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VIC › Ocean Grove › Holyhead St

20 Holyhead St, Ocean Grove VIC 3226

For saleHouse for Sale

$1,300,000–$1,400,000

For sale

Asking range

4

Bedrooms

2

Bathrooms

2

Car spaces

576 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,300,000–$1,400,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,300,000–$1,400,000(Listing record · 21 July 2026)
  • FactLand 576 m²; no building size recorded.(Property record)
  • CalculationIf it leased at Ocean Grove's advertised median rent ($584/wk), implied gross yield would be 2.34% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,300,000–$1,400,000

Asking range · $2,257/m² of land

No recorded sale for this property.

Ocean Grove at a glance

19,129

People

No data

Median sale

$584/wk

Median rent

No data

Suburb gross yield

See the full Ocean Grove report →

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$1,300,000
Stamp Duty (Victoria)
$71,500
Transfer/Registration Fee
$3,146
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,378,346

$78,346 on top of the price (6.0% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Ocean Grove's advertised median rent — not a rent for this listing.

Net yield
0.84%
Annual cashflow (pre-tax)
$-56,732
Interest cover (DSCR)
0.16
Annual rent
$30,368
Operating expenses
$19,500
Loan amount
$1,040,000
Annual interest
$67,600
Gross yield
2.34%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$1,300,000–$1,400,000available21 July 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $584/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.3%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Ocean Grove in one glance

Ocean Grove at a glance

19,129

People

No data

Median sale

$584/wk

Median rent

No data

Suburb gross yield

See the full Ocean Grove report →

Keep researching

  • Why Ocean Grove? Read the area thesis →
  • What else is on the market in Ocean Grove →
  • Other records on Holyhead St →

Listing material

Listed by Bellarine Property

Grand-Scale Family Living, Made for Entertaining

The Feel:

Open Sunday 30th August 1.30pm - 1.50pm

From its streamlined contemporary design and quality finishes to its private backyard and heated swim spa, this fabulous four-bedroom-plus-study home delivers the ultimate family lifestyle package in the heart of ever-popular Oakdene Estate. Flaunting coastal-inspired styling across two light-filled levels, it features three separate living spaces, seamless flow to a covered alfresco entertaining area, a sleek stone island kitchen, and full main bedroom with twin vanity ensuite and his-and-hers built-in robes. Placed on 576sqm with fully-enclosed rear lawns and the rare bonus of a second street crossover with gated side access (perfect for boat/caravan owners), it is nestled in a quiet street just a three-minute drive from Kingston Village and a short wander to parks, playgrounds and reserves.

Read the full description

The Facts:

-Grand-scale family home, less than 4-years old & boasting a 7-star energy rating

-With modern lines & curved brick detail, the façade sets an impressive presence from the outset

-Quality & contemporary design carries indoors via engineered timber floors & 2.7m square-set ceilings

-Open-plan living & dining spaces join an island kitchen to form the main social zone at the rear

-Sliding stacker doors facilitate seamless flow to a full-width entertainer’s deck & generous backyard

-Host large-scale alfresco gatherings with a built-in BBQ, complemented by a Buschbeck pizza oven

-A built-in swim spa with heat pump heating adds year-round fun, whether for relaxation or fitness

-A focus on entertaining continues in the stone-dressed island kitchen with extensive soft-close joinery & large WIP

-Quality European appliances include ILVE 900mm oven & induction cooktop, ASKO d/w

-A separate sound-proofed sitting room invites quiet retreat or family movie nights in

-Upstairs, a 3rd living area with fitted study nook creates a private retreat for kids to study, relax, or recharge

-Accommodation is zoned to the upper level, thoughtfully distanced from the social heart of the home

-Main bedroom suite pampers parents with his-and-hers WIRs plus fully tiled ensuite with twin vanity, double shower & stone benchtop

-Generous proportions continue in the 3 junior bedrooms, two with WIRs & the third with a BIR

-Family bathroom includes a built-in bath, stone-topped vanity, shower & separate WC

-Lower-level powder room is a feature unto itself, complete with fluted terrazzo-style tiling & backlit mirror

-The dedicated study is elevated by custom joinery including twin workstations, offering a refined & functional zone for work-from-home days

-Enjoy year-round comfort with automated, multi-zoned reverse-cycle heating & cooling

-Automated access to a DLUG, finished with epoxy flooring

-A rare second street crossover enables secure gated storage for the boat or caravan

-Thoughtful landscaping pairs Silvertop Ash decking with Italian stone crazy paving, while underlit plantings introduce a soft, atmospheric after-dark glow

-Additional features include double glazing, keyless entry, under-stair storage, & an underground water-tank plumbed to toilets

-An easy 3-minute drive to Kingston Village for shopping, eateries, medical & fitness

-Proximity to landscaped parks, reserves & walking tracks, a feature of Oakdene Estate

-Short drive to schools & town centre, as well as beach access just 5km away

The Owner Loves….

“What we've loved most is how easily this home flows between indoors and out – the stacker doors open the whole back of the house, and we've spent countless weekends entertaining on the deck or relaxing in the swim spa while the kids enjoy the space of the backyard.”

Listing description written by Andrew Kibbis, Bellarine Property — reproduced as published, not verified by Districts.

Property features

  • Built-in Robes
  • Courtyard
  • Deck
  • Dishwasher
  • Ducted Heating
  • Floorboards
  • Fully Fenced
  • Outdoor Entertaining
  • Outside Spa
  • Remote Garage
  • Rumpus Room
  • Study
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.