Mayfield at a glance
9,966
People
$1,050,000
Median sale
$612/wk
Median rent
3.03%
Suburb gross yield
Median sale from 99 recorded sales (last 12 months) — a Districts calculation.
$880,000–$930,000
For sale
Asking range
3
Bedrooms
1
Bathrooms
1
Car spaces
304 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Asking
$880,000–$930,000
Asking range · $2,895/m² of land
No recorded sale for this property.
Local land rate: recorded House sales in Mayfield (last 5 years) with land size have a median of $2,738/m² of land (n=135). Districts calculation from recorded sales — not a valuation.
Mayfield at a glance
9,966
People
$1,050,000
Median sale
$612/wk
Median rent
3.03%
Suburb gross yield
Median sale from 99 recorded sales (last 12 months) — a Districts calculation.
Vs Mayfield
-16.2%
Median sale
Suburb $1,050,000
+0.59 pp
Gross yield
Suburb 3.03%
Suburb median $1,050,000 from 99 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Based on the low end of the asking range, not a contract price.
$37,879 on top of the price (4.3% extra)
Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.
Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.
Based on the low end of the asking range, not a contract price.
Pre-filled with Mayfield's advertised median rent — not a rent for this listing.
Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $612/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Gross yield if leased at the suburb aggregate is 3.6%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Mayfield at a glance
9,966
People
$1,050,000
Median sale
$612/wk
Median rent
3.03%
Suburb gross yield
Median sale from 99 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by First National Real Estate Lake MacquarieOozing with old-world charm while embracing the comforts of modern living, 26 Cross Street is a home that immediately feels different.
Tucked away in a whisper-quiet side street, this lovingly cared-for residence offers a wonderful combination of character, warmth and practicality, all positioned on a level 303.5sqm block with a wide 10-metre frontage and approximately 30.2-metre depth.
From the moment you step through the door, there is an unmistakable sense of charm.
High ceilings, generous proportions and beautiful period character create a welcoming atmosphere, while the thoughtful updates throughout ensure the home is ready to enjoy from day one.
The accommodation comprises three genuinely spacious bedrooms, each featuring a ceiling fan, whilst the front bedroom also enjoying the comfort of reverse-cycle air conditioning.
The bathroom is neat, clean and functional, featuring a shower over the bath, vanity and separate toilet.
At the heart of the home is the inviting open-plan lounge and dining area, a wonderful space where everyday living and entertaining come together effortlessly.
Opening directly from the neat and tidy L-shaped kitchen, the living area provides the perfect area to relax, dine and spread out with family and friends.
The kitchen features electric appliances, generous bench space, ample cupboard storage and a warm timber benchtop, making it both practical and inviting.
And then there's the fireplace...
Imagine coming home on a chilly winter evening, settling into the lounge and enjoying the warmth and ambience of your own combustion fireplace.
Combined with reverse-cycle air conditioning, this is a living space designed for year-round comfort.
French doors open from the living area onto an impressive outdoor entertaining deck, creating a fantastic connection between inside and out.
Whether you're entertaining friends, enjoying a weekend barbecue or simply sitting back with a morning coffee, this expansive deck provides a wonderful extension of the home's living space.
The backyard is pleasantly easy-care, with a small grassed area providing just enough room for children or pets without creating a maintenance burden.
Adding further versatility is the shared driveway providing access towards the rear of the property.
This offers exciting potential for future off-street parking, a garage or workshop, subject to the necessary approvals, a particularly attractive feature for buyers looking for options to improve the property over time.
Positioned in one of Mayfield's peaceful side streets, you're surrounded by the lifestyle that makes this established suburb so popular.
Enjoy the convenience of Mayfield's vibrant shopping and café precinct, with an ever-growing selection of shops, cafés, restaurants, pubs and everyday conveniences close by.
Mayfield also offers easy access to parks and community facilities, while Newcastle CBD, the harbour and some of Newcastle's beautiful beaches are all within easy reach.
For students, academics and university staff, the University of Newcastle's Callaghan campus is also nearby.
Families will appreciate the proximity to local schools and childcare facilities, while commuters will love the easy connectivity to Newcastle and the surrounding suburbs.
Lovingly cared for, wonderfully located and filled with character, 26 Cross Street is more than just a house, it's a home with warmth, personality and genuine potential.
Whether you're a first-home buyer searching for something with a little more soul, a young family wanting a quiet location and convenience, a professional looking to be close to the city, or an investor seeking a property in an increasingly popular inner-city suburb, this charming Mayfield residence deserves your attention.
Homes with this much character, in such a convenient location, don't come along every day.
Come and experience 26 Cross Street for yourself, you may just discover the home you've been waiting for.
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Land Size Approx. 303sqm with 10m Frontage and 30m Depth
Land Rates Approx. $617 Per Quarter
Potential Rental Return Approx. $680-700 Per Week
For further information contact the local area's first choice for real estate Troy Duncan on 4950 8555.
First National Real Estate Lake Macquarie are your local experts for the Lake Macquarie and Newcastle area, we proudly market this home and are always looking for more homes to sell. If you would like honest, expert advice and achieve excellent results, call us on 4950 8555 to discuss your home.
Disclaimer: All information contained herein is gathered from sources we deem reliable. However, we cannot guarantee its accuracy and act as a messenger only in passing on the details. Interested parties should rely on their own enquiries. Any personal information given to us during the course of the campaign will be kept on our database for follow up and to market other services and opportunities unless instructed in writing.
Listing description written by Troy Duncan, First National Real Estate Lake Macquarie — reproduced as published, not verified by Districts.