North Bendigo at a glance
4,167
People
$557,000
Median sale
$444/wk
Median rent
4.15%
Suburb gross yield
Median sale from 42 recorded sales (last 12 months) — a Districts calculation.
VIC › North Bendigo › Norfolk St
$690,000–$725,000
For sale
Asking range
3
Bedrooms
1
Bathrooms
3
Car spaces
667 m²
Land
Districts View
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Asking
$690,000–$725,000
Asking range · $1,034/m² of land
No recorded sale for this property.
North Bendigo at a glance
4,167
People
$557,000
Median sale
$444/wk
Median rent
4.15%
Suburb gross yield
Median sale from 42 recorded sales (last 12 months) — a Districts calculation.
Vs North Bendigo
+23.9%
Median sale
Suburb $557,000
-0.80 pp
Gross yield
Suburb 4.15%
Suburb median $557,000 from 42 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Based on the low end of the asking range, not a contract price.
$41,889 on top of the price (6.1% extra)
Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.
Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.
Based on the low end of the asking range, not a contract price.
Pre-filled with North Bendigo's advertised median rent — not a rent for this listing.
Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
VICPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.
Rental
No advertised rent is recorded. Suburb median rent $444/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Gross yield if leased at the suburb aggregate is 3.3%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownVictoria has no public statewide property-level DA API. Nearby pipeline is unknown.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownStatutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.
Net yield / holding costs
UnknownNet yield / holding costs are not estimated outside NSW without inventing land tax.
Area
North Bendigo at a glance
4,167
People
$557,000
Median sale
$444/wk
Median rent
4.15%
Suburb gross yield
Median sale from 42 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Ballarat Real Estate BendigoHidden behind a striking contemporary fence and beautifully established low-maintenance gardens, this lovingly transformed 1920s home delivers the perfect fusion of character, comfort and modern design.
From the moment you arrive, the leafy frontage creates an instant sense of privacy and calm. Step inside and discover a home where thoughtful updates and natural light come together to create an effortless lifestyle just moments from Bendigo Health, Lake Weeroona, Rosalind Park, Ulumbarra Theatre, local cafés, restaurants, pubs and the CBD.
At the heart of the home is an impressive split-level open-plan living zone, designed to maximise space, light and connection with the outdoors. Expansive windows frame the surrounding gardens, while strategically placed skylights flood the interiors with natural light, adding an extra sense of openness and style.
The kitchen is a standout feature, centred around a custom island bench with crisp white cabinetry - the perfect hub for entertaining family and friends. Featuring a Bosch induction cooktop, integrated dishwasher, integrated microwave, generous walk-in pantry and abundant storage, it combines sleek functionality with timeless appeal.
A second living zone adjoining the kitchen provides flexibility for dining, relaxed seating or a quiet retreat. Contemporary flooring and a cosy gas log fireplace add warmth and sophistication, creating a welcoming atmosphere throughout the seasons.
The beautifully appointed bathroom feels like your own private sanctuary, with a freestanding bath positioned beneath large windows overlooking a tranquil fernery. Heated floors, a heated towel rail and feature tiling create a luxurious, spa-inspired experience.
Accommodation includes three comfortable bedrooms, all with new carpet, with two offering built-in robes. Additional features include split-system heating and cooling, double-glazed windows, keyless entry, security and a fresh repaint throughout.
Outside, the private gardens provide a relaxed setting for entertaining or unwinding. Enjoy evenings around the firepit, pick lemons from the established tree, or make the most of the fully fenced yard. A drive-through carport with electronic sliding doors leads to a substantial shed, offering outstanding storage, workshop or hobby potential.
Features You'll Love
- Updated 1920s home with contemporary extension
- Private, established low-maintenance gardens
- Light-filled split-level open-plan living
- Custom kitchen island bench
- Bosch induction cooktop and integrated appliances
- Walk-in pantry with excellent storage
- Wood Heater
- Spa-inspired bathroom with freestanding bath
- Heated bathroom floors and towel rail
- Three bedrooms with new carpet (two with built-in robes)
- Split-system heating and cooling
- Double-glazed windows
- Keyless entry and security
- Fully fenced gardens with firepit entertaining area
- Drive-through carport with electronic sliding doors
- Large shed with workshop potential
Blending heritage charm with contemporary style, 20 Norfolk Street offers a rare opportunity to enjoy privacy, personality and convenience in one of North Bendigo's most desirable locations.
Listing description written by Byron Ager, Ballarat Real Estate Bendigo — reproduced as published, not verified by Districts.