Saratoga at a glance
4,035
People
$1,450,000
Median sale
$803/wk
Median rent
2.88%
Suburb gross yield
Median sale from 28 recorded sales (last 12 months) — a Districts calculation.
2
Bedrooms
1
Bathrooms
1
Car spaces
758 m²
Land
Districts View
No detected risks — but see the checklist: absence of evidence is not an all-clear.
No verification items generated for this record.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Last sold
No recorded sale price for this property yet.
Local land rate: recorded House sales in Saratoga (last 5 years) with land size have a median of $2,039/m² of land (n=70). Districts calculation from recorded sales — not a valuation.
Saratoga at a glance
4,035
People
$1,450,000
Median sale
$803/wk
Median rent
2.88%
Suburb gross yield
Median sale from 28 recorded sales (last 12 months) — a Districts calculation.
Planning
Planning scheme
Central Coast Local Environmental Plan 2022
Zone
Low Density Residential
R2
Jurisdiction
Central Coast (NSW)
Central Coast (NSW), NSW
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
The official layer was queried and no heritage listed area was detected on this parcel (NSW ePlanning Spatial Viewer, retrieved 31 Aug 2026). Mapped layers change — this is the strongest all-clear Districts can give, not a certificate.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWZoned Low Density Residential · R2 (Central Coast Local Environmental Plan 2022). Official parcel area about 754 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. If the dual occupancy pathway survives a planner’s check, this lot can outperform a same-suburb house that is hold-as-is only. That is not a forecast. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $803/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
This looks more compelling as a land / capital-growth play than a pure yield play — if the dual occupancy pathway survives a planner’s check.
Detail
Zoned Low Density Residential · R2 (Central Coast Local Environmental Plan 2022). Official parcel area about 754 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Achieved rent for this address has not been inferred. Gross yield on advertising copy is not the deal.
Nearby DA pipeline is unknown, so neighbourhood change is not in this verdict.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
3 of 10 questions answered so far
Development optionality of this lot
KnownmediumZoned Low Density Residential · R2 (Central Coast Local Environmental Plan 2022). Official parcel area about 754 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
KnownmediumOfficial parcel about 754 m² — land size can look like optionality. No material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.
Lot-level flood
UnknownFlood overlay has not been queried for this lot. Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownNo DA adapter returned applications for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Saratoga at a glance
4,035
People
$1,450,000
Median sale
$803/wk
Median rent
2.88%
Suburb gross yield
Median sale from 28 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Ray White RPGOne of the last remaining older cottages in a very tightly held dress circle address with potential for eye catching water views, only a short walk to shops and waterfront. This is one exceptional chance to secure an outstanding 758sqm (approx.) flat, yet elevated allotment with a solid 2 bedroom home, ripe for renovating.
The humble home is longing for some love but has a good sizable floorplan and easy scope for a simple renovation or a great foundation for your imagination to add on and create something more substantial. Unlimited potential for sweeping second-story water views await those looking to further redevelop (subject to approvals). The current home is built to the front of the site offering a due north aspect, two bedrooms, sizable living space, workable kitchen and bathroom and covered entertaining. The generous and clear site offers easy access for an additional build of garaging, granny flat (subject to approvals) or simply use as is. Will appeal to visionaries, upgraders, builders and developers alike. Few of these solid older homes remain in prime locations like this, so don't miss this outstanding opportunity. Auction October 4th, 3pm at Ray White Saratoga.
Additional details
Council Rates: $2,236.43 p.a
Water Rates: $1,185.08 + usage p.a
Rental Est: $450 per week
Disclaimer:
This website is intended for marketing purposes only and is subject to change without notice. The information and illustrations provided are indicative and should not be considered as advice, recommendations, or an offer for the sale or rental of property. While every effort has been made to ensure the accuracy of the information, Ray White RPG and its agents make no express or implied warranties regarding its accuracy. Prospective purchasers and tenants are advised to conduct their own investigations into all matters related to the proposed purchase or lease of the property.
Listing description written by Sam Workman, Ray White RPG — reproduced as published, not verified by Districts.