Districts
SuburbsBlogSearch
Sign inGet started
Districts
SuburbsBlogSearch
Sign inGet started

NSW › Lorn › Roxburgh St

23 Roxburgh St, Lorn NSW 2320

For saleHouse for Sale

$1,600,000

For sale

Asking

5

Bedrooms

4

Bathrooms

2

Car spaces

1,410 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $1,600,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $1,600,000(Listing record · 9 Mar 2026)
  • FactLand 1,410 m²; no building size recorded.(Property record)
  • CalculationAsk is 38% above the Lorn median recorded sale ($1,162,500, n=8, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Lorn's advertised median rent ($608/wk), implied gross yield would be 1.98% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$1,600,000

Asking · $1,135/m² of land

No recorded sale for this property.

Lorn at a glance

1,582

People

$1,162,500

Median sale

$608/wk

Median rent

2.72%

Suburb gross yield

Median sale from 8 recorded sales (last 12 months) — a Districts calculation.

See the full Lorn report →

Vs Lorn

+37.6%

Median sale

Suburb $1,162,500

-0.74 pp

Gross yield

Suburb 2.72%

Suburb median $1,162,500 from 8 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$1,600,000
Stamp Duty (New South Wales)
$70,012
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,673,879

$73,879 on top of the price (4.6% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Lorn's advertised median rent — not a rent for this listing.

Net yield
0.48%
Annual cashflow (pre-tax)
$-75,584
Interest cover (DSCR)
0.09
Annual rent
$31,616
Operating expenses
$24,000
Loan amount
$1,280,000
Annual interest
$83,200
Gross yield
1.98%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$1,600,000available9 Mar 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $608/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.0%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Lorn in one glance

Lorn at a glance

1,582

People

$1,162,500

Median sale

$608/wk

Median rent

2.72%

Suburb gross yield

Median sale from 8 recorded sales (last 12 months) — a Districts calculation.

See the full Lorn report →

Keep researching

  • Why Lorn? Read the area thesis →
  • What else is on the market in Lorn →
  • Other records on Roxburgh St →

Listing material

Listed by The Agency Hunter Valley

Lorn legacy: Own a grand slice of history

'Flagstaff' is one of Lorn's earliest surviving residences, designed and built by renowned local architect James W. Scobie circa 1888.

Held within the same family for an extraordinary 138 years, this landmark estate stands as a rare piece of Maitland's architectural history.

Behind tall brick walls and established gardens lies a grand home where soaring ceilings, pressed metal detailing, cedar joinery and marble fireplaces evoke a bygone era of craftsmanship.

Read the full description

Set across a substantial 1,410sqm parcel with a second frontage to Nillo Street, Flagstaff offers not only remarkable heritage charm, but also flexibility and scale for the next chapter of its story.

- Built by James W. Scobie Circa 1888, grand, historic Flagstaff is one of Lorn's earliest homes

- Held within the same family for 138 years, this is your chance to own a unique legacy property

- Commanding street appeal with brick and hedge fencing framing the stately two-storey facade

- Set on 1,410sqm L-shaped block which also fronts Nillo St, with opportunity to subdivide (STCA)

- Traditional brick residence with a second storey added in 1904, with several renovations since

- Charming front porch, sandstone window sills & original entry details showcase period charm

- Double entry gates open to a long driveway leading to a convenient double carport for vehicles

- Character, warmth and historic elegance combine in interiors that blend comfort and grandeur

- 10ft high ceilings, leadlight doors & windows, pressed metal ceilings & cedar accents abound

- Elegant marble and Italian tile fireplaces form centrepieces within several rooms of the home

- Rich cedar joinery reflect the craftsmanship of the builder, which is rarely seen in modern homes

- The formal entry hall is framed with pressed metal ceilings, picture rails and antique light fittings

- Arched openings guide you through the home revealing a free flowing and traditional floorplan

- Formal sitting room drenched in deep blue tones creates a dramatic yet intimate & quiet space

- Ornamental fireplace with classic timber mantle forms a stunning focal point in the sitting room

- The grand billiard room retains original timber floors, pressed metal ceiling & heritage fireplace

- An original Scobie-built cedar cabinet is a feature of the room, which will retain the billiard table

- Spacious formal dining room designed for elegant entertaining and memorable family gatherings

- Renovated kitchen features brush box flooring and a striking feature orange glass splashback

- Westinghouse electric cooktop, wall oven and LG dishwasher complement the functional kitchen

- Butler's pantry and generous cabinetry provide excellent storage for modern family living needs

- Casual dining nook captures leafy garden outlooks creating a relaxed space for everyday meals

- The generous master suite is positioned privately at the front of the historic home for comfort

- Master suite includes a large walk-in robe and private ensuite with shower over bath and vanity

- Bedroom 2 is known as 'the pink room' and features floor-to-ceiling robes and period-style light

- The main bathroom is styled with period tiles, a walk-in shower and mirrored storage cabinetry

- Up to 5 bedrooms in total, including a guest room with its own ensuite and two on the upper level

- The upper level was once configured as apartments and adds fantastic versatility for the home

- The old kitchen still stands with plumbing and electricity available, or turn into a functional study

- It includes a third living area once used as an art studio with cedar lined ceilings and a fireplace

- Wraparound balcony with decorative fretwork overlooks lush gardens & established trees below

- Split system air conditioning ensures comfort within the dining and living spaces all year around

- Lush garden oasis brimming with frangipani trees, rose bushes, lavender plants and much more

Council Rates $4,200pa

Water Rates $751pa

Disclaimer: All information herein has been sourced by parties we deem to be reliable; however, we cannot guarantee the accuracy of this information. Prospective purchasers are advised to carry out their own investigations to satisfy themselves of all aspects of such information including, but not limited to, any income, dimensions, areas, zoning and permits.

Listing description written by Charlie Lund, The Agency Hunter Valley — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Balcony
  • Built-in Robes
  • Dishwasher
  • Ensuites: 1
  • Floorboards
  • Fully Fenced
  • Living Areas: 3
  • Rumpus Room
  • Secure Parking
  • Toilets: 4
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

Research

  • Property search
  • Suburb profiles
  • Blog
  • Calculators
  • Follow suburbs
  • Sign in

Learn

  • How we use data
  • What's covered
  • Questions
  • Who it's for
  • Access

Company

  • About
  • Contact
  • support@districts.com.au

Legal

  • Privacy
  • Terms

© 2026 Districts

districts.com.au

Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.