Thurgoona at a glance
13,842
People
$750,000
Median sale
$656/wk
Median rent
4.55%
Suburb gross yield
Median sale from 71 recorded sales (last 12 months) — a Districts calculation.
NSW › Thurgoona › Swallow St
$899,999–$925,000
For sale
Asking range
4
Bedrooms
2
Bathrooms
6
Car spaces
825 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Asking
$899,999–$925,000
Asking range · $1,091/m² of land
No recorded sale for this property.
Thurgoona at a glance
13,842
People
$750,000
Median sale
$656/wk
Median rent
4.55%
Suburb gross yield
Median sale from 71 recorded sales (last 12 months) — a Districts calculation.
Vs Thurgoona
+20.0%
Median sale
Suburb $750,000
-0.76 pp
Gross yield
Suburb 4.55%
Suburb median $750,000 from 71 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Based on the low end of the asking range, not a contract price.
$38,779 on top of the price (4.3% extra)
Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.
Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.
Based on the low end of the asking range, not a contract price.
Pre-filled with Thurgoona's advertised median rent — not a rent for this listing.
Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $656/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Gross yield if leased at the suburb aggregate is 3.8%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Thurgoona at a glance
13,842
People
$750,000
Median sale
$656/wk
Median rent
4.55%
Suburb gross yield
Median sale from 71 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by For Sale By OwnerThe Phone Code for this property is: 97006. Please quote this number when phoning or texting.
Perfectly positioned on the high side of one of Thurgoona's most sought-after streets, this substantial family home offers approximately 300m² of versatile living on a generous 825m² allotment.
This quality, well - maintained brick and tile residence enjoys a sunny aspect and an outstanding location just 10 minutes from Albury's CBD. Within walking distance of Thurgoona Plaza, Charles Sturt University, schools, parks and public transport, it also provides convenient access to the Hume Freeway, the Murray River and Victoria's alpine region.
The thoughtfully planned floorplan offers easy living and an exceptional level of flexibility. The home features four generous bedrooms, highlighted by an enormous 9 x 6.5 metre master suite complete with ensuite, walk-in robe and ample space for a parents' retreat, private living area or in-law accommodation. A separate study provides the option of a fifth bedroom, while the dedicated cinema room can easily serve as a sixth bedroom, games room or teenagers' retreat.
At the heart of the home is a spacious modern, easy care kitchen featuring a gas cooktop, electric oven, walk-in butler's pantry and large island bench overlooking the open-plan family and dining areas. A separate formal lounge provides an additional living space, while the covered outdoor entertaining area is ideal for year-round enjoyment.
Outside, the secure backyard offers endless potential, with plenty of room for a swimming pool, large shed or granny flat (STCA). Wide gated side access provides secure parking for a caravan, boat or trailer, complementing the double garage with internal access.
Offering exceptional size, versatility and a location that continues to be one of Thurgoona's most desirable, this is a home that will comfortably accommodate the largest of families for years to come.
Please make contact for a private viewing or extra details about this amazing property.
Disclaimer:
Whilst every care has been taken to verify the accuracy of the details in this advertisement, For Sale By Owner Pty Ltd (forsalebyowner.com.au) cannot guarantee its correctness. Prospective buyers or tenants need to take such action as is necessary, to satisfy themselves of any pertinent matters.
Listing description written by For Sale By Owner (NSW), For Sale By Owner — reproduced as published, not verified by Districts.