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SA › Encounter Bay › Allen St

28 Allen St, Encounter Bay SA 5211

For saleHouse for Sale

$899,000

For sale

Asking

4

Bedrooms

2

Bathrooms

2

Car spaces

358 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $899,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $899,000(Listing record · 16 June 2026)
  • CalculationAsk is 11% above the Encounter Bay median recorded sale ($810,000, n=11, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Encounter Bay's advertised median rent ($545/wk), implied gross yield would be 3.15% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$899,000

Asking · $2,511/m² of land

No recorded sale for this property.

Encounter Bay at a glance

5,480

People

$810,000

Median sale

$545/wk

Median rent

3.50%

Suburb gross yield

Median sale from 11 recorded sales (last 12 months) — a Districts calculation.

See the full Encounter Bay report →

Vs Encounter Bay

+11.0%

Median sale

Suburb $810,000

-0.35 pp

Gross yield

Suburb 3.50%

Suburb median $810,000 from 11 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$899,000
Stamp Duty (South Australia)
$43,275
Transfer/Registration Fee
$9,278
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$955,253

$56,253 on top of the price (6.3% extra)

  • Stamp Duty (South Australia)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: South Australia schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Encounter Bay's advertised median rent — not a rent for this listing.

Net yield
1.65%
Annual cashflow (pre-tax)
$-31,893
Interest cover (DSCR)
0.32
Annual rent
$28,340
Operating expenses
$13,485
Loan amount
$719,200
Annual interest
$46,748
Gross yield
3.15%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$899,000available16 June 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

SA

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Nearby development applications are not loaded. This lot’s own applications are a separate question.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $545/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Nearby development applications are not loaded. This lot’s own applications are a separate question. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.2%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Nearby development applications are not loaded. This lot’s own applications are a separate question.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Encounter Bay in one glance

Encounter Bay at a glance

5,480

People

$810,000

Median sale

$545/wk

Median rent

3.50%

Suburb gross yield

Median sale from 11 recorded sales (last 12 months) — a Districts calculation.

See the full Encounter Bay report →

Keep researching

  • Why Encounter Bay? Read the area thesis →
  • What else is on the market in Encounter Bay →
  • Other records on Allen St →

Listing material

Listed by Eview Group

Premium Coastal Bailey Built Home - Spacious, Stylish And With Room For The Whole Family

McKenzie Property Co are pleased to present 28 Allen Street Encounter Bay.

If you've been searching for a home that blends modern comfort with a relaxed coastal lifestyle, 28 Allen Street delivers in every direction. Whether you're retiring, upsizing, or chasing that long awaited sea change, this beautifully crafted and exceptionally finished home offers the kind of quality and calm that's hard to find.

Built by Bailey Homes in 2013, the property feels instantly warm and welcoming thanks to its natural solid Tasmanian Oak timber flooring throughout, high ceilings, classy touches, and a layout designed for effortless living. The home suits a buyer looking for an as new build, without the wait time.

Read the full description

The heart of the home is the light filled open plan living area, where the kitchen, dining, and lounge flow seamlessly together. The kitchen is a dream for entertainers and everyday cooks alike, with generous stone benchtops, custom cabinetry, and stainless steel appliances that make hosting a breeze.

Step outside and the magic continues. The gardens are simply stunning - perfectly manicured, lush, and low maintenance, offering a private sanctuary ideal for lazy days, hosting friends for lunch, or enjoying a quiet morning cuppa without sacrificing your weekends. And with the home sitting directly opposite a peaceful reserve, you get greenery, open space, and a wonderful sense of breathing room.

Inside, all three additional bedrooms come with built in robes, giving everyone their own organised space. The master suite is a standout: a true retreat with dual walk in robes, including one that leads directly into the ensuite - a clever, luxurious touch you don't often see.

A large laundry with ample storage, plus a dedicated storage room, means everything has its place, keeping the home effortlessly tidy. Add in heating/cooling, a 3.5kW solar system, and a remote garage, and you've got a home that's as practical as it is beautiful.

Why You Will Fall In Love:

- Natural solid Tasmanian Oak timber flooring throughout for warmth, style, and easy care

- Three additional bedrooms, all with built in robes

- Master suite with dual WIRs, including one that flows to the ensuite

- Large laundry + extra storage room - rare and incredibly useful

- Stunning, manicured gardens that feel like a private retreat

- Directly opposite a reserve - perfect for morning walks, kids, pets, or peaceful views

- Open plan living with loads of natural light

- Low maintenance 358m² block ideal for lock and leave living

- Quiet, friendly neighbourhood close to the foreshore, cafés, and The Bluff

Your New Lifestyle:

This is the Encounter Bay dream - coastal walks, café breakfasts, sunsets over the water, and a community that feels relaxed and welcoming. Whether you're enjoying retirement, raising a young family, or finally making the move to the coast, this home gives you the freedom to live the way you want.

Listing description written by Scott McKenzie, Eview Group — reproduced as published, not verified by Districts.

Property features

  • Ensuites: 1
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.