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VIC › Cardigan › Maxwell St

20 Maxwell St, Cardigan VIC 3352

House

4

Bedrooms

2

Bathrooms

8

Car spaces

2,145 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

What should you know about this lot before spending serious money?

Why this property?

  • FactLand 2,145 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Cardigan (last 5 years) with land size: median $376/m² of land (n=25). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)

What could make it worth more?

  • FactZoned TOWNSHIP ZONE (TZ) under the ZN.(Vicmap Planning · 31 Aug 2026)

What could make it worth less?

  • FactDEVELOPMENT PLAN OVERLAY - SCHEDULE 6 intersects 99.8% of this parcel.(Vicmap Planning · 31 Aug 2026)

What should you verify next?

  1. 1DEVELOPMENT PLAN OVERLAY - SCHEDULE 6 affects this parcel — verify the mapped extent against the title / planning certificate before relying on unaffected land.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

What this lot has actually traded at

Last sold

No recorded sale price for this property yet.

Local land rate: recorded House sales in Cardigan (last 5 years) with land size have a median of $376/m² of land (n=25). Districts calculation from recorded sales — not a valuation.

Cardigan at a glance

3,086

People

$587,000

Median sale

$512/wk

Median rent

4.54%

Suburb gross yield

Median sale from 13 recorded sales (last 12 months) — a Districts calculation.

See the full Cardigan report →

Planning

Planning and development

Planning scheme

ZN

Zone

TOWNSHIP ZONE

TZ

Jurisdiction

Ballarat

Ballarat, VIC

Planning overlays

  • DEVELOPMENT PLAN OVERLAY - SCHEDULE 6Detected — 99.8% of parcel

Development activity

Data unavailable

Source

  • Provider: Vicmap Planning
  • Dataset: PLAN_ZONE
  • Retrieved: 31 Aug 2026
  • Version: 1
  • Parcel: 421597254

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Soldprice unknown27 Mar 2026
  2. Listedprice unknowncompleted4 Feb 2026
  3. Listedprice unknowncompleted4 Feb 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Confidence: medium

Zoned TOWNSHIP ZONE · TZ (ZN). Official parcel area about 2,148 m². Dual occupancy is not confirmed from the controls loaded for this lot. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. Zoning and lot facts are a starting point, not proof this lot outperforms the suburb. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. Official parcel about 2,148 m² — land size can look like optionality. What reduces it: DEVELOPMENT PLAN OVERLAY - SCHEDULE 6. This overlay can reduce what the land size appears to promise. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $512/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

3 of 10 questions answered so far

  • Development optionality of this lot

    Knownmedium

    Zoned TOWNSHIP ZONE · TZ (ZN). Official parcel area about 2,148 m². Dual occupancy is not confirmed from the controls loaded for this lot. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Knownlow

    Official parcel about 2,148 m² — land size can look like optionality. What reduces it: DEVELOPMENT PLAN OVERLAY - SCHEDULE 6. This overlay can reduce what the land size appears to promise.

  • Lot-level flood

    Unknown

    Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    No DA adapter returned applications for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Cardigan in one glance

Cardigan at a glance

3,086

People

$587,000

Median sale

$512/wk

Median rent

4.54%

Suburb gross yield

Median sale from 13 recorded sales (last 12 months) — a Districts calculation.

See the full Cardigan report →

Keep researching

  • Why Cardigan? Read the area thesis →
  • What else is on the market in Cardigan →
  • Other records on Maxwell St →

Listing material

Listed by Ballarat Real Estate

A MODERN FAMILY HOME WITH SPACE, SHEDDING AND SIDE ACCESS

Situated in the highly sought-after suburb of Cardigan, this impressive family home is set on a generous 2,145m² (approx.) allotment, offering space, comfort and convenience. Ideally positioned just a short drive from shops, schools, parks, cafés, restaurants, the Western Highway and local amenities, this property delivers an exceptional lifestyle on the fringe of Ballarat.

The home comprises four spacious bedrooms, two bathrooms, an open-plan kitchen, living and dining area, along with two separate living zones, a welcoming front porch, undercover outdoor entertaining area and a double garage. The master suite is well appointed with a generous sized his/her walk-in robe and a stylish ensuite featuring a dual vanity and large walk-in shower. The remaining three bedrooms are all generously sized and include built-in robes.

The light-filled open-plan kitchen, living and dining area forms the heart of the home and is complemented by premium appliances, a walk-in pantry and quality finishes throughout. The central bathroom is well designed and includes both a walk-in shower and a full-sized bath, catering perfectly to family living.

Read the full description

Heating and cooling option are catered for with a split system in the kitchen/living are and a central ducted heating.

Outdoors, the low-maintenance backyard provides ample space for children and pets to play, while large high-bay shedding adds versatility for storage, hobbies or trades. Additional features include, double glazing, side access ideal for trailers, boats or caravans, downlighting throughout, 2.7 Metres high ceilings, a solar system, a two zone Bluetooth sprinkler system in the front yard and durable timber-look vinyl flooring.

For further information or to arrange an inspection, contact Blaise Newnham on 0423 175 643 or Josh Horvat on 0478 804 929.

Listing description written by Blaise Newnham, Ballarat Real Estate — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.