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VIC › Kilcunda › Gilbert St

3 Gilbert St, Kilcunda VIC 3995

For saleHouse

$695,000

For sale

Asking

2

Bedrooms

2

Bathrooms

0

Car spaces

418 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $695,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $695,000(Listing record · 24 July 2026)
  • FactLand 418 m²; no building size recorded.(Property record)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$695,000

Asking · $1,663/m² of land

No recorded sale for this property.

Kilcunda at a glance

No data

Median sale

No data

Median rent

No data

Suburb gross yield

See the full Kilcunda report →

Total cost to purchase

Purchase Price
$695,000
Stamp Duty (Victoria)
$36,770
Transfer/Registration Fee
$1,731
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$737,201

$42,201 on top of the price (6.1% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

No rent is recorded for this listing. Enter a weekly rent to model yield.

Enter a purchase price and weekly rent to calculate yield.

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$695,000available24 July 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

0 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Unknown

    No advertised rent and no suburb rent aggregate are loaded. Official bond files are not loaded. Listing rent and suburb aggregates are evidence, not this address’s rent.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Kilcunda in one glance

Kilcunda at a glance

No data

Median sale

No data

Median rent

No data

Suburb gross yield

See the full Kilcunda report →

Keep researching

  • Why Kilcunda? Read the area thesis →
  • What else is on the market in Kilcunda →
  • Other records on Gilbert St →

Listing material

Listed by Stockdale & Leggo Inverloch

MAGICAL COASTAL VIEWS FROM A TRULY NICHE HOME

There are homes that simply provide a place to live, and then there are homes that inspire. Perfectly positioned in one of Kilcunda's most tightly held, select pockets high on The Bluff, this exceptional two-bedroom, two-bathroom residence offers a lifestyle defined by comfort, tranquillity, breathtaking scenery, and connection to wildlife and the coast.

First to capture your heart will be the uninterrupted coastline views to the east, available from a second-storey living area with expansive entertaining deck surrounding the entire house.

Equally captivating is the home's peaceful location. Renowned for its spectacular coastal walks and unspoilt natural beauty, the prized locale offers an enviable balance of seclusion and convenience, allowing you to immerse yourself in nature while remaining within easy reach of everything the local village has to offer – including the Kilcunda Hotel, the general store and The Sticks precinct (with café and discount chemist). For all your other lifestyle needs, Cowes and the burgeoning Wonthaggi township are each just a short drive away.

Read the full description

But with a cleverly designed fold-away office included in the package, you might rarely wish to leave home – especially given the abundant natural light, the views from your desk and the comforts of a split-system air conditioner and efficient log fire.

For those moments of private contemplation and recharge, a distinctive open-plan bed/bathing arrangement features a luxurious European 'Cristalplant' bath and heated towel rail, with 3-panel bifold doors opening the space completely to the fresh sea air.

Adding another layer of appeal is the calm sanctuary of the property's surrounding established gardens, viewed from every room in the house. Fancy an abundant crop of olives?

This compact home punches far above its weight, with further quality features including:

· Quality Rylock aluminium windows/doors throughout, many double-glazed

· Retractable insect screens to sliding doors

· Plantation shutters

· E-screen blinds

· Outside awnings & sensor lighting

· Genuine Italian travertine flooring to the entire ground floor (including bathroom), with fully automated, zoned underfloor heating

· Generous floor-to-ceiling and/or wall-to wall general storage and wardrobe space

· High-end Corian cabinet tops & integrated hand basin

· Open-plan shower area (no screens to clean)

· Villeroy & Boch wall-hung sanitaryware (including bidet)

· European laundry

· Ilve 6-burner cooktop with teppanyaki plate, plus double Ilve oven

· Pull-out pantry & swivel corner storage

· Pier-style lower deck (solid ironbark)

· 2 x 2000-litre water tanks

· Native trees/shrubs and productive fruit trees

· Secure new fencing, with rabbit proofing.

Note: The property comes with the option of purchasing adjoining vacant land on a separate title.

Listing description written by Adam Leys, Stockdale & Leggo Inverloch — reproduced as published, not verified by Districts.

Property features

  • Ensuites: 1
  • Living Areas: 2
  • Toilets: 2
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.