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NSW › Kiama Downs › Jacques Rd

23 Jacques Rd, Kiama Downs NSW 2533

For saleHouse for Sale

$1,200,000

For sale

Asking

4

Bedrooms

1

Bathrooms

2

Car spaces

486 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,200,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,200,000(Listing record · 25 Aug 2026)
  • FactLand 486 m²; no building size recorded.(Property record)
  • CalculationAsk is 9% below the Kiama Downs median recorded sale ($1,320,000, n=32, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Kiama Downs's advertised median rent ($766/wk), implied gross yield would be 3.32% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,200,000

Asking · $2,469/m² of land

No recorded sale for this property.

Kiama Downs at a glance

5,000

People

$1,320,000

Median sale

$766/wk

Median rent

3.02%

Suburb gross yield

Median sale from 32 recorded sales (last 12 months) — a Districts calculation.

See the full Kiama Downs report →

Vs Kiama Downs

-9.1%

Median sale

Suburb $1,320,000

+0.30 pp

Gross yield

Suburb 3.02%

Suburb median $1,320,000 from 32 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$1,200,000
Stamp Duty (New South Wales)
$48,412
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,252,279

$52,279 on top of the price (4.4% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Kiama Downs's advertised median rent — not a rent for this listing.

Net yield
1.82%
Annual cashflow (pre-tax)
$-40,568
Interest cover (DSCR)
0.35
Annual rent
$39,832
Operating expenses
$18,000
Loan amount
$960,000
Annual interest
$62,400
Gross yield
3.32%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$1,200,000available25 Aug 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $766/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.3%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Kiama Downs in one glance

Kiama Downs at a glance

5,000

People

$1,320,000

Median sale

$766/wk

Median rent

3.02%

Suburb gross yield

Median sale from 32 recorded sales (last 12 months) — a Districts calculation.

See the full Kiama Downs report →

Keep researching

  • Why Kiama Downs? Read the area thesis →
  • What else is on the market in Kiama Downs →
  • Other records on Jacques Rd →

Listing material

Listed by Stone Real Estate Illawarra

Cul-de-sac family home – serenity meets convenience

Tucked away at the end of a peaceful cul-de-sac behind the local shopping village, this well maintained brick and tile home delivers low-maintenance living across a single-level floorplan. With four bedrooms and two living zones, it's a residence that caters to growing family needs.

The 486sqm (approx.) parcel of level land encompasses a generous workshop where you can pursue your hobbies, along with an area of lawn that's perfect for the kids. An ideal address for those who value both convenience and a relaxed way of life, it's just footsteps to the local supermarket, shops and daily amenities. Spend an afternoon navigating the bike track meandering past Gainsborough Chase Reserve and Gainsborough Oval or head to Jones Beach where you'll find the iconic basalt columns of Cathedral Rocks.

- Four bedrooms with built-in wardrobes, the main featuring air-conditioning

Read the full description

- Two-way bathroom with a bath and separate WC, large laundry with second WC

- Light-filled casual living and dining area extending to a covered entertaining patio

- Cosy lounge room ideal as a private space to unwind or watch TV

- Open-plan kitchen featuring a breakfast bar with overhead pendant lights

- Sun-soaked private courtyard and level grassed garden with ample space for kids

- Double remote LUG with workspace and internal access, driveway parking

- Spacious workshop with a sink – scope to convert to a games room (STCA)

- LED lighting, solar power, dual roller blinds, ceiling fans, security doors, alarm

- Direct pathway to FoodWorks, restaurants, bakery and local shops

- Approx. 1.4km to Jones Beach and the famous caves of Cathedral Rocks

- Approx. 450m to North Kiama Neighbourhood Centre

The below rates are provided as a guide:

Council rates $596.34pq approx.

Water rates $216.53pq approx.

Listing description written by Simon Medina, Stone Real Estate Illawarra — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Alarm System
  • Broadband
  • Built-in Robes
  • Dishwasher
  • Fully Fenced
  • Remote Garage
  • Shed
  • Solar Panels
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.