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NSW › Culcairn › Balfour

31A Balfour, Culcairn NSW 2660

House

$540,000

Last sold

14 Mar 2025

3

Bedrooms

1

Bathrooms

1

Car spaces

1,347 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

What should you know about this lot before spending serious money?

Why this property?

  • FactLast recorded sale $540,000 (14 Mar 2025).(Recorded sale)
  • FactLand 1,347 m²; no building size recorded.(Property record)
  • CalculationRecorded House sales in Culcairn (last 5 years) with land size: median $321/m² of land (n=41). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

What this lot has actually traded at

Last sold

$540,000

14 Mar 2025 · derived via latest_sale

Local land rate: recorded House sales in Culcairn (last 5 years) with land size have a median of $321/m² of land (n=41). Districts calculation from recorded sales — not a valuation.

Culcairn at a glance

1,589

People

$515,000

Median sale

$220/wk

Median rent

2.22%

Suburb gross yield

Median sale from 10 recorded sales (last 12 months) — a Districts calculation.

See the full Culcairn report →

Vs Culcairn

+4.9%

Median sale

Suburb $515,000

-0.10 pp

Gross yield

Suburb 2.22%

Suburb median $515,000 from 10 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Sold$540,00014 Mar 2025
  2. Listedprice unknowncompleted8 Jan 2025

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $220/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Culcairn in one glance

Culcairn at a glance

1,589

People

$515,000

Median sale

$220/wk

Median rent

2.22%

Suburb gross yield

Median sale from 10 recorded sales (last 12 months) — a Districts calculation.

See the full Culcairn report →

Keep researching

  • Why Culcairn? Read the area thesis →
  • What else is on the market in Culcairn →
  • Other records on Balfour →

Listing material

Listed by AGnVET Services

Versatile Bank Chambers & Residence

Welcome to 31A Balfour Street-a property that offers remarkable versatility with the iconic old bank chambers, complete with an authentic strong room, and a charming three-bedroom red brick residence exuding Federation-era character.

A Prime Location with Endless Potential. The historic bank chambers, complete with a functional strong room, are ideal for a distinctive business space, studio, or creative project.

The three-bedroom Federation-style home showcases timeless red brick construction, period features, and multiple living spaces that cater to families or those seeking a dual-purpose property.

Read the full description

Located in a high-visibility position in Culcairn's town center, perfect for commercial endeavors or those seeking a convenient lifestyle. The combination of heritage character, prime location, and versatile spaces makes 31A Balfour Street a rare find. What could you create in the authentic strong room at the heart of this property? The answer is limited only by your imagination.

Situated in the heart of Culcairn's bustling shopping precinct and service hub, this unique property presents an unparalleled opportunity for the creative property enthusiast. Whether you envision a spacious residence with multiple living areas, a business at the center of town, or a combination of both-a home with an adjoining office or retail space-the possibilities are endless.

Features inside residence:

• Three bedrooms/main with built in robes

• Two large living spaces

• Two sunrooms

• Bathroom with separate toilet

• Ample linen storage

• 9 foot high ceilings

Features outside residence:

• Large yard

• Back porch off the kitchen and laundry

• Rear lane access

• Garage

Shop space:

• Two indoor spaces

• Outdoor eatery area

• Three split systems

• Kitchen includes / dishwasher & stove

• 2 x toilets

• Strong room

• Storage room

This thriving rural center is just 30 minutes north of Albury-Wodonga and strategically positioned in the booming growth corridor between Albury and Wagga Wagga. With daily passenger rail services to Sydney and Melbourne, Culcairn offers seamless access to the best of the eastern seaboard while retaining its relaxed rural charm.

Don't miss this exceptional opportunity to secure a truly unique property. Contact the agents today to book your inspection and explore its full potential:

Let your imagination run wild!

Adrian: 0427 351 773

Robyn: 0427 293 102

Disclaimer: We have obtained all information in this document from sources we believe to be reliable, however we cannot guarantee its accuracy. We accept no responsibility and disclaim all liability in respect to any errors, omissions, inaccuracies or misstatements contained herein. Prospective purchasers are advised to carry out their own enquiries to verify the information contained in this document.

Listing description written by Adrian O'Brien, AGnVET Services — reproduced as published, not verified by Districts.

Property features

  • Toilets: 4
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.