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NSW › Speers Point › Chippindall St

3 Chippindall St, Speers Point NSW 2284

House

$976,000

Last sold

21 Jan 2025

3

Bedrooms

2

Bathrooms

3

Car spaces

811 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

What should you know about this lot before spending serious money?

Why this property?

  • FactLast recorded sale $976,000 (21 Jan 2025).(Recorded sale)
  • FactLand 811 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Speers Point (last 5 years) with land size: median $1,734/m² of land (n=91). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

What this lot has actually traded at

Last sold

$976,000

21 Jan 2025 · derived via latest_sale

Local land rate: recorded House sales in Speers Point (last 5 years) with land size have a median of $1,734/m² of land (n=91). Districts calculation from recorded sales — not a valuation.

Speers Point at a glance

3,737

People

$1,125,000

Median sale

$705/wk

Median rent

3.26%

Suburb gross yield

Median sale from 23 recorded sales (last 12 months) — a Districts calculation.

See the full Speers Point report →

Vs Speers Point

-13.2%

Median sale

Suburb $1,125,000

+0.50 pp

Gross yield

Suburb 3.26%

Suburb median $1,125,000 from 23 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Sold$976,00021 Jan 2025
  2. Listedprice unknowncompleted5 Dec 2024

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $705/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Speers Point in one glance

Speers Point at a glance

3,737

People

$1,125,000

Median sale

$705/wk

Median rent

3.26%

Suburb gross yield

Median sale from 23 recorded sales (last 12 months) — a Districts calculation.

See the full Speers Point report →

Keep researching

  • Why Speers Point? Read the area thesis →
  • What else is on the market in Speers Point →
  • Other records on Chippindall St →

Listing material

Listed by Belle Property Newcastle

Original Charm Shines Amongst Many Modern Upgrades

Thoroughly charming, this timeless home is every bit as sweet as its handy Speers Point address. It exudes a fresh and welcoming aesthetic both inside and out, with open plan living extending into a generous kitchen and out to a covered alfresco setting – effectively combining all three spaces. Bedrooms are larger than most and with all enjoying robe storage and ceiling fans, and all easily serviced by the home's two bathrooms. Outdoors a wonderland awaits. Not only can you enjoy an afternoon drink on the wrapped front verandah or rear deck, the garden provides plenty of space to entertain amid mature gardens or on the established lawn. Alternatively, you could add more garaging, a granny flat or pool (STCA) and fully utilise its expanse. Located 850m from Speers Point Primary School, library and village shops and 1km from Speers Point Park, it's a great base for anyone looking to settle down within a vibrant lakeside community.

- Charming weatherboard home spanning one spacious level, placed on a huge 811sqm parcel

- Side carport plus a freestanding 5.8mx6.8m drive-through garage and option for more garaging if desired

Read the full description

- Generous open plan living kept comfortable by split-system AC and merging effortlessly with a covered alfresco deck

- Oversized u-shaped kitchen features a semi-integrated dishwasher, a gas cooktop, a modern under-bench oven and excellent storage/prep area

- Big bedrooms supported by a renovated main bathroom and handy second bathroom located within the laundry

- Great backyard ready for parties or relaxation and holding abundant scope for future projects

- Beautiful lifestyle suburb framed by the blue waters of Lake Macquarie

- 5-minutes to Warners Bay and a lively waterfront dining and shopping scene

- Zoned for well-respected Speers Point Public and Warners Bay High Schools

We have obtained all information used in the preparation of this document from third party sources however, we cannot guarantee the accuracy or currency of this information. Prospective purchasers and their advisors are advised to carry out and rely on their own enquiries and investigations in relation to the information in this document and the property it concerns.

Listing description written by Belle Property Newcastle, Belle Property Newcastle — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.