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VIC › Ararat › Lowe St

2B And 2C Lowe St, Ararat VIC 3377

For saleHouse

$400,000–$440,000

For sale

Asking range

3

Bedrooms

1

Bathrooms

1

Car spaces

346 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $400,000–$440,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $400,000–$440,000(Listing record · 2 July 2026)
  • FactLand 346 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Ararat (last 5 years) with land size: median $519/m² of land (n=124). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 11% below the Ararat median recorded sale ($450,000, n=134, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Ararat's advertised median rent ($436/wk), implied gross yield would be 5.67% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$400,000–$440,000

Asking range · $1,156/m² of land

No recorded sale for this property.

Local land rate: recorded House sales in Ararat (last 5 years) with land size have a median of $519/m² of land (n=124). Districts calculation from recorded sales — not a valuation.

Ararat at a glance

8,414

People

$450,000

Median sale

$436/wk

Median rent

5.04%

Suburb gross yield

Median sale from 134 recorded sales (last 12 months) — a Districts calculation.

See the full Ararat report →

Vs Ararat

-11.1%

Median sale

Suburb $450,000

+0.63 pp

Gross yield

Suburb 5.04%

Suburb median $450,000 from 134 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$400,000
Stamp Duty (Victoria)
$19,070
Transfer/Registration Fee
$1,040
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$423,810

$23,810 on top of the price (6.0% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Ararat's advertised median rent — not a rent for this listing.

Net yield
4.17%
Annual cashflow (pre-tax)
$-4,128
Interest cover (DSCR)
0.80
Annual rent
$22,672
Operating expenses
$6,000
Loan amount
$320,000
Annual interest
$20,800
Gross yield
5.67%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$400,000–$440,000available2 July 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $436/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 5.7%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Ararat in one glance

Ararat at a glance

8,414

People

$450,000

Median sale

$436/wk

Median rent

5.04%

Suburb gross yield

Median sale from 134 recorded sales (last 12 months) — a Districts calculation.

See the full Ararat report →

Keep researching

  • Why Ararat? Read the area thesis →
  • What else is on the market in Ararat →
  • Other records on Lowe St →

Listing material

Listed by Nutrien Harcourts Ararat

Smart Buying in a Central Location

Positioned within easy walking distance of Ararat Hospital and Alexandra Oval, these quality townhouses offer a fantastic opportunity for investors, first-home buyers or downsizers alike. Individually titled and available to purchase separately or together, both homes feature a practical three-bedroom design, low-maintenance surrounds and modern comforts in a highly convenient location.

Each townhouse includes three spacious bedrooms with built-in robes, a central bathroom with bath, a well-equipped kitchen featuring a 900mm gas oven, dishwasher and ample storage, plus a light-filled open-plan living and dining area. Split system heating and cooling ensures year-round comfort, while secure rear yards and garages with internal access complete the package.

Unit 2B - SOLD

Read the full description

Set on approximately 346m², Unit 2B offers extra outdoor space while maintaining a low-maintenance lifestyle. The home features three bedrooms, a central bathroom, open-plan living and a well-appointed kitchen with quality appliances. A single garage with internal access and a secure rear yard add further appeal.

Currently leased at $400 per week until December, Unit 2B presents an attractive investment opportunity with an established rental return already in place.

Unit 2C UNDER CONTRACT

Occupying approximately 280m², Unit 2C delivers all the benefits of modern townhouse living in an easy-care setting. Featuring three bedrooms with built-in robes, a central bathroom, open-plan living, quality kitchen facilities and a private rear yard, the home is designed for comfortable everyday living.

Currently rented fully furnished at $420 per week until March 2027, Unit 2C highlights strong rental demand and excellent investment potential.

Whether you're looking to add to your portfolio, secure your first home or enjoy a low-maintenance lifestyle, these well-presented townhouses offer flexibility and value in a central location. With the ability to purchase one or both, this is an opportunity not to be missed.

Contact Brad or Luke today to arrange your inspection.

Listing description written by Brad Jensen, Nutrien Harcourts Ararat — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.