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NSW › Newcastle › Wharf Rd

320 Wharf Rd, Newcastle NSW 2300

Terrace

$1,135,000

Last sold

20 July 2026

3

Bedrooms

2

Bathrooms

1

Car spaces

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

What should you know about this lot before spending serious money?

Why this property?

  • FactLast recorded sale $1,135,000 (20 July 2026).(Recorded sale)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

What this lot has actually traded at

Last sold

$1,135,000

20 July 2026 · derived via latest_sale

Newcastle at a glance

5,227

People

$1,142,500

Median sale

$766/wk

Median rent

3.49%

Suburb gross yield

Median sale from 6 recorded sales (last 24 months) — a Districts calculation.

See the full Newcastle report →

Vs Newcastle

-0.7%

Median sale

Suburb $1,142,500

+0.02 pp

Gross yield

Suburb 3.49%

Suburb median $1,142,500 from 6 recorded sales (last 24 months) — a Districts calculation, not a portal figure.

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Sold$1,135,00020 July 2026
  2. Listedprice unknowncompleted9 June 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

NSW

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $766/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    NSW Valuer General land values are not loaded for this property yet.

  • Net yield / holding costs

    Unknown

    NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.

Area

Newcastle in one glance

Newcastle at a glance

5,227

People

$1,142,500

Median sale

$766/wk

Median rent

3.49%

Suburb gross yield

Median sale from 6 recorded sales (last 24 months) — a Districts calculation.

See the full Newcastle report →

Keep researching

  • Why Newcastle? Read the area thesis →
  • What else is on the market in Newcastle →
  • Other records on Wharf Rd →

Listing material

Listed by MOVABLE Newcastle & Stockton

Your Next Move.

There's something special about a home that instantly makes you slow down. Tucked behind a classic terrace façade and unfolding across four thoughtfully designed levels, this is a home that feels both connected and wonderfully private. Open the French doors, let the coastal air drift through, and unwind on the balcony, the perfect spot to start your day slowly or relax with a glass of wine as the afternoon slips into evening. Updated with a modern kitchen the home balances character and comfort with ease. Upstairs, the loft-style master retreat offers a peaceful escape of its own, complete with an ensuite and sitting area that feels worlds away from the bustle below. Three bedrooms, secure off-street parking and a layout designed for real living complete the picture.

But what truly sets this home apart is the lifestyle waiting outside. Step out the front door and within moments you're strolling along Newcastle Harbour, coffee in hand, watching the boats glide across the water as the city wakes up around you. Enjoy your caffeine hit at Lynch's Hub, sunset dinners at Scratchleys, evening drinks at Signal Box. Leisurely waterfront walks become part of your everyday routine rather than something reserved for weekends. This is the kind of location people dream about but rarely find, a place where the harbour is your backyard, the best of Newcastle is at your fingertips, and every day feels just a little bit like you're on holiday.

- Torrens Title

Read the full description

- Split-system air conditioning to the living area and all bedrooms

- Dedicated internal laundry

- Electric cooktop, oven and dishwasher

- Built-in wardrobes to the master and second bedroom

- Secure off-street parking space

- Four-level terrace offering a unique and versatile floorplan

- Updated kitchen

- French doors opening onto a private balcony

- Loft-style master retreat with ensuite and sitting area

- Three-bedroom accommodation in a highly sought-after harbour precinct

Listing description written by Jesse Maxwell, MOVABLE Newcastle & Stockton — reproduced as published, not verified by Districts.

Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.