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VIC › Barwon Heads › Saratoga Ave

28 Saratoga Ave, Barwon Heads VIC 3227

For saleHouse for Sale

$3,200,000–$3,500,000

For sale

Asking range

4

Bedrooms

2

Bathrooms

3

Car spaces

892 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $3,200,000–$3,500,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $3,200,000–$3,500,000(Listing record · 4 May 2026)
  • FactLand 892 m²; no building size recorded.(Property record)
  • CalculationIf it leased at Barwon Heads's advertised median rent ($583/wk), implied gross yield would be 0.95% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$3,200,000–$3,500,000

Asking range · $3,587/m² of land

No recorded sale for this property.

Barwon Heads at a glance

4,229

People

No data

Median sale

$583/wk

Median rent

No data

Suburb gross yield

See the full Barwon Heads report →

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$3,200,000
Stamp Duty (Victoria)
$188,000
Transfer/Registration Fee
$3,614
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$3,395,314

$195,314 on top of the price (6.1% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Barwon Heads's advertised median rent — not a rent for this listing.

Net yield
-0.55%
Annual cashflow (pre-tax)
$-184,084
Interest cover (DSCR)
-0.11
Annual rent
$30,316
Operating expenses
$48,000
Loan amount
$2,560,000
Annual interest
$166,400
Gross yield
0.95%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$3,200,000–$3,500,000available4 May 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $583/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 0.9%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Barwon Heads in one glance

Barwon Heads at a glance

4,229

People

No data

Median sale

$583/wk

Median rent

No data

Suburb gross yield

See the full Barwon Heads report →

Keep researching

  • Why Barwon Heads? Read the area thesis →
  • What else is on the market in Barwon Heads →
  • Other records on Saratoga Ave →

Listing material

Listed by Bellarine Property

Architect-Designed Coastal Sanctuary

The Feel:

Architect designed with giant walls of glass framing an ancient Moonah canopy, this newly-completed 4-bedroom residence balances laidback luxury living with resort-like entertaining and a deep sense of tranquillity. With a refined palette of natural materials, exquisite finishes, and meticulous attention to detail, the home revolves around a sweeping open plan family domain with lofty 4m ceilings and fire side relaxation, flowing to a north facing entertainer’s deck and a sumptuous heated pool and spa. A showstopping kitchen, four plush bedrooms, home office, kids’ retreat, and a traditional Swedish sauna provide both practicality and everyday indulgence, while 6kW solar panels and double glazing enhance the home’s efficiency. Positioned within a quiet, no-through traffic street with the Village Park only footsteps away and the river and town centre close at hand, this is a residence that unites coastal artistry with an uncompromising Barwon Heads lifestyle.

The Facts:

Read the full description

-A near-new coastal masterpiece in a tranquil setting with a myriad of lifestyle spoils close by

-Designed by Freehand Projects, with the meticulous attention to detail of a builder’s own home

-Conceived as a forever family home, every space has been carefully considered & every finish hand-selected

-Coastal landscaping & blackbutt cladding ground the home in a calm, coastal aesthetic that feels instantly welcoming

-Engineered timber floors, 2.7m square set ceilings & a generosity of scale establish a refined architectural feel from the outset

-Sweeping open-plan living crowned by dramatic custom glazing, 4m ceilings & feature wood burning fireplace

-Seamless flow to a north-facing deck, private gardens & a sparkling heat pump heated pool & spa

-A plumbed-in BBQ ensure effortless alfresco entertaining before kicking back under the stars in the designate fire pit zone

-Bordered to the rear by ancient Moonah trees, these outdoor spaces are incredibly peaceful & private

-Lifestyle options aplenty – refresh in the pool, rinse off under the outdoor shower & rejuvenate in the traditional cedar sauna

-High-end island kitchen with stone benchtops, WIP & abundant storage/prep space

-Quality Electrolux appliances include 900mm oven, induction cooktop & integrated d/w

-Accommodation is headlined by the superb main suite flaunting a WIR & luxe, fully tiled ensuite

-Three junior bedrooms (2 with BIRs/desks) accommodate children & guests with ease

-Family bathroom with freestanding bath echoes the quality of the ensuite, complete with full-height tiling, custom blackbutt vanity, walk-in shower & heated towel rails

-A home office with twin built-in workstations is ideal for the work-from-home professional

-Thoughtful mud room/bag drop offers a calm, organised landing zone for busy households

-Hydronic heating and split system a/c work alongside double glazed windows to maintain a consistently comfortable home

-A 6kW solar electricity system supports energy efficiency & lower running costs

-Considered extras include Pickering Joinery windows, 100% wool carpets, ceiling fans to all bedrooms, louvred windows for cooling cross-ventilation

-DLUG with built-in workshop/storage space + pull-through access for a boat/trailer

-Positioned to perfection on an 891sqm (approx.) north-rear allotment in a no-through traffic street

-Enjoy a close connection with nature, mere footsteps from the Moonah Forest Trail & 2mins from the Barwon River

-The 54-acre Village Park is located at the top of the street, while it’s an easy walk to the beach, golf, Barwon Heads Primary & Hitchcock Avenue

The Owner Loves…

"There’s so much we love about the home, but the biggest highlights have to be the uninterrupted vista of Moonah forest and the beautiful north-facing light within the house. The house has a relaxed coastal feel, with plenty of space and storage for easy family living and also awesome indoor / outdoor entertaining space. The sauna has been an absolute favourite too - followed by cold pool dips all year round!

We love this location in Barwon Heads - it is a quiet no-through street and feels peaceful and private, with still only a short walk to the river, walking tracks, Village Park, beach and the main street!"

*All information offered by Bellarine Property is provided in good faith. It is derived from sources believed to be accurate and current as at the date of publication and as such Bellarine Property simply pass this information on. Use of such material is at your sole risk. Prospective purchasers are advised to make their own inquiries with respect to the information that is passed on. Bellarine Property will not be liable for any loss resulting from any action or decision by you in reliance on the information.

Listing description written by Levi Turner, Bellarine Property — reproduced as published, not verified by Districts.

Property features

  • Deck
  • Dishwasher
  • Ensuites: 2
  • Floorboards
  • Fully Fenced
  • Living Areas: 2
  • Outdoor Entertaining
  • Outside Spa
  • In-Ground Pool
  • Remote Garage
  • Secure Parking
  • Study
  • Toilets: 2
  • Water Tank

Also look at

Also for sale in Barwon Heads

  • 11 Lawrenny Ct, Barwon Heads VIC 3227

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  • 6 Cronulla Ct, Barwon Heads VIC 3227

    3-bed house. Asking $990K–$1.08M.

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  • 12 Memorial Ln, Barwon Heads VIC 3227

    4-bed house for sale. Asking $2.6M–$2.8M.

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  • 24 & 26 Geelong Rd, Barwon Heads VIC 3227

    0-bed land. Asking $105K–$115K.

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Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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