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VIC › Silverleaves › Bruce Rd

24 Bruce Rd, Silverleaves VIC 3922

For saleHouse

$850,000

For sale

Asking

4

Bedrooms

1

Bathrooms

2

Car spaces

614 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $850,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $850,000(Listing record · 7 Apr 2026)
  • FactLand 614 m²; no building size recorded.(Property record)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$850,000

Asking · $1,384/m² of land

No recorded sale for this property.

Silverleaves at a glance

No data

Median sale

No data

Median rent

No data

Suburb gross yield

See the full Silverleaves report →

Total cost to purchase

Purchase Price
$850,000
Stamp Duty (Victoria)
$46,070
Transfer/Registration Fee
$2,093
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$901,863

$51,863 on top of the price (6.1% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

No rent is recorded for this listing. Enter a weekly rent to model yield.

Enter a purchase price and weekly rent to calculate yield.

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$850,000available7 Apr 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

0 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Unknown

    No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Silverleaves in one glance

Silverleaves at a glance

No data

Median sale

No data

Median rent

No data

Suburb gross yield

See the full Silverleaves report →

Keep researching

  • Why Silverleaves? Read the area thesis →
  • What else is on the market in Silverleaves →
  • Other records on Bruce Rd →

Listing material

Listed by Stockdale & Leggo Phillip Island | San Remo

Charm, Beach and Reserve all in One Quiet Package

There's a particular kind of place that doesn't need to announce itself. Silverleaves is one of them; unhurried, unpretentious and quietly one of the most special corners of Phillip Island. Families find their way here and tend to stay. It's that kind of place.

Facing the street with a protected reserve behind and a north-facing beach at the end of the laneway opposite, 24 Bruce Road sits right at the heart of what makes Silverleaves so easy to love. The reserve backdrop shifts with the seasons - birdlife moving through the canopy, the occasional wallaby picking its way through the undergrowth, an ever-changing natural outlook that you find yourself returning to throughout the day without quite meaning to.

This is a home that has been genuinely lived in and genuinely cared for. Extensively renovated in 2012, it arrives move-in ready with nothing to do but settle in and start making it yours. The bones are good, the finish is considered and the layout has been designed around the way families actually use a coastal home - in bare feet, with the doors open, somewhere between inside and out.

Read the full description

The living area is generous and light-filled, with expansive picture windows framing beautiful green views. High windows draw in the sky and the treetops and has the kind of easy warmth that makes it just as comfortable on a grey winter afternoon as it is on a bright summer morning. The kitchen is contemporary and well-appointed with quality appliances, a breakfast bar, ample storage with the dining area adjacent to it with room for the whole family, and then some.

From here, the home flows naturally outward. A covered north-facing verandah at the front catches the morning sun and the best of the street outlook. A private deck at the rear looks out over the reserve, made for late afternoons with a drink in hand, or long evenings around the barbecue with the treeline for company. And tucked nearby, a private hot and cold outdoor shower, the kind of detail that sounds minor until you've used it after a long day at the beach or on a clear night under the stars. It earns its place immediately.

Four bedrooms offer a flexible and genuinely practical layout. The family-sized room accommodates a queen bed and bunks without compromise, the configuration that Phillip Island holidays are built around. The fourth bedroom is fitted with a Murphy bed, allowing it to shift easily between guest room and additional living space depending on the season and the crowd. A large central bathroom with bath, shower and toilet serves the household well, supported by a separate powder room and a full laundry. Storage is considered throughout, with under-deck space purpose-built for kayaks, boards and watercraft.

The practical details are all in order. Double-glazed windows and quality window furnishings keep the home comfortable year-round. A wood heater, reverse cycle air conditioning and ceiling fans mean you're covered in every season. Heat pump hot water, energy-efficient orientation and solid timber floorboards reflect a home that has been updated with care and with longevity in mind. Underground power and reliable broadband make permanent living or working from home entirely achievable. The gardens are established and low-maintenance, content to look after themselves while attracting a steady stream of birdlife. The garden shed is generous. There's even a cubby house, because some details matter more than they might appear to.

The Silverleaves store and café are a short walk in one direction. Cowes and everything it offers is a short drive away or a lovely walk along the beach. The beach is calm, safe, north-facing and mostly feeling like it belongs entirely to the street, right at the end of the laneway.

Some homes are ready to be enjoyed from day one. This is one of them filled with charm and a vibe you'll love as soon as you walk onto the property.

If you're an investor, our specialised rental department are here to assist in the management of your future investment. If you would like a current rental appraisal on this property, please get in contact.

Listing description written by Josh Dunstan, Stockdale & Leggo Phillip Island | San Remo — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Balcony
  • Dishwasher
  • Floorboards
  • Living Areas: 2
  • Outdoor Entertaining
  • Reverse Cycle Aircon
  • Toilets: 2
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.