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NSW › Sapphire Beach › Headland Rd

28 Headland Rd, Sapphire Beach NSW 2450

For saleHouse for Sale

$3,000,000

For sale

Asking

3

Bedrooms

2

Bathrooms

3

Car spaces

2,546 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $3,000,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $3,000,000(Listing record · 14 Oct 2022)
  • FactLand 2,546 m²; no building size recorded.(Property record)
  • CalculationAsk is 153% above the Sapphire Beach median recorded sale ($1,185,000, n=29, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Sapphire Beach's advertised median rent ($796/wk), implied gross yield would be 1.38% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$3,000,000

Asking · $1,178/m² of land

No recorded sale for this property.

Sapphire Beach at a glance

2,840

People

$1,185,000

Median sale

$796/wk

Median rent

3.49%

Suburb gross yield

Median sale from 29 recorded sales (last 12 months) — a Districts calculation.

See the full Sapphire Beach report →

Vs Sapphire Beach

+153.2%

Median sale

Suburb $1,185,000

-2.11 pp

Gross yield

Suburb 3.49%

Suburb median $1,185,000 from 29 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$3,000,000
Stamp Duty (New South Wales)
$147,012
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$3,150,879

$150,879 on top of the price (5.0% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Sapphire Beach's advertised median rent — not a rent for this listing.

Net yield
-0.12%
Annual cashflow (pre-tax)
$-159,608
Interest cover (DSCR)
-0.02
Annual rent
$41,392
Operating expenses
$45,000
Loan amount
$2,400,000
Annual interest
$156,000
Gross yield
1.38%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$3,000,000available14 Oct 2022

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $796/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 1.4%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Sapphire Beach in one glance

Sapphire Beach at a glance

2,840

People

$1,185,000

Median sale

$796/wk

Median rent

3.49%

Suburb gross yield

Median sale from 29 recorded sales (last 12 months) — a Districts calculation.

See the full Sapphire Beach report →

Keep researching

  • Why Sapphire Beach? Read the area thesis →
  • What else is on the market in Sapphire Beach →
  • Other records on Headland Rd →

Listing material

Listed by For Sale By Owner

Safe, Quiet, PRIVATE, 1000+ FTTP Mbps internet, Flood FREE country-safe, city-benefits property with whales, beach, and mountain views out the window

The Phone Code for this property is: 33941. Please quote this number when phoning or texting.

Heads up, the Construction Certificate has been issued for a six (6) lot subdivision covering the 4041 m2 of the 26 and 28 Headland Rd site. If you were to buy both headland location properties, then lot 1 can be further subdivided giving a total of (8) subdivided lots.

BUY 28 Headland Rd now, or buy it all so you could then subdivide when you're ready, or I'll do it for you, or you can simply buy one or more of the six headland lots that will be available.

Read the full description

If you're interested in this literally one of a kind, one acre on a headland location, flood free, that overlooks two beaches, and is near a town with all the services you need. Then this is your chance before it's subdivided.

Want to get away from the world, live next to the sea, Aussie bush, and one of the most temperate places on earth. Privacy, on two beautiful beaches adjoining your property, often with just you alone for hours. No crowds.

Let's do it, live the dream, yes, you found it, a safe bet, in a safe area, with a safer potential return, No direct neighbours or traffic. It's an exclusive "do you" place.

It's hard to beat the location, safe, beautiful and flood free. Not affected by sea levels rising.

Free yourself from the constant city tension, here you're living and working pretty well within 15 minutes of everything. Fast 1000+ Mbps reliable NBN Optic-fibre internet allows you to do your business remotely and in comfort, with the local jet airport and hangar space ready for your private plane to fly back only when you must.

The perfect beach house is in a safe, fun place, away from the city crowds and pollution. Why wait? This one is a keeper and will give you the freedom to be...

Mountains to the west, overlooking the beaches, sea, and Coffs Harbour Jetty precinct to the East. With such a mild temperate climate, the United Nations voted Sapphire Beach, Coffs Harbour, NSW as one of the most liveable places in the world.

(United Nations Bloom Awards 2002).

