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QLD › Pialba › Winchelsea St

20A Winchelsea St, Pialba QLD 4655

For saleHouse for Sale

$649,000

For sale

Asking

3

Bedrooms

2

Bathrooms

1

Car spaces

408 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $649,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $649,000(Listing record · 7 July 2026)
  • FactLand 408 m²; no building size recorded.(Property record)
  • CalculationAsk is 19% below the Pialba median recorded sale ($805,000, n=54, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Pialba's advertised median rent ($603/wk), implied gross yield would be 4.83% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$649,000

Asking · $1,591/m² of land

No recorded sale for this property.

Pialba at a glance

4,444

People

$805,000

Median sale

$603/wk

Median rent

3.90%

Suburb gross yield

Median sale from 54 recorded sales (last 12 months) — a Districts calculation.

See the full Pialba report →

Vs Pialba

-19.4%

Median sale

Suburb $805,000

+0.93 pp

Gross yield

Suburb 3.90%

Suburb median $805,000 from 54 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$649,000
Stamp Duty (Queensland)
$22,230
Transfer/Registration Fee
$2,436
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$677,366

$28,366 on top of the price (4.4% extra)

  • Stamp Duty (Queensland)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Queensland schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Pialba's advertised median rent — not a rent for this listing.

Net yield
3.33%
Annual cashflow (pre-tax)
$-12,127
Interest cover (DSCR)
0.64
Annual rent
$31,356
Operating expenses
$9,735
Loan amount
$519,200
Annual interest
$33,748
Gross yield
4.83%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

For more information on this property, visit Queensland Globe↗.

Records

Property history

  1. Listed$649,000available6 July 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

QLD

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Nearby development applications are not loaded. This lot’s own applications are a separate question.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $603/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Nearby development applications are not loaded. This lot’s own applications are a separate question. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 4.8%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Nearby development applications are not loaded. This lot’s own applications are a separate question.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Pialba in one glance

Pialba at a glance

4,444

People

$805,000

Median sale

$603/wk

Median rent

3.90%

Suburb gross yield

Median sale from 54 recorded sales (last 12 months) — a Districts calculation.

See the full Pialba report →

Keep researching

  • Why Pialba? Read the area thesis →
  • What else is on the market in Pialba →
  • Other records on Winchelsea St →

Listing material

Listed by LJ Hooker Fraser Coast

Charming Beachside Home in the Heart of Pialba – Approximately 350m to the

Embrace the relaxed Hervey Bay lifestyle with this charming and well presented seaside home, ideally positioned in the heart of Pialba and only approximately 350 metres from the sparkling waters of Hervey Bay’s beautiful foreshore.

Wake up and enjoy a morning stroll along the Esplanade, play a round of golf at the Hervey Bay golf course just around the corner, take advantage of the nearby walking and cycling tracks, or simply soak up the coastal atmosphere that makes this location so highly sought after. Whether you’re looking for your first home, an investment opportunity, or a low-maintenance coastal retreat, this property offers exceptional value in a prime beachside position.

The home features three bedrooms, two bathrooms, a practical layout designed for comfortable living, a rear outdoor deck, a single carport and will appeal to first home buyers, investors, downsizers, or those seeking a relaxed beachside lifestyle. Complete with security screens and a single carport, this home is move-in ready and offers plenty of potential to add your own personal touch. Convenience is at your doorstep, with major shopping centres, cafes, restaurants, wetside water park, parks, schools, hospitals, universities and TAFE all just a short drive away. Families will appreciate the close proximity to the beach and both primary and secondary schools, while investors will recognise the appeal of this central and highly desirable location.

Read the full description

Features include:

- Well presented home in a prime location

- Three bedrooms and two bathrooms

- Refurbished floor coverings, paint and blinds

- Freshly painted externally

- Power (new meter box),town water, sewer and NBN connected

- Single carport, electric hot water and security screens

- Approximately 350 metres to the beach and Esplanade

- A short drive to the Hervey Bay golf course

- Conveniently located near primary and high schools

- A short drive to the hospitals, universities, TAFE and major shopping

- Easy access to the Esplanade cycling tracks and scenic walking tracks

Whether you’re looking for your first home, a smart investment opportunity, or a charming coastal retreat, this lovely seaside home ticks all the boxes. Don’t miss your chance to secure a fantastic property in one of Pialba’s most convenient and desirable locations, on a low maintenance 408m2 block of land.

Offering the perfect combination of coastal convenience and lifestyle appeal, this delightful home presents an outstanding opportunity to secure your own slice of Hervey Bay’s relaxed beachside living. Located on the Fraser Coast, the tourist gateway to whale watching and heritage listed Fraser Island.

Raelene looks forward to meeting you and showing you through this great property. Call today for your private viewing.

Listing description written by Raelene Box, LJ Hooker Fraser Coast — reproduced as published, not verified by Districts.

Property features

  • Ensuites: 1
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.