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ACT › Banks › Thomas Hart St

23 Thomas Hart St, Banks ACT 2906

For saleHouse

$799,000

For sale

Asking

3

Bedrooms

1

Bathrooms

2

Car spaces

390 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $799,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $799,000(Listing record · 2 June 2026)
  • CalculationRecorded House sales in Banks (last 5 years) with land size: median $1,481/m² of land (n=27). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 12% below the Banks median recorded sale ($912,500, n=8, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Banks's advertised median rent ($424/wk), implied gross yield would be 2.76% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$799,000

Asking · $2,049/m² of land

No recorded sale for this property.

Local land rate: recorded House sales in Banks (last 5 years) with land size have a median of $1,481/m² of land (n=27). Districts calculation from recorded sales — not a valuation.

Banks at a glance

5,043

People

$912,500

Median sale

$424/wk

Median rent

2.42%

Suburb gross yield

Median sale from 8 recorded sales (last 12 months) — a Districts calculation.

See the full Banks report →

Vs Banks

-12.4%

Median sale

Suburb $912,500

+0.34 pp

Gross yield

Suburb 2.42%

Suburb median $912,500 from 8 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$799,000
Stamp Duty (Australian Capital Territory)
$25,091
Transfer/Registration Fee
$496
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$828,287

$29,287 on top of the price (3.7% extra)

  • Stamp Duty (Australian Capital Territory)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Australian Capital Territory schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Banks's advertised median rent — not a rent for this listing.

Net yield
1.26%
Annual cashflow (pre-tax)
$-31,485
Interest cover (DSCR)
0.24
Annual rent
$22,048
Operating expenses
$11,985
Loan amount
$639,200
Annual interest
$41,548
Gross yield
2.76%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$799,000available2 June 2026
  2. Soldprice unknown10 July 2020
  3. Listedprice unknowncompleted24 June 2020
  4. Listedprice unknowncompleted24 June 2020

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

ACT

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Nearby development applications are not loaded for this property.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $424/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Nearby development applications are not loaded for this property. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 2.8%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Nearby development applications are not loaded for this property.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. This jurisdiction has no comparable official bond series in the free set.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Banks in one glance

Banks at a glance

5,043

People

$912,500

Median sale

$424/wk

Median rent

2.42%

Suburb gross yield

Median sale from 8 recorded sales (last 12 months) — a Districts calculation.

See the full Banks report →

Keep researching

  • Why Banks? Read the area thesis →
  • What else is on the market in Banks →
  • Other records on Thomas Hart St →

Listing material

Listed by RNB Properties

A Home That Ticks Every Box – Space, Security & Convenience

Perfectly positioned in the family-friendly suburb of Banks, this well-presented three-bedroom home offers an outstanding opportunity for first-home buyers, young families, downsizers and savvy investors looking to secure a quality property in an established location.

Combining practical living spaces, modern updates and excellent outdoor areas, this home provides the ideal balance of comfort, functionality and affordability. With separate living and dining zones, renovated bathroom facilities, energy-saving solar power and plenty of parking, this is a property ready to move into and enjoy from day one.

Step inside to discover a light-filled interior featuring timber flooring through the living, dining and hallway areas, while all three generously sized bedrooms are fitted with built-in robes and comfortable carpeting. The renovated bathroom with skylight, separate renovated toilet and dedicated laundry add convenience for growing families and busy households.

Read the full description

At the heart of the home, the well-equipped kitchen features a gas cooktop, oven, dishwasher, rangehood and a skylight that fills the space with natural light. Ducted reverse-cycle heating and cooling ensure year-round comfort throughout the home.

Outside, you'll find a spacious fully fenced backyard offering privacy and room for children and pets to play. Garden enthusiasts will love the large vegetable and planting beds, while the two garden sheds provide excellent storage solutions. The covered outdoor area and patio create the perfect setting for entertaining family and friends all year round.

Adding further value is the solar system, four wired CCTV cameras with mobile access, and an oversized double carport capable of accommodating up to four vehicles in total.

Property Features:

Ideal first home, family home or investment opportunity

Three spacious bedrooms with all built-in robes

Separate living and dining areas

Timber flooring throughout living, dining and hallway

Carpeted bedrooms for added comfort

Renovated bathroom with skylight and toilet

Renovated separate toilet

Separate laundry with backyard access

Kitchen with gas cooktop, oven, dishwasher and rangehood

Skylight in kitchen providing abundant natural light

Ducted reverse-cycle heating and cooling

Solar power system

Four wired CCTV security cameras with mobile accessibility

Fully fenced backyard

Large garden beds ready for vegetables and planting

Two garden sheds

Covered outdoor entertaining area and patio

Double carport with parking for up to four vehicles

Location Highlights:

Situated in a quiet and established neighbourhood

Close to local schools, childcare facilities and parks

Minutes to Banks Shops and Chisholm Shopping Centre

Easy access to medical centres, sporting facilities and public transport

Short drive to Tuggeranong Town Centre, South.Point Shopping Centre and Lake Tuggeranong

Convenient access to major arterial roads connecting to Canberra City and Woden

Whether you're looking to take your first step into the property market, secure a low-maintenance family home, or add a solid investment to your portfolio, 23 Thomas Hart Street, Banks delivers exceptional value, comfort and lifestyle convenience in one complete package.

Property Details:

House Size: 157.44 m² including Carport

Land Size: 390 m²

EER: 6 Stars

Street Side Orientation: South

All figures are approximate.

For further details, please contact Raja Gupta by submitting an enquiry below or calling on 0452 326 613

Disclaimer: RNB Properties has taken all reasonable care in the preparation of this advertisement to ensure the information contained herein is true and correct; however, no representation or warranty is made as to the accuracy, reliability, or completeness of the information. Interested parties should rely on their own enquiries and investigations in relation to the property and any information provided. RNB Properties accepts no responsibility and disclaims all liability for any errors, omissions, inaccuracies, or misstatements contained in this advertisement.

Listing description written by Raja Gupta, RNB Properties — reproduced as published, not verified by Districts.

Property features

  • Toilets: 1
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.