Kiama at a glance
8,203
People
$1,612,500
Median sale
$747/wk
Median rent
2.41%
Suburb gross yield
Median sale from 60 recorded sales (last 12 months) — a Districts calculation.
NSW › Kiama › Pacific St
$2,800,000–$2,950,000
For sale
Asking range
4
Bedrooms
3
Bathrooms
2
Car spaces
412.8 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Asking
$2,800,000–$2,950,000
Asking range · $6,783/m² of land
No recorded sale for this property.
Kiama at a glance
8,203
People
$1,612,500
Median sale
$747/wk
Median rent
2.41%
Suburb gross yield
Median sale from 60 recorded sales (last 12 months) — a Districts calculation.
Vs Kiama
+73.6%
Median sale
Suburb $1,612,500
-1.02 pp
Gross yield
Suburb 2.41%
Suburb median $1,612,500 from 60 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Based on the low end of the asking range, not a contract price.
$139,879 on top of the price (5.0% extra)
Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.
Stamp duty and transfer fees: New South Wales schedules from 2026-07-01. Ongoing council rates and land tax are not included.
Based on the low end of the asking range, not a contract price.
Pre-filled with Kiama's advertised median rent — not a rent for this listing.
Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $747/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Gross yield if leased at the suburb aggregate is 1.4%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownNSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Area
Kiama at a glance
8,203
People
$1,612,500
Median sale
$747/wk
Median rent
2.41%
Suburb gross yield
Median sale from 60 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by First National Real Estate Coast & Country KiamaPerfectly positioned to capture breathtaking views across the coastline, beach and ocean beyond, 3 Pacific Street offers an exceptional coastal lifestyle in one of Kiama's most desirable settings.
Designed across a generous multi-level floorplan, the home delivers an impressive sense of space with approximately 224sqm of internal living. Expansive windows and glass doors frame the ocean outlook, while the large terrace provides the perfect place to entertain, relax or simply take in the ever changing north facing coastal views.
The main living level is open, inviting and beautifully connected to the outdoors. Warm bamboo flooring adds texture and character, while crisp white interiors, downlights and large-scale glazing create a refined coastal feel. The living and dining areas flow effortlessly to the terrace, creating a relaxed indoor-outdoor layout ideal for everyday living and entertaining.
At the heart of the home, the kitchen is both stylish and functional, complete with Caesarstone benchtops, electric cooking, Bosch appliances, island bench and excellent storage.
Accommodation comprises four bedrooms, offering flexibility for families, guests or those working from home. The master bedroom is privately positioned on the upper level and includes a walk-in wardrobe and ensuite. Two additional upstairs bedrooms include built-in robes, with one enjoying access to its own balcony, while the fourth bedroom is positioned on the main living level, ideal as guest accommodation, a home office or additional living flexibility.
The upstairs bathroom is spacious and well appointed with a bath, shower, vanity and toilet, while an extra bathroom on the main level adds everyday convenience. Outdoors, established gardens and private grassed areas soften the home's coastal setting, while multiple outdoor spaces allow you to enjoy the outlook from different vantage points.
A lower ground level double garage is complemented by excellent under house storage, a separate storage room and internal access, adding practicality rarely found in coastal homes of this style.
- Double garage with internal access, separate storage room and generous under-house storage
- Established gardens, private grassed outdoor areas
- Spectacular ocean, beach and coastline views
- Expansive terrace plus additional balcony
- Open plan living and dining flowing to outdoor entertaining
- Kitchen with Caesarstone benchtops, island bench and excellent storage
- Spacious main bedroom with private ocean view ensuite
- Sought after coastal position 2 minutes to Kiama harbour, town centre and cafés
Listing description written by Sam Lathbury, First National Real Estate Coast & Country Kiama — reproduced as published, not verified by Districts.