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QLD › Saunders Beach › Reef St

20 Reef St, Saunders Beach QLD 4818

For saleHouse

$1,175,000

For sale

Asking

4

Bedrooms

4

Bathrooms

2

Car spaces

809 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,175,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,175,000(Listing record · 20 May 2026)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,175,000

Asking · $1,452/m² of land

No recorded sale for this property.

Saunders Beach at a glance

No data

Median sale

No data

Median rent

No data

Suburb gross yield

See the full Saunders Beach report →

Total cost to purchase

Purchase Price
$1,175,000
Stamp Duty (Queensland)
$48,088
Transfer/Registration Fee
$4,904
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,231,692

$56,692 on top of the price (4.8% extra)

  • Stamp Duty (Queensland)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Queensland schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

No rent is recorded for this listing. Enter a weekly rent to model yield.

Enter a purchase price and weekly rent to calculate yield.

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

For more information on this property, visit Queensland Globe↗.

Records

Property history

  1. Listed$1,175,000available20 May 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

QLD

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Nearby development applications are not loaded. This lot’s own applications are a separate question.

Rental

Income, competition, and yield

What will it realistically rent for?

No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Nearby development applications are not loaded. This lot’s own applications are a separate question. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

0 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Nearby development applications are not loaded. This lot’s own applications are a separate question.

  • Honest achievable rent

    Unknown

    No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Saunders Beach in one glance

Saunders Beach at a glance

No data

Median sale

No data

Median rent

No data

Suburb gross yield

See the full Saunders Beach report →

Keep researching

  • Why Saunders Beach? Read the area thesis →
  • What else is on the market in Saunders Beach →
  • Other records on Reef St →

Listing material

Listed by Ray White Townsville

Coastal

Rates: $6,287PA

Potential Rental Income: $800 - $850PW

Year of Construction: 2019

Read the full description

Size Under Roof: 284m2

The absolute best of beachside living, this uniquely styled contemporary beach house delivers space, style and serious functionality in one impressive package. Designed and built by an owner builder, the home offers a thoughtful layout with quality finishes, generous outdoor living and outstanding garage and workshop space.

Built in 2019, the home features a strong steel and timber super frame, vinyl plank flooring, vaulted ceilings and feature panelled walls that create a modern coastal feel throughout.

The heart of the home is the stunning kitchen, complete with a 4.5m island bench, 900mm oven, 5 burner gas cooktop, walk in pantry and open connection to the living and deck areas.

Property Features:

• 4 bedrooms, each with its own ensuite

• Quad primary bedroom design

• Walk through wardrobes to the main bedroom

• All bedrooms have direct deck access

• Modern shower room with step and floating vanity in all bathrooms

• Vaulted ceilings and feature panelled walls to the main living

• Hybrid flooring throughout

• 900mm oven and 5 burner gas cooking

• Walk in pantry

• Generous 4.5m kitchen bench

• Aluminium block out louvers

• Tucked away laundry cupboard plus linen storage

Outdoor Lifestyle

• 809m2 beachfront allotment

• Dumb-waiter lift for goods

• 5kW solar power

• Solar hot water

• Lockable 6 car garage and workshop space

• Concrete paths around the home

• Fenced yard

• Designed to drain storm water effectively

• full length front and rear decks with concrete/fibreglass decking

This is a rare coastal home that offers far more than the standard beach house, with room for family, guests, storage, tools, toys and relaxed seaside living.

Get to Know Saunders Beach

Saunders Beach is a sleepy residential suburb approximately 25 kilometres north of the Townsville. The Saunders Beach community is situated just south-east of the mouth of Althaus Creek, the beach itself stretching approximately 6 kilometres further south-east to the mouth of Black River. Locals consider themselves fortunate to live in this coastal suburb with an abundance of beach and reef fishing opportunities, an active community centre and very low crime statics. Local licenced bistro is open for meals from Wednesday to Sunday. If you are looking for some old school living this is certainly the place to be.

Interested parties should verify the accuracy and currency of the information and make their own independent inquiries as the agent cannot attest to the correctness of the information provided. Some file photographs in use may have been taken some time ago or modifications have been conducted at the property since the photography. Please rely on your own inspection and investigations to determine if this property is suitable for your requirements and information provided is general in nature. Ray White Townsville bears no liability for any loss sustained due to inaccuracy or omission.

Listing description written by Allison Gough, Ray White Townsville — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Balcony
  • Broadband
  • Built-in Robes
  • Deck
  • Dishwasher
  • Floorboards
  • Fully Fenced
  • Grey Water System
  • Outdoor Entertaining
  • Secure Parking
  • Solar Panels
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.