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NSW › Sapphire Beach › Headland Rd

26 - 28 Headland Rd, Sapphire Beach NSW 2450

For saleHouse

$4,995,000

For sale

Asking

3

Bedrooms

2

Bathrooms

3

Car spaces

4,041 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $4,995,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $4,995,000(Listing record · 5 Dec 2024)
  • FactLand 4,041 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Sapphire Beach (last 5 years) with land size: median $1,810/m² of land (n=90). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 322% above the Sapphire Beach median recorded sale ($1,185,000, n=29, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Sapphire Beach's advertised median rent ($796/wk), implied gross yield would be 0.83% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$4,995,000

Asking · $1,236/m² of land

No recorded sale for this property.

Local land rate: recorded House sales in Sapphire Beach (last 5 years) with land size have a median of $1,810/m² of land (n=90). Districts calculation from recorded sales — not a valuation.

Sapphire Beach at a glance

2,840

People

$1,185,000

Median sale

$796/wk

Median rent

3.49%

Suburb gross yield

Median sale from 29 recorded sales (last 12 months) — a Districts calculation.

See the full Sapphire Beach report →

Vs Sapphire Beach

+321.5%

Median sale

Suburb $1,185,000

-2.66 pp

Gross yield

Suburb 3.49%

Suburb median $1,185,000 from 29 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$4,995,000
Stamp Duty (New South Wales)
$275,847
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$5,274,714

$279,714 on top of the price (5.6% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Sapphire Beach's advertised median rent — not a rent for this listing.

Net yield
-0.67%
Annual cashflow (pre-tax)
$-293,273
Interest cover (DSCR)
-0.13
Annual rent
$41,392
Operating expenses
$74,925
Loan amount
$3,996,000
Annual interest
$259,740
Gross yield
0.83%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$4,995,000available5 Dec 2024

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $796/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 0.8%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Sapphire Beach in one glance

Sapphire Beach at a glance

2,840

People

$1,185,000

Median sale

$796/wk

Median rent

3.49%

Suburb gross yield

Median sale from 29 recorded sales (last 12 months) — a Districts calculation.

See the full Sapphire Beach report →

Keep researching

  • Why Sapphire Beach? Read the area thesis →
  • What else is on the market in Sapphire Beach →
  • Other records on Headland Rd →

Listing material

Listed by Coffs Coast Real Estate

Stunning Prime Headland Position

It Just Does Not Get Any Better Than This! Absolute Top Shelf.

Location Location Location

Step out onto White Bluff Headland from your backyard and the decision to turn left or right is yours.

Read the full description

If you turn left, you are only a short stroll to the Beach, where you can enjoy surfing and a swim from the gorgeous golden soft sands of Sapphire Beach.

If you turn right, you are just a short walk away from catching breakfast or dinner, from one the best Jewfish catching beaches in Australia. Campbells Beach is great for fishing, a snorkel, a dive or just to sit in some of secluded pockets along the foreshore, enjoying the waves splashing onto the sand. This is one of the nicest spots on east coast of Australia, the worries of the world will just disappear.

So many possibilities and opportunities here at Headland Road, if it is a private headland setting you desire to build your home on, you can build the ultimate seaside home here, high up on the headland.

There is enough room for the tennis court and pool on this quiet, safe, and private 4,041 m2 block, overlooking the blue of the Pacific Ocean, watching the whales breach from your lounge room window.

You will be the envy of your peers, when you create your palace paradise as a reflection of your success and hard work, but most importantly your children will never forget the memories that this home will create for them in this beautiful, elevated position.

If you wish to develop, there is DA Approval for the blocks to be subdivided into 6 lots, or with Council approval you might get a couple more over the total site.

There is also the opportunity of securing 26 and 28 separately.

Photos and words do not do the position its full justice, it is worth your time to meet me on the block, have a walk around the grounds and then you will see just what a gem this property is. I will bring a couple of chairs, nibbles and drinks and you can sit back and ponder, how you can polish this opportunity to make it sparkle for you.

Call Andrew Dykes 0419 710 577 for your personal inspection.

All information contained herein has been supplied to us or has been gathered together from sources we consider reliable. Whilst every care has been taken in obtaining and gathering the information, we give no warranty or guarantee to the accuracy of the information. We encourage all interested parties that they should rely on their own investigations and research directly information in relation to this property. All distances and drive times are as per google maps.

Property Code: 442

Listing description written by Andrew Dykes, Coffs Coast Real Estate — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.