Districts
SuburbsBlogSearch
Sign inGet started
Districts
SuburbsBlogSearch
Sign inGet started

QLD › Mermaid Waters › Montego Ct

22 Montego Ct, Mermaid Waters QLD 4218

For saleHouse for Sale

$2,800,000

For sale

Asking

4

Bedrooms

3

Bathrooms

2

Car spaces

858 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $2,800,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $2,800,000(Listing record · 6 July 2026)
  • CalculationAsk is 31% above the Mermaid Waters median recorded sale ($2,130,000, n=64, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Mermaid Waters's advertised median rent ($943/wk), implied gross yield would be 1.75% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$2,800,000

Asking · $3,263/m² of land

No recorded sale for this property.

Mermaid Waters at a glance

14,316

People

$2,130,000

Median sale

$943/wk

Median rent

2.30%

Suburb gross yield

Median sale from 64 recorded sales (last 12 months) — a Districts calculation.

See the full Mermaid Waters report →

Vs Mermaid Waters

+31.5%

Median sale

Suburb $2,130,000

-0.55 pp

Gross yield

Suburb 2.30%

Suburb median $2,130,000 from 64 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$2,800,000
Stamp Duty (Queensland)
$141,525
Transfer/Registration Fee
$12,447
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$2,957,672

$157,672 on top of the price (5.6% extra)

  • Stamp Duty (Queensland)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Queensland schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Mermaid Waters's advertised median rent — not a rent for this listing.

Net yield
0.25%
Annual cashflow (pre-tax)
$-138,564
Interest cover (DSCR)
0.05
Annual rent
$49,036
Operating expenses
$42,000
Loan amount
$2,240,000
Annual interest
$145,600
Gross yield
1.75%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

For more information on this property, visit Queensland Globe↗.

Records

Property history

  1. Listed$2,800,000available6 July 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

QLD

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Nearby development applications are not loaded. This lot’s own applications are a separate question.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $943/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Nearby development applications are not loaded. This lot’s own applications are a separate question. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 1.8%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Nearby development applications are not loaded. This lot’s own applications are a separate question.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Mermaid Waters in one glance

Mermaid Waters at a glance

14,316

People

$2,130,000

Median sale

$943/wk

Median rent

2.30%

Suburb gross yield

Median sale from 64 recorded sales (last 12 months) — a Districts calculation.

See the full Mermaid Waters report →

Keep researching

  • Why Mermaid Waters? Read the area thesis →
  • What else is on the market in Mermaid Waters →
  • Other records on Montego Ct →

Listing material

Listed by Ray White Mermaid Waters

WIDE WATER VIEWS - NORTH FACING SPACIOUS WATERFRONT HOME

Positioned in a quiet waterfront cul-de-sac and framed by prestigious homes, this is the coastal lifestyle most people only dream about. Wake up to glittering water views, spend your weekends on the boat from your own private jetty, and come home to a resort-style pool and generous family spaces made for effortless entertaining.

Crafted for families and executive buyers, this home delivers space, style and flexibility. Multiple living areas, a downstairs guest suite, and a king-sized master retreat with sweeping water views create a sense of luxury, while the modern kitchen, seamless indoor-outdoor flow and fully fenced yards make everyday living easy.

Step outside and the real magic begins. From sunset drinks by the pool to launching the kayak or paddleboard from your own backyard, this property offers a lifestyle that's rarely available and highly sought after.

Read the full description

Highlights you'll love:

• Absolute lifestyle appeal: sparkling in-ground pool + private jetty

• Breathtaking, uninterrupted water views from key living areas and master retreat

• Peaceful waterfront cul-de-sac surrounded by quality, prestige homes

• Flexible family floorplan with two living zones and four generous bedrooms

• Ground-floor guest suite with ensuite - ideal for visitors, teens or extended family

• King-sized master sanctuary with walk-in robe and luxe ensuite with double vanity

• Modern, central kitchen overlooking living, dining and outdoor entertaining

• Exceptional indoor-outdoor flow for year-round BBQs and gatherings

• Fully fenced front and rear yards - perfect for kids and pets

• Air conditioning and ceiling fans throughout

• Double Garage & Driveway Parking

Investment & lifestyle in one:

Currently tenanted at $1,500.00 per week until 08/12/2026

Council Rates: $6,493.00 approx. per annum

This is more than a home - it's a waterfront lifestyle where every day feels like a holiday.

Disclaimer: We have in preparing this information used our best endeavours to ensure that the information contained herein is true and accurate but accept no responsibility and disclaim all liability in respect of any errors, omissions, inaccuracies or misstatements that may occur. Prospective purchasers should make their own enquiries to verify the information contained herein.

Listing description written by Ben Gannon, Ray White Mermaid Waters — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

Research

  • Property search
  • Suburb profiles
  • Blog
  • Calculators
  • Follow suburbs
  • Sign in

Learn

  • How we use data
  • What's covered
  • Questions
  • Who it's for
  • Access

Company

  • About
  • Contact
  • support@districts.com.au

Legal

  • Privacy
  • Terms

© 2026 Districts

districts.com.au

Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.