Cardiff at a glance
7,014
People
$909,000
Median sale
$656/wk
Median rent
3.75%
Suburb gross yield
Median sale from 56 recorded sales (last 12 months) — a Districts calculation.
$982,000
Last sold
19 Aug 2026
4
Bedrooms
2
Bathrooms
1
Car spaces
355 m²
Land
Districts View
No upside evidence detected in the data Districts holds for this lot.
No detected risks — but see the checklist: absence of evidence is not an all-clear.
Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.
Price evidence
Last sold
$982,000
19 Aug 2026 · derived via latest_sale
Local land rate: recorded House sales in Cardiff (last 5 years) with land size have a median of $1,447/m² of land (n=122). Districts calculation from recorded sales — not a valuation.
Cardiff at a glance
7,014
People
$909,000
Median sale
$656/wk
Median rent
3.75%
Suburb gross yield
Median sale from 56 recorded sales (last 12 months) — a Districts calculation.
Vs Cardiff
+8.0%
Median sale
Suburb $909,000
-0.28 pp
Gross yield
Suburb 3.75%
Suburb median $909,000 from 56 recorded sales (last 12 months) — a Districts calculation, not a portal figure.
Planning
Planning data is being calculated
Data unavailable
Source
Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.
Site
Terrain has not been calculated for this property yet.
Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.
Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.
Records
Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.
Capital growth
NSWPlanning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.
Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Rental
No advertised rent is recorded. Suburb median rent $656/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.
Current comparable rental listings within 400 m of this lot are not loaded. NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.
Yield cannot be shown without both a price and a rent figure. Net yield is not estimated from gross advertising copy. NSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.
Verdict
Districts view
Not enough official evidence yet to underwrite this as an investment.
Detail
The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”
Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.
The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.
Evidence
Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.
1 of 10 questions answered so far
Development optionality of this lot
UnknownPlanning layers have not been retrieved for this property yet.
Nearby development pipeline
UnknownArea
Cardiff at a glance
7,014
People
$909,000
Median sale
$656/wk
Median rent
3.75%
Suburb gross yield
Median sale from 56 recorded sales (last 12 months) — a Districts calculation.
Listing material
Listed by First National Real Estate Lake MacquarieDon't let the understated street presence fool you.
This stunning single-level brick and tiled residence is much larger than it appears from the front, and only an inspection will reveal just how spacious this exceptional home really is.
Built by "Simonds Homes" in 2023, this beautifully crafted home is only three years old and still enjoys the balance of the builder's warranty, offering buyers the reassurance and peace of mind that comes with purchasing a near-new home.
Perfectly designed for effortless living, this outstanding residence is ideal for downsizers or retirees wanting to enjoy the convenience of single-level living with absolutely no steps, while also offering the size and functionality to suit a young family.
It is also the perfect choice for busy professionals, first-home buyers, or astute investors seeking a quality, low-maintenance property in an ultra-convenient location.
Positioned on a level 355sqm block with a 10-metre frontage and 36-metre depth, this deceptively spacious home has been thoughtfully designed to maximise space, comfort, and natural light.
From the moment you walk inside, you'll immediately appreciate the generous proportions, soaring high ceilings, and practical floorplan that make this home feel far larger than expected.
Boasting four generous bedrooms, each includes built-in wardrobes, while the spacious master suite features a walk-in robe and a beautifully appointed ensuite, creating the perfect private retreat.
The home offers two modern bathrooms, with the main bathroom featuring a separate bathtub, shower, vanity, and toilet, making it ideal for families or visiting guests.
At the heart of the home is the expansive open-plan living and dining area that seamlessly connects with the stunning contemporary kitchen.
Complete with Caesarstone benchtops and breakfast bar, quality 900mm gas cooktop and oven, walk-in pantry, and an abundance of bench and cupboard space, it's a kitchen designed for those who love cooking, entertaining, and bringing family together.
Large glass sliding doors extend the living area onto the covered alfresco entertaining space, creating a seamless transition between indoor and outdoor living while overlooking the fully fenced, low-maintenance backyard, perfect for those wanting all the enjoyment of a backyard without the upkeep.
A dedicated study nook provides the perfect work-from-home space or a quiet area for children and teenagers to complete homework, or would also make a wonderful reading/library nook area.
Adding further appeal is the single lock-up garage with automatic door and convenient internal access, while ducted air conditioning throughout ensures year-round comfort no matter the season.
Conveniently located only minutes from Cardiff CBD, Cardiff Train Station, schools, parks, playgrounds, and everyday amenities, you'll also love being just a short drive from the vibrant cafés and restaurants of Warners Bay Foreshore, where you can enjoy beautiful walks around the shores of Lake Macquarie.
Major shopping destinations, including Costco, Bunnings, Glendale Shopping Centre, Charlestown Square, and Westfield Kotara, are all within easy reach, putting everything you need right at your fingertips.
Combining the reassurance of a near-new Simonds-built home with generous proportions, quality finishes, an unbeatable location, and effortless low-maintenance living, 32A John Street offers a lifestyle that will appeal to buyers of all ages.
Spacious, stylish, surprisingly large, and wonderfully convenient, this is one home that simply must be inspected to be truly appreciated.
Land Size Approx. 355sqm with 10m Frontage and 36m Depth
Land Rates Approx. $540.10 Per Quarter
Potential Rental Return Approx. $820 Per Week
For further information contact the local area's first choice for real estate Troy Duncan on 4950 8555.
First National Real Estate Lake Macquarie are your local experts for the Lake Macquarie and Newcastle area, we proudly market this home and are always looking for more homes to sell. If you would like honest, expert advice and achieve excellent results, call us on 4950 8555 to discuss your home.
Disclaimer: All information contained herein is gathered from sources we deem reliable. However, we cannot guarantee its accuracy and act as a messenger only in passing on the details. Interested parties should rely on their own enquiries. Any personal information given to us during the course of the campaign will be kept on our database for follow up and to market other services and opportunities unless instructed in writing.
Listing description written by Troy Duncan, First National Real Estate Lake Macquarie — reproduced as published, not verified by Districts.
NSW has a statewide DA API. Nearby (100–800 m) applications are not loaded for this property yet.
Honest achievable rent
KnownlowThis is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.
Rental supply pressure
UnknownSupply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.
Why is this cheap?
UnknownThe constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.
Lot-level flood
UnknownOfficial flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”
Catalyst exposure
UnknownFunded catalyst catchments are not loaded. A TOD badge is not this product.
This lot's DA history
UnknownDevelopment applications have not been queried for this parcel.
Statutory land value versus ask
UnknownNSW Valuer General land values are not loaded for this property yet.
Net yield / holding costs
UnknownNSW net yield needs land tax and VG inputs that are not loaded. Gross yield from listings is not net yield.