Sapphire Beach, Coffs Harbour, NSW, is such a beautiful place for a home with a temperate climate all year round. You can go swimming, beach or bush walking and fishing to your heart's content, walk out the door, and you're in a national park heading towards the beach or bush walking.

If you want your home to be the sanctuary that you have always wanted, or to just have an amazing place for a home that is a stone's throw from the beach and just 13 minutes from a jet airport. 28 Headland Road, Sapphire Beach, NSW, 2450, AUSTRALIA. Well, this is that OMG headland location.

With a land size of 2545 sq m, you are assured privacy, serenity, and space to grow, automatic future proofing with a strong performing investment that is subdividable. Not a lot of larger headland properties about, so the value keeps getting better.

Real views of the Sea, islands, beaches, mountains, and rainforest, all directly available from the property and Sapphire Beach Headland.

- The Solitary Islands group includes Split Solitary, South Solitary Island, and the lighthouse.

- The Solitary Islands Marine Park reserve covers 152 square kilometres of diving and fishing abundance.

- Littoral rainforest, walk right out the door to White Bluff Headland.

- Kilometres of unspoiled beach to the north and south.

- Beach walking and swimming are directly available from the house.

- Mountain and rainforest to the west.

- Ready access to the rainforests and Australian bush.

- Humpback, Gray and Right Whales with regular migrations past your home.

- Elevated land, twenty-eight metres above sea level, flood, and tsunami-free.

There is so much to do in Sapphire Beach, Coffs Harbour.

- Explore the base of the Great Barrier Reef with its unique marine life.

- Visit the National Marine Science Centre Aquarium and Dolphin Marine Magic.

- Go fishing - rod, rock, river, beach, or boat, fresh or salt-water.

- Try scuba diving, sailing, parachute jumps, horse riding, motorbike adventures and numerous other outdoor activities.

- Pick your river or ocean water sport.

- Enjoy protected lifesaver-patrolled beaches.

Sapphire Beach Coffs Harbour has most of the benefits of city life without the crowds or travel times.

- NBN Fibre Optic connection FTTP 1000+ Mbps possible, 1000 Mbps = 1.0 GB download every 8 seconds, work from home at the beach.

- University, day-care, kindergarten, primary and secondary school diversity.

- Close to major shopping centres and the jet airport.

There are multiple regional daily flights, including direct flights to Sydney, Melbourne, and Brisbane. Work in the city and live in Sapphire Beach, it is only a one-hour commute to Sydney and Brisbane and two hours to Melbourne.

Dual carriageway, easy 110 km/h driving:

275 km 2:45 minutes to Coolangatta, Gold Coast

375 km 3:45 minutes to Brisbane City

540 km 5:30 minutes to the Sydney Harbour Bridge

Just 2.0 hours to Byron Bay via the dual carriageway highway, though arguably, Sapphire Beach has less hype, better beaches, mountains, privacy, fewer people, and high-speed 1000+ Mbps fibre-optic FTTP internet that works.

28 Headland Road Sapphire Beach Coffs Harbour is unique, with no comparable properties of this size and especially with all these amenities available on the eastern seaboard between Sydney and the Gold Coast.

If you are looking for that exclusive property, in an easily accessible warm temperate location with many of the benefits of a major city, it is here and is the country-safe, city-benefits property you are looking for.

Sea to the east, mountains to the west, this is the closest the Great Dividing Range gets to the ocean. Have the best of both worlds with mountains and the beach in one.

The photos used are the views that you can see directly from the property or the headland that abounds the property.

Disclaimer:

Whilst every care has been taken to verify the accuracy of the details in this advertisement, For Sale By Owner (forsalebyowner.com.au Pty Ltd) cannot guarantee its correctness. Prospective buyers or tenants need to take such action as is necessary, to satisfy themselves of any pertinent matters.

Listing description written by For Sale By Owner (NSW), For Sale By Owner — reproduced as published, not verified by Districts.

Property features

  • Air Conditioning
  • Balcony
  • Broadband
  • Built-in Robes
  • Courtyard
  • Deck
  • Dishwasher
  • Outdoor Entertaining
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.