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NSW › Toronto › Harris St

24 Harris St, Toronto NSW 2283

For saleHouse for Sale

$775,000

For sale

Asking

3

Bedrooms

1

Bathrooms

1

Car spaces

708.2 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $775,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $775,000(Listing record · 19 Aug 2026)
  • FactLand 708 m²; no building size recorded.(Property record)
  • CalculationAsk is 9% below the Toronto median recorded sale ($850,000, n=23, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Toronto's advertised median rent ($575/wk), implied gross yield would be 3.86% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$775,000

Asking · $1,094/m² of land

No recorded sale for this property.

Toronto at a glance

6,317

People

$850,000

Median sale

$575/wk

Median rent

3.52%

Suburb gross yield

Median sale from 23 recorded sales (last 12 months) — a Districts calculation.

See the full Toronto report →

Vs Toronto

-8.8%

Median sale

Suburb $850,000

+0.34 pp

Gross yield

Suburb 3.52%

Suburb median $850,000 from 23 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$775,000
Stamp Duty (New South Wales)
$29,287
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$808,154

$33,154 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Toronto's advertised median rent — not a rent for this listing.

Net yield
2.36%
Annual cashflow (pre-tax)
$-22,025
Interest cover (DSCR)
0.45
Annual rent
$29,900
Operating expenses
$11,625
Loan amount
$620,000
Annual interest
$40,300
Gross yield
3.86%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$775,000available19 Aug 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $575/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.9%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Toronto in one glance

Toronto at a glance

6,317

People

$850,000

Median sale

$575/wk

Median rent

3.52%

Suburb gross yield

Median sale from 23 recorded sales (last 12 months) — a Districts calculation.

See the full Toronto report →

Keep researching

  • Why Toronto? Read the area thesis →
  • What else is on the market in Toronto →
  • Other records on Harris St →

Listing material

Listed by Dream Property Agents

Create Your Dream Lakeside Lifestyle

Positioned in one of Toronto's most sought-after lakeside pockets, this property presents an exceptional opportunity for renovators, builders, investors, or those looking to create their dream home in a highly desirable location. Offering outstanding potential and endless possibilities, this is your chance to secure a property in a tightly held neighbourhood and unlock its full value.

Set on a mostly level 708sqm block, the property provides the ideal foundation for a complete renovation or an exciting knockdown and rebuild project (Subject to Council Approval). Whether you're looking to restore the existing home or design and construct something entirely new, the possibilities are only limited by your imagination.

Bring your vision, your plans and your toolbelt-this is a rare chance to transform a well-positioned property into something truly special while capitalising on the continued growth and strong demand for lakeside living in Toronto.

Read the full description

Enjoy the relaxed lifestyle this location is renowned for, just moments from the sparkling shores of Lake Macquarie. Spend your weekends boating, fishing, kayaking or exploring the nearby waterfront reserves, walking tracks, cafés and restaurants, all while enjoying the convenience of everyday amenities only minutes away.

Property Features:

• Existing dwelling ready for renovation or redevelopment (STCA).

• Mostly level 708sqm block with outstanding potential.

• Ideal opportunity to renovate, rebuild or invest (STCA).

• Side access to the back of property.

• Walking distance to the beautiful Lake Macquarie foreshore.

• Established residential area with ongoing growth, close to the water's edge.

• Strong rental and capital growth potential in an increasingly popular lakeside suburb.

• Approximately 900m to Toronto Public School

• Approximately 1.3km to local shops.

• Easy commute to the M1 Motorway, Newcastle and the Hunter Valley.

Whether you're planning to build your forever home, undertake your next renovation project or secure an investment in a thriving lakeside community, opportunities like this are becoming increasingly difficult to find.

Call Kristy today on 0407 361 769 to arrange your private inspection and discover the incredible potential this property has to offer.

Disclaimer: All information contained herein is gathered from sources we believe to be reliable. Honest Property Consultants Pty Ltd TA Dream Property Agents and its staff will not be held responsible for any act or omission arising from the accuracy of such material. We cannot guarantee its accuracy and interested persons should rely on their own enquiries. Such enquiries should include, but is no way limited & directed, to your legal representative, any local authorities, the Contract of Sale and in the event of a Unit, Strata Title or Community Title, refer to the Body Corporate, Community Management Statement & Disclosure Statement for any information on the property, Common Property & Exclusive use areas, that may directly or indirectly affect this property.

Listing description written by Kristy McCabe, Dream Property Agents — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.