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VIC › Armstrong Creek › Wild Oak Ave

31 Wild Oak Ave, Armstrong Creek VIC 3217

For saleHouse for Sale

$950,000–$1,045,000

For sale

Asking range

4

Bedrooms

2

Bathrooms

2

Car spaces

582 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $950,000–$1,045,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $950,000–$1,045,000(Listing record · 21 July 2026)
  • FactLand 582 m²; no building size recorded.(Property record)
  • CalculationAsk is 37% above the Armstrong Creek median recorded sale ($695,000, n=92, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Armstrong Creek's advertised median rent ($583/wk), implied gross yield would be 3.19% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$950,000–$1,045,000

Asking range · $1,632/m² of land

No recorded sale for this property.

Armstrong Creek at a glance

17,550

People

$695,000

Median sale

$583/wk

Median rent

4.36%

Suburb gross yield

Median sale from 92 recorded sales (last 12 months) — a Districts calculation.

See the full Armstrong Creek report →

Vs Armstrong Creek

+36.7%

Median sale

Suburb $695,000

-1.17 pp

Gross yield

Suburb 4.36%

Suburb median $695,000 from 92 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$950,000
Stamp Duty (Victoria)
$52,070
Transfer/Registration Fee
$2,327
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$1,008,097

$58,097 on top of the price (6.1% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Armstrong Creek's advertised median rent — not a rent for this listing.

Net yield
1.69%
Annual cashflow (pre-tax)
$-33,334
Interest cover (DSCR)
0.33
Annual rent
$30,316
Operating expenses
$14,250
Loan amount
$760,000
Annual interest
$49,400
Gross yield
3.19%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$950,000–$1,045,000available21 July 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $583/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.2%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Armstrong Creek in one glance

Armstrong Creek at a glance

17,550

People

$695,000

Median sale

$583/wk

Median rent

4.36%

Suburb gross yield

Median sale from 92 recorded sales (last 12 months) — a Districts calculation.

See the full Armstrong Creek report →

Keep researching

  • Why Armstrong Creek? Read the area thesis →
  • What else is on the market in Armstrong Creek →
  • Other records on Wild Oak Ave →

Listing material

Listed by Oslo Property

Grand Family Living with Reserve Frontage

Defined: Rising confidently across from the natural beauty of Warralily Conservation Area, this impressive family home exudes space, privacy, and versatility, with its distinctive design celebrating its natural surroundings, allowing the beauty of the landscape to resonate throughout.

Thoughtfully crafted across two airy levels, the four bedroom, three living configuration opens to extensive glazing and an open-plan layout tailored for entertaining. With easy access to a number of local schools, shopping villages, and public transport, this grand family home will meet the brief for large or growing families.

Considered:

Read the full description

Kitchen: Beautifully renovated, 100mm stone waterfall benchtops, island with integrated breakfast bar and extensive storage, Bosch dishwasher, Electrolux underbench oven and induction cooktop, stone splashback, overhead cabinetry with integrated rangehood and feature lighting, open shelving, generous pot drawers, in-set sink, and butler’s pantry with secondary sink and microwave cavity, 100mm stone benchtops, servery and splashback window, and fridge cavity.

Open-Plan Living/Dining: Generous proportions, living zone with recessed media wall, extensive glazing with full-height sheer curtains, ceiling fan with light, downlights, hybrid timber flooring, and sliding door access to expansive alfresco entertaining.

Secondary Lounge: In-built entertainment unit, ceiling fan with light, feature windows with roller blinds, carpet underfoot, and VJ panelling.

Master Suite: Anchored by a first-floor lounge with split-system air conditioner, light-filled and generous proportions accompany carpet underfoot, a ceiling fan with light, and feature windows with roller blinds. A walk-in robe, and ensuite with floating vanity, shower with wall niche and tiled base, toilet, and towel rail.

Secondary Bedrooms: Three remaining bedrooms each feature carpet underfoot, a window, ceiling fan with light, and built-in robes.

Main Bathroom: Tub with tiled surround, floating vanity with underbench storage, shower with wall niche and tiled base, rail shower head, towel rail, and separate toilet.

Outside: Introducing its landscaped gardens with an expansive alfresco, complete with roof-mounted heating strips and automated blinds, before spilling to an open lawned area framed by established hedging. An additional single carport links with the double garage, complete with internal access, via a rear roller door, ensuring easy access to the backyard.

Luxury Inclusions: Dedicated home office, powder room, full laundry with 100mm stone benchtops, hybrid timber flooring, gas ducted heating, split-system air conditioning. under-stair storage with open shelving and power, carpeted staircase, and exposed aggregate driveway. Instantaneous gas hot water system, clothesline, exposed aggregate pathways, and exterior speakers.

Close by Facilities: Warralily Conservation Area, Warralily Village Shopping Centre, Armstrong Creek School, St Catherine of Siena Primary School, Geelong Lutheran College, Iona College, Oberon High School, and Armstrong Creek Township. Easy access to Geelong CBD, Barwon Heads & Torquay.

Ideal For: Families, professionals needing multiple work-from-home zones, entertainers, and those seeking a spacious lifestyle property.

**All information offered by Oslo Property is provided in good faith. It is derived from sources believed to be accurate and current as at the date of publication and as such Oslo Property simply pass this information on. Use of such material is at your sole risk. Prospective purchasers are advised to make their own enquiries with respect to the information that is passed on. Oslo Property will not be liable for any loss resulting from any action or decision by you in reliance on the information. Photo ID must be shown at all open inspections in order to inspect the property*

Listing description written by Tahlia Huke, Oslo Property — reproduced as published, not verified by Districts.

Property features

  • Balcony
  • Deck
  • Dishwasher
  • Ducted Heating
  • Floorboards
  • Fully Fenced
  • Living Areas: 3
  • Outdoor Entertaining
  • Remote Garage
  • Rumpus Room
  • Secure Parking
  • Shed
  • Study
  • Toilets: 2

Also look at

Also for sale in Armstrong Creek

  • EXCLUSIVE TURNKEY 12034 Warralily Boyd St, Armstrong Creek VIC 3217

    3-bed house. Asking $587K.

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  • EXCLUSIVE 12034 Warralily Boyd St, Armstrong Creek VIC 3217

    4-bed house. Asking $601K.

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  • EXCLUSIVE 12033 Warralily Boyd St, Armstrong Creek VIC 3217

    4-bed house. Asking $594K.

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  • EXCLUSIVE TURNKEY 12033 Warralily Boyd St, Armstrong Creek VIC 3217

    4-bed house. Asking $705K.

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Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.