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QLD › Tolga › Catherine St

33-35 Catherine St, Tolga QLD 4882

For saleHouse

$590,000

For sale

Asking

3

Bedrooms

1

Bathrooms

4

Car spaces

1,012 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $590,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $590,000(Listing record · 1 July 2026)
  • CalculationLand 1,012 m² against a 113 m² dwelling — the land is most of what is being bought.(Districts calculation)
  • CalculationRecorded House sales in Tolga (last 5 years) with land size: median $605/m² of land (n=48). Districts calculation from recorded sales — not a valuation.(Districts recorded sales)
  • CalculationAsk is 11% below the Tolga median recorded sale ($663,750, n=18, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Tolga's advertised median rent ($505/wk), implied gross yield would be 4.45% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

  • InterpretationA large lot with a small dwelling means the value case rests on the land and what the zone allows on it, not the house.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$590,000

Asking · $583/m² of land

No recorded sale for this property.

Local land rate: recorded House sales in Tolga (last 5 years) with land size have a median of $605/m² of land (n=48). Districts calculation from recorded sales — not a valuation.

Tolga at a glance

3,570

People

$663,750

Median sale

$505/wk

Median rent

3.96%

Suburb gross yield

Median sale from 18 recorded sales (last 12 months) — a Districts calculation.

See the full Tolga report →

Vs Tolga

-11.1%

Median sale

Suburb $663,750

+0.49 pp

Gross yield

Suburb 3.96%

Suburb median $663,750 from 18 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Purchase Price
$590,000
Stamp Duty (Queensland)
$19,575
Transfer/Registration Fee
$2,157
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$615,432

$25,432 on top of the price (4.3% extra)

  • Stamp Duty (Queensland)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Queensland schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Pre-filled with Tolga's advertised median rent — not a rent for this listing.

Net yield
2.95%
Annual cashflow (pre-tax)
$-13,270
Interest cover (DSCR)
0.57
Annual rent
$26,260
Operating expenses
$8,850
Loan amount
$472,000
Annual interest
$30,680
Gross yield
4.45%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

For more information on this property, visit Queensland Globe↗.

Records

Property history

  1. Listed$590,000available1 July 2026

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

QLD

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Nearby development applications are not loaded. This lot’s own applications are a separate question.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $505/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Nearby development applications are not loaded. This lot’s own applications are a separate question. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 4.5%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Nearby development applications are not loaded. This lot’s own applications are a separate question.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Tolga in one glance

Tolga at a glance

3,570

People

$663,750

Median sale

$505/wk

Median rent

3.96%

Suburb gross yield

Median sale from 18 recorded sales (last 12 months) — a Districts calculation.

See the full Tolga report →

Keep researching

  • Why Tolga? Read the area thesis →
  • What else is on the market in Tolga →
  • Other records on Catherine St →

Listing material

Listed by Raine & Horne Atherton

Charming Character Home on a Lush 1,012m² Corner Allotment

Nestled amongst established tropical gardens on a generous 1,012m² corner allotment, this charming character home offers privacy, space and timeless appeal, all within easy walking distance of the local primary school and Tolga township amenities.

Believed to have been built in the mid-1900s, the home showcases many original features that have been lovingly preserved, including beautiful polished timber floors throughout and stunning pressed tin ceilings in parts of the home. Constructed with timber and cladding on concrete stumps, the property combines old-world charm with modern improvements.

A major upgrade completed approximately three years ago includes a new insulated Colorbond roof, providing enhanced comfort and peace of mind. The bathroom has been tastefully renovated with quality fixtures and fittings, creating a fresh and modern space. The laundry is both practical and functional, featuring built-in storage cupboards.

Read the full description

The spacious kitchen is well-appointed for family living, offering a gas cooktop, electric oven, corner pantry, ample bench space for meal preparation and room for a dishwasher.

The central living area opens through double timber doors onto a large outdoor entertaining deck. Surrounded by lush tropical gardens, this private outdoor retreat is the perfect place to relax, entertain guests or simply enjoy the peaceful surroundings.

Outside, the property continues to impress with a double carport and a substantial 10m x 10m powered steel shed, providing excellent storage, workshop space or room for toys and equipment. The fully fenced yard is secured with an electric gate, while security screens on all windows add an extra layer of comfort and security.

Offering a unique blend of character, functionality and lifestyle, this attractive Tolga property presents an outstanding opportunity for families, retirees or anyone seeking a home with charm and space in a highly convenient location.

Contact Exclusive Marketing Agent Collette Rowston to arrange your private inspection. This property is currently leased until early September and requires 48 hours notice for inspections.

Listing description written by Collette Rowston, Raine & Horne Atherton — reproduced as published, not verified by Districts.

Property features

  • Toilets: 1
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.