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NSW › Howlong › Melba Ct

3 Melba Ct, Howlong NSW 2643

For saleHouse

$725,000

For sale

Asking

$630,000

Last sold

17 Feb 2025

4

Bedrooms

2

Bathrooms

2

Car spaces

712 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $725,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $725,000(Listing record · 7 Apr 2026)
  • CalculationLand 712 m² against a 173 m² dwelling — the land is most of what is being bought.(Districts calculation)
  • CalculationRecorded House sales in Howlong (last 5 years) with land size: median $474/m² of land (n=117). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 22% above the Howlong median recorded sale ($592,500, n=32, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Howlong's advertised median rent ($480/wk), implied gross yield would be 3.44% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

  • InterpretationA large lot with a small dwelling means the value case rests on the land and what the zone allows on it, not the house.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$725,000

Asking · $1,018/m² of land

Last recorded sale $630,000 (17 Feb 2025).

Local land rate: recorded House sales in Howlong (last 5 years) with land size have a median of $474/m² of land (n=117). Districts calculation from recorded sales — not a valuation.

Howlong at a glance

3,055

People

$592,500

Median sale

$480/wk

Median rent

4.21%

Suburb gross yield

Median sale from 32 recorded sales (last 12 months) — a Districts calculation.

See the full Howlong report →

Vs Howlong

+22.4%

Median sale

Suburb $592,500

-0.77 pp

Gross yield

Suburb 4.21%

Suburb median $592,500 from 32 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$725,000
Stamp Duty (New South Wales)
$27,037
Transfer/Registration Fee
$167
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$755,904

$30,904 on top of the price (4.3% extra)

  • Stamp Duty (New South Wales)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Howlong's advertised median rent — not a rent for this listing.

Net yield
1.94%
Annual cashflow (pre-tax)
$-23,615
Interest cover (DSCR)
0.37
Annual rent
$24,960
Operating expenses
$10,875
Loan amount
$580,000
Annual interest
$37,700
Gross yield
3.44%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

20252026$630k$725k
  • Sold (recorded)
  • Asking price (not a sale)
  1. Listed$725,000available6 Apr 2026
  2. Sold$630,00017 Feb 2025
  3. Listedprice unknowncompleted24 Sept 2024

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $480/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.4%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Howlong in one glance

Howlong at a glance

3,055

People

$592,500

Median sale

$480/wk

Median rent

4.21%

Suburb gross yield

Median sale from 32 recorded sales (last 12 months) — a Districts calculation.

See the full Howlong report →

Keep researching

  • Why Howlong? Read the area thesis →
  • What else is on the market in Howlong →
  • Other records on Melba Ct →

Listing material

Listed by Gilson Yonson Real Estate

Contemporary Comfort In A Peaceful Country Setting

Tucked away in a quiet court location, this residence presents an excellent opportunity to secure a beautifully presented near new home in the welcoming country town of Howlong. Built in 2024 by respected builder Afonso Building Solutions, this thoughtfully designed residence offers the comfort and convenience of modern living while providing a relaxed lifestyle within easy reach of Albury.

As you arrive, the home immediately conveys a sense of freshness and quality that comes with a newly built property. Every detail has been carefully completed, allowing the next owner to simply move in and enjoy without the need to undertake additional work. The property offers the appealing advantage of having everything already established.

Inside, the home features a neutral colour palette throughout, creating a light and inviting atmosphere that will suit a wide range of furnishings and personal tastes. The calming tones provide a timeless backdrop and allow each space to feel open, warm, and welcoming, making it easy for new owners to add their own personal touches over time.

Read the full description

Positioned in the peaceful and community-minded township of Howlong, the property enjoys the charm of country living while still maintaining excellent accessibility to larger centres. Albury is just a comfortable 20-minute drive away, making commuting for work, shopping, or entertainment both simple and convenient while still allowing you to return home to the tranquillity of a small-town setting.

The location also offers exceptional convenience to everyday amenities within Howlong itself. Residents will appreciate being close to local shops, the supermarket, bank, post office, chemist, medical facilities, bakery, and the local pub, all of which contribute to the strong sense of community the town is known for. A short drive will also take you to childcare services, the local school, and the beautiful Murray River, where you can enjoy walking, fishing, and relaxed weekends by the water.

Offering the appeal of a near new build, a peaceful court setting, and the lifestyle benefits of a friendly country town, this home provides a wonderful opportunity to enjoy modern comfort in a location that continues to grow in popularity.

The property features –

- 4 bedroom home

- Master bedroom has an ensuite with double basins and a walk-in robe

- Built-in robes to other bedrooms

- Lounge room

- Open plan family and meals area

- Kitchen is complete with gas cooktop, electric oven, dishwasher, and a walk-in pantry

- Full bathroom with a separate toilet

- Ducted heating and cooling

- Covered entertaining area

- Enclosed backyard

- Double gate access via the rear yard

- Remote control double lockup garage with internal access

Please note, the photos have been provided by the vendor.

All information provided is sourced from reliable references, but its accuracy cannot be guaranteed. Interested parties are encouraged to conduct their own investigations.

Listing description written by Michael Buchanan, Gilson Yonson Real Estate — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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