite, walk-in robe, separate laundry, and a dedicated 4.7m x 4.6m family living room.

*Construction: Western Red Cedar hardwood with durable aluminium windows.

*Income From Day 1: Current rental return of $470/week (subject to existing tenancy provisions).

Disclaimer: All information about the property has been provided to HQ.com.au by third parties. HQ.com.au has not verified the information and does not warrant its accuracy or completeness. Parties are subject to flood-related development controls for extreme events (between the flood planning area and the probable maximum flood line) and should make and rely on their own enquiries in relation to the property, zoning constraints, and infrastructure.

Listing description written by Geoff Allen, HQ.com.au — reproduced as published, not verified by Districts.

Property features

  • Toilets: 1
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.