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NSW › Edgeworth › Velinda St

20 Velinda St, Edgeworth NSW 2285

For saleHouse for Sale

$850,000–$900,000

For sale

Asking range

3

Bedrooms

1

Bathrooms

1

Car spaces

608 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $850,000–$900,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $850,000–$900,000(Listing record · 13 Aug 2026)
  • CalculationLand 608 m² against a 77 m² dwelling — the land is most of what is being bought.(Districts calculation)
  • CalculationAsk is 6% below the Edgeworth median recorded sale ($900,000, n=64, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Edgeworth's advertised median rent ($630/wk), implied gross yield would be 3.85% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

  • InterpretationA large lot with a small dwelling means the value case rests on the land and what the zone allows on it, not the house.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$850,000–$900,000

Asking range · $1,398/m² of land

No recorded sale for this property.

Edgeworth at a glance

8,139

People

$900,000

Median sale

$630/wk

Median rent

3.64%

Suburb gross yield

Median sale from 64 recorded sales (last 12 months) — a Districts calculation.

See the full Edgeworth report →

Vs Edgeworth

-5.6%

Median sale

Suburb $900,000

+0.21 pp

Gross yield

Suburb 3.64%

Suburb median $900,000 from 64 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$850,000
Stamp Duty (New South Wales)
$32,662
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$886,529

$36,529 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Edgeworth's advertised median rent — not a rent for this listing.

Net yield
2.35%
Annual cashflow (pre-tax)
$-24,190
Interest cover (DSCR)
0.45
Annual rent
$32,760
Operating expenses
$12,750
Loan amount
$680,000
Annual interest
$44,200
Gross yield
3.85%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$850,000–$900,000available13 Aug 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $630/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.9%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Edgeworth in one glance

Edgeworth at a glance

8,139

People

$900,000

Median sale

$630/wk

Median rent

3.64%

Suburb gross yield

Median sale from 64 recorded sales (last 12 months) — a Districts calculation.

See the full Edgeworth report →

Keep researching

  • Why Edgeworth? Read the area thesis →
  • What else is on the market in Edgeworth →
  • Other records on Velinda St →

Listing material

Listed by TaylorHedley Property.

Fully Renovated and Stylish Down to the Last Detail

Proudly presented and located in a fast-emerging lifestyle hotspot, this classic home has had a top-to-bottom renovation and the result is striking. This light and airy home offers a stylish sanctum for first-home buyers through to growing families and investors, with a practical internal layout complemented by a generous outdoor entertaining area and spacious backyard. You'll love calling 20 Velinda Street home.

Bright open plan living and dining flows to the rear entertainer's deck, while the stunning island kitchen takes centre stage with a perfectly created servery window keeping you connected to the party. When it's time to retire, all three bedrooms have been finished to provide a quiet personal retreat. Reflecting the easy-care nature of the home, the backyard requires little maintenance for its size, boasting established lawn for play, a fire-pit zone, secure fencing for safety and a lock-up single garage along with plenty of driveway space for off-street parking. From the timber entertainer's deck, you can take in a clear view of the backyard, making it easy to relax with a drink in hand while keeping an eye on the kids.

Connected to everything that matters, 20 Velinda Street is moments from Edgeworth's bustling town centre, with nearby Cameron Park and Stockland Glendale adding an even broader mix of shops, dining, services and entertainment. Lake Macquarie is less than 15 minutes away, opening up a completely different side of the week with waterfront walks, boating, swimming and recreation. When work or weekends take you further afield, the Hunter Expressway and M1 are both 5km away, putting Newcastle, the Hunter and the Central Coast within easy reach.

Read the full description

- Single level home placed upon a laser-level block and renovated throughout

- Beautiful open plan living and dining smoothly extends to a rear entertainer's deck

- Polished kitchen features stone benchtops, a breakfast bar, subway tiling, modern appliances and pendant lights

- Three bedrooms (two robed) share a stunning bathroom with bath, walk-in shower, full-height tiling and black tapware

- Ducted air conditioning; engineered timber flooring; crisp colour scheme

- Large laundry room with extra storage located off the deck

- Lock-up single garage plus plenty of off-street parking for extra cars, trailers or campers

- North-facing backyard – generous, secure, lawned and neatly landscaped

- Set in a burgeoning suburb minutes from Costco, Stockland Glendale and Bunnings

- Five-minute drive to Lake Macquarie and all its waterside attractions

- Zoned for Edgeworth Heights Public School (1,400m) and West Wallsend High School (4.6km)

- An outstanding choice for first-home buyers, downsizers or the investor market

Council Rates: Approx. $628.80 per quarter.

Water Rates: Approx. $653.30 tri annually.

Rental Appraisal: $720 - $770 per week.

Disclaimer:

We have obtained this property information from sources we believe to be reliable; however, we cannot guarantee its accuracy. Prospective buyers are advised to carry out their own investigations.

Listing description written by Brett Foley, TaylorHedley Property. — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Built-in Robes
  • Deck
  • Floorboards
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.