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NSW › Cameron Park › Citrus Cl

3 Citrus Cl, Cameron Park NSW 2285

For saleHouse

$995,000–$1,065,000

For sale

Asking range

4

Bedrooms

2

Bathrooms

2

Car spaces

736 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $995,000–$1,065,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $995,000–$1,065,000(Listing record · 6 Aug 2026)
  • FactLand 736 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Cameron Park (last 5 years) with land size: median $1,596/m² of land (n=160). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 3% below the Cameron Park median recorded sale ($1,025,000, n=115, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Cameron Park's advertised median rent ($892/wk), implied gross yield would be 4.66% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$995,000–$1,065,000

Asking range · $1,352/m² of land

No recorded sale for this property.

Local land rate: recorded House sales in Cameron Park (last 5 years) with land size have a median of $1,596/m² of land (n=160). Districts calculation from recorded sales — not a valuation.

Cameron Park at a glance

10,424

People

$1,025,000

Median sale

$892/wk

Median rent

4.53%

Suburb gross yield

Median sale from 115 recorded sales (last 12 months) — a Districts calculation.

See the full Cameron Park report →

Vs Cameron Park

-2.9%

Median sale

Suburb $1,025,000

+0.13 pp

Gross yield

Suburb 4.53%

Suburb median $1,025,000 from 115 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$995,000
Stamp Duty (New South Wales)
$39,187
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,038,054

$43,054 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Cameron Park's advertised median rent — not a rent for this listing.

Net yield
3.16%
Annual cashflow (pre-tax)
$-20,281
Interest cover (DSCR)
0.61
Annual rent
$46,384
Operating expenses
$14,925
Loan amount
$796,000
Annual interest
$51,740
Gross yield
4.66%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$995,000–$1,065,000available6 Aug 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $892/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 4.7%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Cameron Park in one glance

Cameron Park at a glance

10,424

People

$1,025,000

Median sale

$892/wk

Median rent

4.53%

Suburb gross yield

Median sale from 115 recorded sales (last 12 months) — a Districts calculation.

See the full Cameron Park report →

Keep researching

  • Why Cameron Park? Read the area thesis →
  • What else is on the market in Cameron Park →
  • Other records on Citrus Cl →

Listing material

Listed by First National Real Estate Lake Macquarie

Life is Sweet at Citrus Close

Perfectly positioned in a peaceful cul-de-sac, this beautifully presented single-level brick residence delivers the ideal combination of space, comfort and practicality for growing families. Occupying an impressive 735.5sqm block with an ultra-wide 22 metre frontage and approximately 40 metres in depth, this is a home that offers room to move both inside and out.

From the moment you step inside, you'll immediately appreciate the generous proportions and inviting feel of the home. A spacious open-plan lounge and dining area welcomes you at the front of the residence, creating the perfect place for the family to gather, entertain guests or simply relax after a busy day.

Flowing effortlessly from the main living area is one of the home's standout features, an enormous enclosed sunroom. Flooded with natural light through its abundance of windows, this expansive second living space provides endless versatility. Whether you're entertaining family and friends, creating a children's playroom, setting up a home office or simply enjoying a quiet afternoon overlooking the backyard, this impressive room is sure to become a favourite.

Read the full description

At the heart of the home sits a beautifully updated kitchen designed with both functionality and entertaining in mind. Offering an abundance of bench and cupboard space, a dishwasher, natural gas cooking, and a generous island bench that doubles as a breakfast bar, it is a space where preparing meals becomes a pleasure. Convenient servery windows open directly into the enclosed sunroom, allowing effortless indoor entertaining all year round.

Accommodation consists of four well-proportioned bedrooms, all featuring built-in wardrobes and ceiling fans. The spacious master suite enjoys the added luxury of its own private ensuite, while the remaining bedrooms are serviced by a practical three-way family bathroom complete with a separate shower, bathtub, vanity and separate toilet giving the home the convenience of two bathrooms for busy family living

Year-round comfort is assured with reverse-cycle air conditioning, while a natural gas bayonet provides an additional heating option for those cooler winter evenings.

Step outside and you'll discover an enormous fully fenced backyard that offers endless possibilities. Children and pets will have ample room to run and play, while established gardens create a peaceful outdoor setting. Side gate access provides secure parking for a boat, caravan, trailer or additional vehicles, and two garden sheds offer excellent storage for tools and outdoor equipment.

Completing the package is a double lock-up garage with convenient internal access.

Beyond the home itself, the location is equally impressive. Positioned within easy walking distance to Edgeworth Public School, Edgeworth Shopping Centre featuring Coles, Aldi and a wide range of specialty shops, you'll enjoy having everyday conveniences only moments from your doorstep. Multiple childcare centres, local parks, playgrounds and sporting facilities are also nearby, making this an outstanding location for families.

For those who commute, you'll appreciate being just minutes from the M1 Motorway, Hunter Expressway and Newcastle Link Road, providing easy access throughout Newcastle, Lake Macquarie, the Hunter Valley and beyond.

Homes that combine generous living areas, a large family-friendly backyard, side access, multiple living zones and such a convenient location are becoming increasingly difficult to find. Offering space, functionality and outstanding value on a substantial parcel of land, 3 Citrus Close, Cameron Park presents an exceptional opportunity for families looking to secure a home they can enjoy for many years to come.

Land Size Approx. 736m2 with 22m Frontage and 40m Depth

Land Rates Approx $549.30 Per Quarter

Currently rented for $810 per week, lease expires 11/08/2026

Whether you're upsizing, raising a family or simply searching for a spacious single-level home with room for everyone, this outstanding property offers the lifestyle, land size, quiet cul-de-sac location and convenience you've been waiting for.

For further information contact the local area's first choice for real estate Troy Duncan on 4950 8555.

First National Real Estate Lake Macquarie are your local experts for the Lake Macquarie and Newcastle area, we proudly market this home and are always looking for more homes to sell. If you would like honest, expert advice and achieve excellent results, call us on 4950 8555 to discuss your home.

Disclaimer: All information contained herein is gathered from sources we deem reliable. However, we cannot guarantee its accuracy and act as a messenger only in passing on the details. Interested parties should rely on their own enquiries. Any personal information given to us during the course of the campaign will be kept on our database for follow up and to market other services and opportunities unless instructed in writing.

Listing description written by Troy Duncan, First National Real Estate Lake Macquarie — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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