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SA › Smithfield Plains › Sterling Ct

26 Sterling Ct, Smithfield Plains SA 5114

For saleHouse for Sale

$649,000–$709,000

For sale

Asking range

4

Bedrooms

2

Bathrooms

1

Car spaces

488 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $649,000–$709,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $649,000–$709,000(Listing record · 19 Aug 2026)
  • CalculationAsk is 2% above the Smithfield Plains median recorded sale ($635,000, n=29, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Smithfield Plains's advertised median rent ($497/wk), implied gross yield would be 3.98% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$649,000–$709,000

Asking range · $1,330/m² of land

No recorded sale for this property.

Smithfield Plains at a glance

3,695

People

$635,000

Median sale

$497/wk

Median rent

4.07%

Suburb gross yield

Median sale from 29 recorded sales (last 12 months) — a Districts calculation.

See the full Smithfield Plains report →

Vs Smithfield Plains

+2.2%

Median sale

Suburb $635,000

-0.09 pp

Gross yield

Suburb 4.07%

Suburb median $635,000 from 29 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$649,000
Stamp Duty (South Australia)
$29,525
Transfer/Registration Fee
$6,653
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$688,878

$39,878 on top of the price (6.1% extra)

  • Stamp Duty (South Australia)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: South Australia schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Smithfield Plains's advertised median rent — not a rent for this listing.

Net yield
2.48%
Annual cashflow (pre-tax)
$-17,639
Interest cover (DSCR)
0.48
Annual rent
$25,844
Operating expenses
$9,735
Loan amount
$519,200
Annual interest
$33,748
Gross yield
3.98%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$649,000–$709,000available19 Aug 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

SA

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Nearby development applications are not loaded. This lot’s own applications are a separate question.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $497/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Nearby development applications are not loaded. This lot’s own applications are a separate question. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 4.0%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Nearby development applications are not loaded. This lot’s own applications are a separate question.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Smithfield Plains in one glance

Smithfield Plains at a glance

3,695

People

$635,000

Median sale

$497/wk

Median rent

4.07%

Suburb gross yield

Median sale from 29 recorded sales (last 12 months) — a Districts calculation.

See the full Smithfield Plains report →

Keep researching

  • Why Smithfield Plains? Read the area thesis →
  • What else is on the market in Smithfield Plains →
  • Other records on Sterling Ct →

Listing material

Listed by Edge Realty

A Flexible Family Favourite!

*For an in-depth look at this home, please click on the 3D tour for a virtual walk-through or copy and paste this link into your browser*

Virtual Tour Link: https://my.matterport.com/show/?m=URRRS5TYHhr

To submit an offer, please copy and paste this link into your browser: https://www.edgerealty.com.au/buying/make-an-offer/

Read the full description

Mike Lao, Joshua Boyd and Edge Realty RLA256385 are proud to present to the market this spacious four bedroom family home, set on a 488sqm (approx) allotment and offering an impressive selection of living areas both inside and out. With room for everyone to spread out, ducted evaporative cooling throughout and plenty of scope to renovate and add your own personal touches, this versatile property presents an exciting opportunity for families, first home buyers and investors alike.

At the front of the home, the lounge provides a comfortable place to relax, with large windows drawing in plenty of natural light. Further inside, the open plan family and meals area forms the heart of the home, offering an abundance of space for everyday living. A gas heater keeps the meals area cosy through the cooler months, while the family room opens directly to the rear verandah for an easy connection between indoor and outdoor living. Adding even more flexibility is the separate rumpus room, complete with reverse cycle split system air conditioning, ideal as a games room, teenager's retreat or additional entertaining space.

The U-shaped kitchen is positioned alongside the meals area and offers plenty of bench space for meal preparation, complemented by a built-in pantry, overhead cupboards and Westinghouse gas cooktop and oven.

Four bedrooms provide excellent accommodation, with the master featuring a box bay window, ceiling fan and private three piece ensuite. Bedrooms two, three and four each include built-in robes and ceiling fans, while the family-friendly three way bathroom offers a vanity, shower, bath and separate toilet. Completing the internal layout is the laundry with a trough and direct external access.

Outside, the expansive flat roof verandah creates a sheltered setting for entertaining family and friends, with an established orange tree adding a touch of greenery. A separate shed provides valuable additional storage, while the single garage features an automatic roller door and rear access. Tucked within the garage is a cosy recording studio, offering a unique bonus for musicians, content creators or those wanting a dedicated creative space.

Key features you'll love about this home:

- Low maintenance 488sqm (approx) allotment

- Ducted evaporative cooling throughout

- Ceiling fans to all bedrooms and a gas heater in the meals area

- Master bedroom with a box bay window, walk-in robe and ensuite

- Separate rumpus with reverse cycle air conditioning

- 20x solar panels and a rainwater tank for eco efficiency

- Garage with an automatic roller door, rear access, a recording studio and separate workshop area

Enjoy a convenient location within walking distance of local bus services and close to Smithfield Train Station. Playford Shopping Centre and Munno Para Shopping City are both a short drive away, while Curtis Wetlands is within easy walking distance for outdoor recreation. Families are zoned to John Hartley School B-6 and Mark Oliphant College B-12, with Adelaide CBD approximately 40 minutes away.

Call Mike Lao on 0410 390 250 or Joshua Boyd on 0487 888 178 to inspect!

Year Built / 1994 (approx)

Land Size / 488sqm (approx - sourced from Land Services SA)

Frontage / 16.59m (approx)

Zoning / GN - General Neighbourhood

Local Council / City of Playford

Council Rates / $2,261.24pa (approx)

Water Rates (excluding Usage) / $776.80pa (approx)

Es Levy / $143.25pa (approx)

Estimated Rental / $600-$650pw

Title / Torrens Title 5181/213

Easement(s) / Nil

Encumbrance(s) / To Hedley Thomas Pty. Ltd.

Internal Living / 133.3sqm (approx)

Total Building / 206.1sqm (approx)

Construction / Brick Veneer

Gas / Not Connected

Sewerage / Mains

For additional property information such as the Certificate of Title, please copy and paste this link into your browser: https://vltre.co/LEaqcC

If this property is to be sold via Auction, we recommend you review the Vendors Statement (Form 1) which can be inspected at the Edge Realty Office at 4/25 Wiltshire Street, Salisbury for 3 consecutive business days prior to the Auction and at the Auction for 30 minutes before it starts. Please contact us to request a copy of the Contract of Sale prior to the Auction.

Want to find out where your property sits within the market? Receive a free online appraisal of your property delivered to your inbox by entering your details here: https://www.edgerealty.com.au/

Edge Realty RLA256385 are working directly with the current government requirements associated with Open Inspections, Auctions and preventive measures for the health and safety of its clients and buyers entering any one of our properties. Please note that social distancing is recommended and all attendees will be required to check-in.

Disclaimer: We have obtained all information in this document from sources we believe to be reliable; However we cannot guarantee its accuracy and no warranty or representation is given or made as to the correctness of information supplied and neither the Vendors or their Agent can accept responsibility for error or omissions. Prospective Purchasers are advised to carry out their own investigations. All inclusions and exclusions must be confirmed in the Contract of Sale.

Listing description written by Mike Lao, Edge Realty — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Alarm System
  • Built-in Robes
  • Ensuites: 1
  • Gas Heating
  • Outdoor Entertaining
  • Pay TV
  • Remote Garage
  • Rumpus Room
  • Shed
  • Solar Panels
  • Toilets: 2
  • Water Tank
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.