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QLD › Harlaxton › Kelly St

21 Kelly St, Harlaxton QLD 4350

For saleHouse

$643,500

For sale

$643,500

Last sold

20 Jan 2026

3

Bedrooms

1

Bathrooms

1

Car spaces

653 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

This is on the market — is it worth your time?

Why this ask?

  • FactListed for sale — no asking price recorded(Listing record · 9 July 2026)
  • FactLand 653 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Harlaxton (last 5 years) with land size: median $741/m² of land (n=94). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationIf it leased at Harlaxton's advertised median rent ($472/wk), implied gross yield would be 3.81% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

  • FactZoned Low Density Residential (Low Density Residential) under the Toowoomba Regional Planning Scheme.(Toowoomba Regional Council · 31 Aug 2026)

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$643,500

20 Jan 2026 · derived via latest_sale

Local land rate: recorded House sales in Harlaxton (last 5 years) with land size have a median of $741/m² of land (n=94). Districts calculation from recorded sales — not a valuation.

Harlaxton at a glance

3,030

People

$687,500

Median sale

$472/wk

Median rent

3.57%

Suburb gross yield

Median sale from 24 recorded sales (last 12 months) — a Districts calculation.

See the full Harlaxton report →

Vs Harlaxton

-6.4%

Median sale

Suburb $687,500

+0.24 pp

Gross yield

Suburb 3.57%

Suburb median $687,500 from 24 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$643,500
Stamp Duty (Queensland)
$21,983
Transfer/Registration Fee
$2,436
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$671,619

$28,119 on top of the price (4.4% extra)

  • Stamp Duty (Queensland)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Queensland schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Harlaxton's advertised median rent — not a rent for this listing.

Net yield
2.31%
Annual cashflow (pre-tax)
$-18,570
Interest cover (DSCR)
0.45
Annual rent
$24,544
Operating expenses
$9,653
Loan amount
$514,800
Annual interest
$33,462
Gross yield
3.81%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning scheme

Toowoomba Regional Planning Scheme

Zone

Low Density Residential

Low Density Residential

Jurisdiction

Toowoomba Regional Council

Toowoomba, QLD

Planning overlays

  • Data unavailable

Development activity

Data unavailable

Source

  • Provider: Toowoomba Regional Council
  • Dataset: Toowoomba Regional Planning Scheme Zones
  • Retrieved: 31 Aug 2026
  • Version: 29
  • Parcel: 59RP78721

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

For more information on this property, visit Queensland Globe↗.

Records

Property history

  1. Listedprice unknownavailable9 July 2026
  2. Sold$643,50020 Jan 2026
  3. Listedprice unknowncompleted2 Jan 2026
  4. Listedprice unknowncompleted2 Jan 2026
  5. Listedprice unknowncompleted17 Oct 2023
  6. Listedprice unknowncompleted17 Oct 2023
  7. Soldprice unknown25 Sept 2023

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

QLD

Why this lot, not just this suburb

Why could this property outperform?

Confidence: medium

Zoned Low Density Residential (Toowoomba Regional Planning Scheme). Official parcel area about 655 m². Dual occupancy is not confirmed from the controls loaded for this lot. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. Zoning and lot facts are a starting point, not proof this lot outperforms the suburb. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. Nearby development applications are not loaded. This lot’s own applications are a separate question.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $472/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Nearby development applications are not loaded. This lot’s own applications are a separate question. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

3 of 10 questions answered so far

  • Development optionality of this lot

    Knownmedium

    Zoned Low Density Residential (Toowoomba Regional Planning Scheme). Official parcel area about 655 m². Dual occupancy is not confirmed from the controls loaded for this lot. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.

  • Nearby development pipeline

    Unknown

    Nearby development applications are not loaded. This lot’s own applications are a separate question.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Knownmedium

    Official parcel about 655 m² — land size can look like optionality. No material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.

  • Lot-level flood

    Unknown

    Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    No DA adapter returned applications for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Harlaxton in one glance

Harlaxton at a glance

3,030

People

$687,500

Median sale

$472/wk

Median rent

3.57%

Suburb gross yield

Median sale from 24 recorded sales (last 12 months) — a Districts calculation.

See the full Harlaxton report →

Keep researching

  • Why Harlaxton? Read the area thesis →
  • What else is on the market in Harlaxton →
  • Other records on Kelly St →

Listing material

Listed by Ray White Toowoomba

Freshly Updated, Move-In Ready & Positioned for Future Growth

Whether you're purchasing your first home, downsizing, or simply looking for a property where all the hard work has already been completed, 21 Kelly Street presents an outstanding opportunity in one of Toowoomba's most affordable and fast-improving suburbs.

Freshly updated throughout with new internal and external paint, new flooring to the kitchen and dining area, and new ceiling fans, this charming home is ready for its next owners to move straight in and enjoy. Set on a 653m2 allotment with a desirable north-facing backyard, there's plenty of space for children, pets or future landscaping.

Positioned just minutes from the Toowoomba CBD, Northpoint Shopping Centre and the future New Toowoomba Hospital precinct, this location combines everyday convenience with long-term growth potential. The new hospital development is set to transform the surrounding area, bringing thousands of jobs, improved infrastructure and increased demand for quality homes.

Read the full description

Features include:

- Freshly painted internally and externally

- Three well-proportioned bedrooms

- Updated bathroom

- Spacious eat-in kitchen with new flooring

- New ceiling fans installed throughout

- Fully fenced backyard, ideal for children and pets

- Desirable north-facing rear yard

- Convenient location just minutes to Northpoint Shopping Centre and the Toowoomba CBD

- Positioned close to the future New Toowoomba Hospital precinct and surrounding infrastructure investment

- Available with vacant possession, move straight in and make it your own

Offering exceptional value in today's market, this is a home that provides immediate comfort with exciting future upside. Whether you're enjoying the convenience of nearby shopping, schools and parks or taking advantage of the significant investment flowing into the surrounding area, 21 Kelly Street is perfectly positioned to enjoy everything this growing part of Toowoomba has to offer.

For more information or to arrange your inspection, contact The Ben Liesch Team today!

Rates Approximately $1,305.39 per half year

Water Access Rates Approximately $377.40 per half year

Listing description written by Ben Liesch, Ray White Toowoomba — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Built-in Robes
  • Floorboards
  • Fully Fenced
  • Secure Parking
  • Toilets: 1
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.