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NSW › Terrigal › Hillcrest St

22 Hillcrest St, Terrigal NSW 2260

House

4

Bedrooms

2

Bathrooms

4

Car spaces

1,502 m²

Land

327 m²

Building

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

What should you know about this lot before spending serious money?

Why this property?

  • CalculationLand 1,502 m² against a 327 m² dwelling — the land is most of what is being bought.(Districts calculation)
  • CalculationRecorded House sales in Terrigal (last 5 years) with land size: median $2,551/m² of land (n=75). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)

What could make it worth more?

  • InterpretationA large lot with a small dwelling means the value case rests on the land and what the zone allows on it, not the house.
  • FactZoned Low Density Residential (R2) under the Central Coast Local Environmental Plan 2022.(NSW ePlanning Spatial Viewer · 30 Aug 2026)

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

No verification items generated for this record.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

What this lot has actually traded at

Last sold

No recorded sale price for this property yet.

Local land rate: recorded House sales in Terrigal (last 5 years) with land size have a median of $2,551/m² of land (n=75). Districts calculation from recorded sales — not a valuation.

Terrigal at a glance

13,414

People

$1,625,000

Median sale

$805/wk

Median rent

2.58%

Suburb gross yield

Median sale from 73 recorded sales (last 12 months) — a Districts calculation.

See the full Terrigal report →

Planning

Planning and development

Planning scheme

Central Coast Local Environmental Plan 2022

Zone

Low Density Residential

R2

Jurisdiction

Central Coast (NSW)

Central Coast (NSW), NSW

Planning overlays

  • heightDetected
  • heritageNot detected

Planning constraints

  • 98.5

Development activity

Not detected

Source

  • Provider: NSW ePlanning Spatial Viewer
  • Dataset: Planning Portal Principal Planning — Land Zoning Map
  • Retrieved: 30 Aug 2026
  • Version: 1
  • Parcel: 104450781

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not detected — official

The official layer was queried and no heritage listed area was detected on this parcel (NSW ePlanning Spatial Viewer, retrieved 30 Aug 2026). Mapped layers change — this is the strongest all-clear Districts can give, not a certificate.

Records

Property history

  1. Soldprice unknown31 July 2026
  2. Listedprice unknowncompleted24 Feb 2026
  3. Listedprice unknowncompleted24 Feb 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Confidence: medium

Zoned Low Density Residential · R2 (Central Coast Local Environmental Plan 2022). Official parcel area about 1,485 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. If the dual occupancy pathway survives a planner’s check, this lot can outperform a same-suburb house that is hold-as-is only. That is not a forecast. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $805/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

This looks more compelling as a land / capital-growth play than a pure yield play — if the dual occupancy pathway survives a planner’s check.

Detail

Zoned Low Density Residential · R2 (Central Coast Local Environmental Plan 2022). Official parcel area about 1,485 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.

Read more

Achieved rent for this address has not been inferred. Gross yield on advertising copy is not the deal.

Nearby DA pipeline is unknown, so neighbourhood change is not in this verdict.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

4 of 10 questions answered so far

  • Development optionality of this lot

    Knownmedium

    Zoned Low Density Residential · R2 (Central Coast Local Environmental Plan 2022). Official parcel area about 1,485 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Knownmedium

    Official parcel about 1,485 m² — land size can look like optionality. No material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.

  • Lot-level flood

    Unknown

    Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Knownmedium

    No development applications were returned for this parcel. That is not a statement about nearby lots.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Terrigal in one glance

Terrigal at a glance

13,414

People

$1,625,000

Median sale

$805/wk

Median rent

2.58%

Suburb gross yield

Median sale from 73 recorded sales (last 12 months) — a Districts calculation.

See the full Terrigal report →

Keep researching

  • Why Terrigal? Read the area thesis →
  • What else is on the market in Terrigal →
  • Other records on Hillcrest St →

Listing material

Listed by McGrath Terrigal

Super rare, single level family home, 1502sqm block with sweeping ocean views

Positioned in a prized elevated setting, this sprawling single level family residence occupies an expansive 1,502sqm north facing parcel, capturing all-day sun and breathtaking panoramic ocean views. Designed for effortless family living, the position enhances privacy whilst maximising the serene ocean outlook. The perfect north aspect overlooking Terrigal can be enjoyed from every angle. The substantial landholding offers exceptional space for families, entertaining, and future potential to renovate or modernise whilst being complemented by the well-loved grounds and a complete sense of peace and privacy.

- Spacious open plan living, dining and family areas flowing seamlessly to outdoor entertaining

- Contemporary kitchen with stone benchtops, quality appliances, and breakfast bar

Read the full description

- Expansive covered alfresco terrace perfect for year-round entertaining

- The master suite boasts a dressing room, walk-in, ensuite, and ocean views

- Three additional bedrooms, all generous in size with built-in wardrobes

- Double garage plus workshop and storage room plus off street parking

- Expansive block with a large, sun drenched backyard perfect for kids and pets

- Air conditioning, solar panels, studio/workspace/additional bedroom, separate study

- Peaceful, elevated setting, walking distance to Terrigal Primary and High School

- 750m walk to the beach, local cafés, and vibrant Terrigal village amenities

KEY DETAILS:

Council Rates $3,410pa

Water Rates $1,185pa

Listing description written by Mat Steinwede, McGrath Terrigal — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.