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VIC › Bell Park › Hammersley Rd

21 Hammersley Rd, Bell Park VIC 3215

For saleHouse for Sale

$800,000–$860,000

For sale

Asking range

4

Bedrooms

2

Bathrooms

5

Car spaces

549 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $800,000–$860,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $800,000–$860,000(Listing record · 22 July 2026)
  • FactLand 549 m²; no building size recorded.(Property record)
  • CalculationAsk is 9% above the Bell Park median recorded sale ($735,000, n=29, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Bell Park's advertised median rent ($425/wk), implied gross yield would be 2.76% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$800,000–$860,000

Asking range · $1,457/m² of land

No recorded sale for this property.

Bell Park at a glance

5,455

People

$735,000

Median sale

$425/wk

Median rent

3.01%

Suburb gross yield

Median sale from 29 recorded sales (last 12 months) — a Districts calculation.

See the full Bell Park report →

Vs Bell Park

+8.8%

Median sale

Suburb $735,000

-0.25 pp

Gross yield

Suburb 3.01%

Suburb median $735,000 from 29 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$800,000
Stamp Duty (Victoria)
$43,070
Transfer/Registration Fee
$1,976
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$848,746

$48,746 on top of the price (6.1% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Bell Park's advertised median rent — not a rent for this listing.

Net yield
1.26%
Annual cashflow (pre-tax)
$-31,500
Interest cover (DSCR)
0.24
Annual rent
$22,100
Operating expenses
$12,000
Loan amount
$640,000
Annual interest
$41,600
Gross yield
2.76%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$800,000–$860,000available22 July 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $425/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.8%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Bell Park in one glance

Bell Park at a glance

5,455

People

$735,000

Median sale

$425/wk

Median rent

3.01%

Suburb gross yield

Median sale from 29 recorded sales (last 12 months) — a Districts calculation.

See the full Bell Park report →

Keep researching

  • Why Bell Park? Read the area thesis →
  • What else is on the market in Bell Park →
  • Other records on Hammersley Rd →

Listing material

Listed by McGrath Geelong | Newtown

Built for Generations

Positioned in a sought-after pocket of Bell Park, this immaculately presented split-level brick home offers the space, comfort and flexibility that growing families are searching for. Beautifully maintained and cherished by the one family, every corner of the home reflects years of care and pride of ownership.

Set across three levels, the home features four generous bedrooms and two well-appointed bathrooms. Three bedrooms include built-in robes, while the remaining bedroom enjoys the convenience of a walk-in robe. Two of the upstairs bedrooms open onto a private balcony, where elevated bayside views create a peaceful place to relax and unwind.

Designed for everyday living, the heart of the home is the spacious open-plan kitchen, dining and living area, offering plenty of room for family gatherings and entertaining. Ducted heating throughout and a split system in the lounge ensure comfort in every season, while the large laundry with direct outdoor access adds to the home's practicality. One bathroom features a built-in bath, ideal for young families.

Read the full description

Outside, the generous backyard offers a grassed area for children and pets to enjoy, established gardens, a storage area and a traditional smoke room. Completing the package is a three-car garage, providing ample space for vehicles, trailers, a workshop or additional storage.

Conveniently located within walking distance of Hammersley Road Park and close to Kardinia International College, Bell Park North Primary School, the cafés and shops along Separation Street, Bell Post Hill Shopping Centre and with easy access to the Ring Road, commuting to Melbourne or heading to the Surf Coast couldn't be easier.

Combining generous proportions, immaculate presentation and a location that caters to every stage of family life, this is a home ready to create lasting memories for its next owners.

- Four-bedroom split-level brick home across three spacious levels

- Immaculately maintained and lovingly cared for by one family

- Two upstairs bedrooms open onto a balcony with stunning bayside views

-Three bedrooms feature built-in robes, while the master includes a walk-in robe

- Light-filled open-plan kitchen, living and dining area

- Ducted heating throughout plus a split system in the main living room

- Two bathrooms, including one with a built-in bath, plus a large laundry with outdoor access

-Three-car garage with additional storage area and traditional smoke room

- Spacious backyard with established gardens and a grassed area for children and pets

- Close to Kardinia International College, Bell Park North Primary School, Hammersley Road Park, Separation Street shops and cafés, Bell Post Hill Shopping Centre and easy Ring Road access to Melbourne and the Surf Coast

Listing description written by Jasmin Jurkovic, McGrath Geelong | Newtown — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.