Victor Harbor at a glance
4,924
People
$780,000
Median sale
$545/wk
Median rent
3.63%
Suburb gross yield
Median sale from 12 recorded sales (last 12 months) — a Districts calculation.
SA › Victor Harbor › Swains Crossing Rd
$2,985,000–$3,185,000
For sale
Asking range
5
Bedrooms
3
Bathrooms
4
Car spaces
19,100 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Asking
$2,985,000–$3,185,000
Asking range · $156/m² of land
No recorded sale for this property.
Local land rate: recorded House sales in Victor Harbor (last 5 years) with land size have a median of $975/m² of land (n=82). Districts calculation from recorded sales — not a valuation.
Victor Harbor at a glance
4,924
People
$780,000
Median sale
$545/wk
Median rent
3.63%
Suburb gross yield
Median sale from 12 recorded sales (last 12 months) — a Districts calculation.
Vs Victor Harbor
+282.7%
Median sale
Suburb $780,000
-2.68 pp
Gross yield
Suburb 3.63%
Suburb median $780,000 from 12 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Based on the low end of the asking range, not a contract price.
$192,928 on top of the price (6.5% extra)
Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.
Stamp duty and transfer fees: South Australia schedules from 2026-07-01. Ongoing council rates and land tax are not included.
Based on the low end of the asking range, not a contract price.
Pre-filled with Victor Harbor's advertised median rent — not a rent for this listing.
Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
SAPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Nearby development applications are not loaded. This lot’s own applications are a separate question.
Rental
No advertised rent is recorded. Suburb median rent $545/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. Nearby development applications are not loaded. This lot’s own applications are a separate question. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Gross yield if leased at the suburb aggregate is 0.9%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownNearby development applications are not loaded. This lot’s own applications are a separate question.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownStatutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.
Net yield / holding costs
UnknownNet yield / holding costs are not estimated outside NSW without inventing land tax.
Area
Victor Harbor at a glance
4,924
People
$780,000
Median sale
$545/wk
Median rent
3.63%
Suburb gross yield
Median sale from 12 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by Harris South CoastSet on almost five acres of beautifully landscaped grounds overlooking the peaceful Inman River, this incredible property is all about lifestyle, space and making memories with the people you love. Just minutes from the heart of Victor Harbor, you can enjoy the perfect balance of privacy, luxury and convenience, with the Victor Harbor golf course, schools, shopping, cafés, restaurants and beaches all close by.
From the moment you arrive through the electric gates, there's a feeling this is somewhere truly special. The sweeping driveway, stunning lawns, spring-fed dam, three small, fenced paddocks perfect for a horse or pony and established gardens create a setting that feels more like a private country resort than a family home.
Designed by acclaimed architect John Hales, the home combines timeless craftsmanship, with the best of lifestyle living. Beautiful jarrah floors, marble fireplaces, leadlight windows and French doors all combine to create the warmth and feel of this amazing home. The beautiful white kitchen with stunning stone benchtops, connects seamlessly with the family living spaces, all overlooking the pool, while large windows and French doors throughout the home invite in natural light and stunning views across the gardens, and out to the ocean and Granite Island.
Designed for relaxed family living and effortless entertaining, the home offers multiple living areas, spacious bedroom accommodation, home office, magnificent billiard room and an incredible 14 metre indoor heated pool and pavilion that will quickly become the heart of the home. Whether it's kids swimming year-round, weekend gatherings with friends, long family lunches or simply unwinding at the end of the day, this space is nothing short of spectacular - all the enjoyment of a luxury resort, with the comfort and warmth of home.
The flexible floorplan is perfect for growing families, multi-generational living, or hosting guests, with generous bedroom wings, a private master retreat with office, separate guest accommodation, and fantastic indoor and outdoor entertaining areas. The garage is under the main roof and has an adjoining fully lined, air-conditioned studio.
Outside, the lifestyle continues with expansive lawns for children and pets to explore, fully fenced paddocks, a large 9m x 12m high clearance shed for the boat and caravan, and beautifully maintained grounds all supported by extensive water infrastructure and irrigation systems. Lovely stone retaining walls and fully irrigated gardens run around the side and front of the house, with a stunning outdoor patio overlooking the Inman River, providing the ultimate outdoor living experience.
The infrastructure is equally impressive. Secure gated entry, extensive garaging, 3 phase power, 5kw solar system, river water licence, 24,000 gallons of rainwater storage and automated WIFI-controlled irrigation and ensure the property operates with complete efficiency and self-sufficiency.
This is the kind of property where family and friends naturally gather - summer pool parties, relaxed evenings on the terrace, golf in the morning, beach walks in the afternoon and dinner in town, or at the golf club, just minutes away.
A truly special lifestyle property offering space, privacy, luxury and an unforgettable way of life on the stunning Fleurieu Peninsula, just over an hour's drive from the capital city of Adelaide.
Opportunity for furniture by negotiation.
Specifications:
CT / 5332/44
Council / Victor Harbor
Zoning / Rural Living
Built / 1993
Land / 19100m2 (approx)
Council Rates / $7,671.85pa
Estimated rental assessment / Written rental assessment can be provided upon request
Nearby Schools /Victor Harbor P.S, Victor Harbor H.S.
Disclaimer: All information provided has been obtained from sources we believe to be accurate, however, we cannot guarantee the information is accurate and we accept no liability for any errors or omissions (including but not limited to a property's land size, floor plans and size, building age and condition). Interested parties should make their own enquiries and obtain their own legal and financial advice. Should this property be scheduled for auction, the Vendor's Statement may be inspected at any Harris Real Estate office for 3 consecutive business days immediately preceding the auction and at the auction for 30 minutes before it starts. RLA | 337539
Listing description written by Mark Forde, Harris South Coast — reproduced as published, not verified by Districts.