Umina Beach at a glance
17,165
People
$1,260,000
Median sale
$600/wk
Median rent
2.48%
Suburb gross yield
Median sale from 155 recorded sales (last 12 months) — a Districts calculation.
NSW › Umina Beach › Australia Ave
$1,130,000
Last sold
31 July 2026
2
Bedrooms
1
Bathrooms
1
Car spaces
538 m²
Land
Districts View
No detected risks — but see the checklist: absence of evidence is not an all-clear.
No verification items generated for this record.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Last sold
$1,130,000
31 July 2026 · derived via latest_sale
Local land rate: recorded House sales in Umina Beach (last 5 years) with land size have a median of $2,259/m² of land (n=121). Districts calculation from recorded sales — not a valuation.
Umina Beach at a glance
17,165
People
$1,260,000
Median sale
$600/wk
Median rent
2.48%
Suburb gross yield
Median sale from 155 recorded sales (last 12 months) — a Districts calculation.
Vs Umina Beach
-10.3%
Median sale
Suburb $1,260,000
+0.28 pp
Gross yield
Suburb 2.48%
Suburb median $1,260,000 from 155 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Planning
Planning scheme
Central Coast Local Environmental Plan 2022
Zone
General Residential
R1
Jurisdiction
Central Coast (NSW)
Central Coast (NSW), NSW
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
The official layer was queried and no heritage listed area was detected on this parcel (NSW ePlanning Spatial Viewer, retrieved 31 Aug 2026). Mapped layers change — this is the strongest all-clear Districts can give, not a certificate.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWZoned General Residential · R1 (Central Coast Local Environmental Plan 2022). Official parcel area about 544 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate. If the dual occupancy pathway survives a planner’s check, this lot can outperform a same-suburb house that is hold-as-is only. That is not a forecast. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Flood overlay has not been queried for this lot. Missing layer is unknown, not “no.” Minimum lot size is not loaded, so two-lot subdivision is not confirmed. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $600/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
This looks more compelling as a land / capital-growth play than a pure yield play — if the dual occupancy pathway survives a planner’s check.
Detail
Zoned General Residential · R1 (Central Coast Local Environmental Plan 2022). Official parcel area about 544 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Achieved rent for this address has not been inferred. Gross yield on advertising copy is not the deal.
Nearby DA pipeline is unknown, so neighbourhood change is not in this verdict.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
3 of 10 questions answered so far
Development optionality of this lot
KnownmediumZoned General Residential · R1 (Central Coast Local Environmental Plan 2022). Official parcel area about 544 m². Dual occupancy is a permitted housing type in this NSW zone under statewide settings, subject to DCP and site constraints. That is not confirmation this lot qualifies. Two-lot subdivision is unknown without minimum lot size and frontage. This is a screen, not a planning certificate.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
KnownmediumNo material overlays were returned that would explain a discount. That is not proof the price is fair. Nearby DAs, easements, and flood-layer gaps can still explain a cheap-looking listing — those are not all loaded.
Lot-level flood
UnknownFlood overlay has not been queried for this lot. Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownNo DA adapter returned applications for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Umina Beach at a glance
17,165
People
$1,260,000
Median sale
$600/wk
Median rent
2.48%
Suburb gross yield
Median sale from 155 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Wiseberry PeninsulaBeautifully reimagined with an eye for contemporary design, this exceptional coastal cottage combines timeless character with luxurious modern finishes to create an unforgettable home just moments from the beach.
Positioned behind an automatic front gate in one of Umina Beach's most desirable streets, the residence immediately captivates with its sophisticated façade, bold charcoal palette and beautifully manicured gardens. Inside, rich hardwood timber flooring, plantation shutters and a refined blend of greys and black deliver a designer aesthetic rarely found in homes of this style.
At the heart of the home, the stunning island kitchen has been thoughtfully designed for both everyday living and entertaining. Both bedrooms offer built-in robes and ceiling fans, while the generous master bedroom enjoys the added comfort of air conditioning.
Step outside and discover the true showpiece of the property - a spectacular covered alfresco pavilion with soaring cathedral-style ceilings, overlooking the beautifully landscaped gardens and expansive backyard. Whether entertaining friends, enjoying a quiet morning coffee or relaxing in the spa beneath the stars, this private outdoor sanctuary has been designed to be enjoyed all year round.
Adding exceptional versatility is the separate air-conditioned studio, complete with its own kitchenette and powder room, making it ideal for guest accommodation, a home office, creative studio or teenage retreat.
Located just a 3-minute drive or an easy 15-minute walk to the golden sands of Umina Beach, local cafés, restaurants and shopping village, this is an outstanding opportunity to embrace a relaxed coastal lifestyle without compromising on style or functionality.
Property Highlights:
- Beautifully renovated two-bedroom coastal cottage
- Secure automatic front gate with off-street parking
- Charming covered front porch
- Sophisticated designer interiors with timber floors and plantation shutters
- Striking colour palette of moody greys and black
- Contemporary island kitchen with stone benchtops, a double oven, induction cooktop, dishwasher and extensive storage
- Two generously sized bedrooms with built-in wardrobes and ceiling fans
- Air-conditioned master bedroom
- Magnificent covered entertaining pavilion with vaulted ceilings
- Large, private backyard with spa, mature landscaped gardens and garden shed
- Garden irrigation system connected to a bore water pump
- Separate air-conditioned studio with kitchenette and powder room
- 6.6kW solar energy system with a FOX ESS 41.93kWh battery
- 3-minute drive or a leisurely 15-minute walk to the beach, shops and cafes
Where sophisticated design meets relaxed coastal living, this beautifully renovated home offers the perfect balance of style, comfort and versatility in one of Umina Beach's most sought-after locations.
Contact Kane Howe on 0437 284 872 for further details or to arrange an inspection.
DISCLAIMER: Wiseberry Peninsula has obtained all information herein from sources we believe to be reliable; however, we cannot guarantee its accuracy. Prospective purchasers are advised to carry out their own investigations.
Listing description written by Kane Howe, Wiseberry Peninsula — reproduced as published, not verified by Districts.