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VIC › Golden Point › James St

28 James St, Golden Point VIC 3350

For saleHouse for Sale

$575,000–$595,000

For sale

Asking range

3

Bedrooms

1

Bathrooms

2

Car spaces

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $575,000–$595,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $575,000–$595,000(Listing record · 19 Mar 2026)
  • CalculationAsk is 5% above the Golden Point median recorded sale ($549,000, n=55, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Golden Point's advertised median rent ($408/wk), implied gross yield would be 3.69% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$575,000–$595,000

Asking range

No recorded sale for this property.

Golden Point at a glance

2,243

People

$549,000

Median sale

$408/wk

Median rent

3.86%

Suburb gross yield

Median sale from 55 recorded sales (last 12 months) — a Districts calculation.

See the full Golden Point report →

Vs Golden Point

+4.7%

Median sale

Suburb $549,000

-0.17 pp

Gross yield

Suburb 3.86%

Suburb median $549,000 from 55 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$575,000
Stamp Duty (Victoria)
$29,570
Transfer/Registration Fee
$1,450
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$609,720

$34,720 on top of the price (6.0% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Golden Point's advertised median rent — not a rent for this listing.

Net yield
2.19%
Annual cashflow (pre-tax)
$-17,309
Interest cover (DSCR)
0.42
Annual rent
$21,216
Operating expenses
$8,625
Loan amount
$460,000
Annual interest
$29,900
Gross yield
3.69%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$575,000–$595,000available19 Mar 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $408/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.7%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Golden Point in one glance

Golden Point at a glance

2,243

People

$549,000

Median sale

$408/wk

Median rent

3.86%

Suburb gross yield

Median sale from 55 recorded sales (last 12 months) — a Districts calculation.

See the full Golden Point report →

Keep researching

  • Why Golden Point? Read the area thesis →
  • What else is on the market in Golden Point →
  • Other records on James St →

Listing material

Listed by Fletchers Ballarat

Stylish Renovated Inner City Living!

Ideally located in the tightly held Ballarat suburb of Golden Point this recently renovated 3-bedroom home has been finished with stylish contemporary touches in a prime position - just a short stroll to restaurants, bars, cafe's, supermarkets, retail outlets, Federation University city campus and the Ballarat central train station, with your local coffee shop just 300 metres away.

From the moment you enter this gorgeous property you can feel the warmth, charm and tranquillity of the period features which blend seamlessly with the modern conveniences you expect in a property of this quality.

The chef of the family will love the renovated open plan kitchen/dining area appointed with white shaker cabinetry and quality appliances with a high timber cathedral ceiling, stackable French doors and a triangular transom window allowing loads of natural light.

Read the full description

All three bedrooms are of good size with wall-to-wall carpet and built in robes, accompanied by a neatly tucked away Euro laundry with by-fold doors.

The family bathroom with vaulted ceilings boasts a spa bath/shower combination, vanity and separate toilet all comforted by gas central heating to keep you toasty in the colder months.

Outside you will find your private elevated Alfresco area where you can relax and enjoy a glass of wine with friends whilst you decide which one of the many eateries within walking distance you will dine at tonight. Outside you will also find an outhouse (2ndToilet), plus immediate connection to a large double garage with auto roller door, workshop which is accessed from the side lane.

Call Dean Parish today on 0490 382 264 to arrange your private inspection.

Listing description written by Dean Parish, Fletchers Ballarat — reproduced as published, not verified by Districts.

Property features

  • Built-in Robes
  • Deck
  • Secure Parking

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Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.