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VIC › Whittlesea › James St

33 James St, Whittlesea VIC 3757

For saleHouse for Sale

$725,000–$790,000

For sale

Asking range

3

Bedrooms

1

Bathrooms

0

Car spaces

700 m²

Land

Districts ViewPrice evidencePlanningSite constraintsHistoryListing

Districts View

Given the $725,000–$790,000 ask, is this worth your time?

Why this ask?

  • FactListed for sale, asking $725,000–$790,000(Listing record · 29 Oct 2025)
  • FactLand 700 m²; no building size recorded.(Property record)
  • CalculationAsk is 9% below the Whittlesea median recorded sale ($795,000, n=32, last 12 months).(Districts calculation from recorded sales)
  • CalculationIf it leased at Whittlesea's advertised median rent ($531/wk), implied gross yield would be 3.81% — this is not a rent for this listing.(Districts scenario calculation)

What could make it worth more?

No upside evidence detected in the data Districts holds for this lot.

What could make it worth less?

No detected risks — but see the checklist: absence of evidence is not an all-clear.

What should you verify next?

  1. 1Official planning layers are still retrieving for this parcel — check back before relying on zoning or overlay absence.
  2. 2No hazard layer has been retrieved — confirm flood, bushfire and heritage exposure from council mapping before an offer.

Each line above is labelled. A fact is quoted from the named source, with its date. A calculation is worked out by Districts from those facts — you can check the arithmetic. An interpretation is Districts' opinion of what the evidence means, not a fact, a valuation, or advice. Anything we haven't retrieved yet is marked as missing rather than treated as a pass.

Price evidence

The ask against the evidence

Asking

$725,000–$790,000

Asking range · $1,036/m² of land

No recorded sale for this property.

Whittlesea at a glance

6,247

People

$795,000

Median sale

$531/wk

Median rent

3.47%

Suburb gross yield

Median sale from 32 recorded sales (last 12 months) — a Districts calculation.

See the full Whittlesea report →

Vs Whittlesea

-8.8%

Median sale

Suburb $795,000

+0.34 pp

Gross yield

Suburb 3.47%

Suburb median $795,000 from 32 recorded sales (last 12 months) — a Districts calculation, not a portal figure.

Total cost to purchase

Based on the low end of the asking range, not a contract price.

Purchase Price
$725,000
Stamp Duty (Victoria)
$38,570
Transfer/Registration Fee
$1,801
Mortgage Registration (est., if financed)
$200
Legal & Conveyancing (est.)
$2,000
Building & Pest Inspection (est.)
$700
Rates & Water Adjustment at Settlement (est.)
$800
Total cash required
$769,071

$44,071 on top of the price (6.1% extra)

  • Stamp Duty (Victoria)
  • Transfer/Registration Fee
  • Mortgage Registration
  • Legal & Conveyancing
  • Building & Pest Inspection
  • Rates & Water Adjustment

Estimates only, at standard investor rates — no first-home or owner-occupier concessions applied. Not included: lenders mortgage insurance (usually applies when borrowing more than 80% of the price), loan application and settlement fees from your lender, the foreign-purchaser duty surcharge, and building insurance — in Queensland the property is at your risk from the first business day after signing, not from settlement. Verify with your conveyancer.

Stamp duty and transfer fees: Victoria schedules from 2026-07-01. Ongoing council rates and land tax are not included.

Rental yield

Based on the low end of the asking range, not a contract price.

Pre-filled with Whittlesea's advertised median rent — not a rent for this listing.

Net yield
2.31%
Annual cashflow (pre-tax)
$-20,963
Interest cover (DSCR)
0.44
Annual rent
$27,612
Operating expenses
$10,875
Loan amount
$580,000
Annual interest
$37,700
Gross yield
3.81%

Gross yield is weekly rent × 52 ÷ price. Net yield subtracts operating expenses. Cashflow then subtracts interest-only interest on price × LVR. Tax, vacancies, and principal repayments are not included.

Open the full yield calculator →

Planning

Planning and development

Planning data is being calculated

Development activity

Data unavailable

Source

  • Provider: unavailable
  • Dataset: unavailable
  • Retrieved: not yet retrieved
  • Version: planning-v1

Planning facts are copied from official government GIS where available. Where an official property PDF exists (VicPlan, PlanBuild), Districts stores and serves that original document. Neither is a planning certificate, survey, or advice.

Site

Terrain

Terrain has not been calculated for this property yet.

Slope is calculated on a projected metric grid from a public DEM clip of the official parcel. This is not a survey, engineering, or insurance assessment.

Flood, bushfire and heritage

i

Flood

Not retrieved

Flood exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Bushfire

Not retrieved

Bushfire exposure has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Heritage

Not retrieved

Heritage listing has not been retrieved from any source for this property yet. Unknown is not the same as clear.

Records

Property history

  1. Listed$725,000–$790,000available28 Oct 2025

Events are recorded observations from public listings, kept with their source and date. Missing values are shown as unknown, never estimated.

Capital growth

VIC

Why this lot, not just this suburb

Why could this property outperform?

Planning layers have not been retrieved for this property yet. A suburb median or growth rate is not a reason this particular lot would outperform. Funded catalyst catchments are not loaded. A TOD badge is not this product.

What could kill that thesis?

Confidence: low

Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.” Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

Rental

Income, competition, and yield

What will it realistically rent for?

Confidence: low

No advertised rent is recorded. Suburb median rent $531/week — not this address. An inferred likely-rent range is not shown until official bond series are loaded for this dwelling type and bedrooms. No recorded off-street parking — often a discount versus the suburb median for the same beds.

What competition will it face?

Current comparable rental listings within 400 m of this lot are not loaded. Victoria has no public statewide property-level DA API. Nearby pipeline is unknown. Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded. Suburb vacancy or leased-tape days are not this property’s competition.

What does the yield actually look like?

Confidence: low

Gross yield if leased at the suburb aggregate is 3.8%. The yield that matters is the one on achieved rent, which has not been inferred for this address. Net yield (land tax, rates, insurance, vacancy) is not loaded. Net yield / holding costs are not estimated outside NSW without inventing land tax.

Verdict

What this means for this property

Districts view

Not enough official evidence yet to underwrite this as an investment.

Detail

The same ten questions apply to every property. Missing flood, nearby DAs, achieved rents, or lot geometry is unknown — not “no.”

Read more

Do not treat a suburb median, an advertised yield, or a listing score as the case for this lot.

The evidence loaded so far isn't enough on its own to change a buy, offer, or walk-away decision for this property.

Evidence

What is known for this property

Districts asks the same ten questions of every property. If one shows as unknown, that data isn't published for this state or hasn't been loaded yet — the question stays visible so you can see exactly what's missing.

1 of 10 questions answered so far

  • Development optionality of this lot

    Unknown

    Planning layers have not been retrieved for this property yet.

  • Nearby development pipeline

    Unknown

    Victoria has no public statewide property-level DA API. Nearby pipeline is unknown.

  • Honest achievable rent

    Knownlow

    This is not “bond data says this address leases for $X.” The comparable figure is a suburb advertised/median rent, not this property. Official bond files (postcode or suburb × type × bedrooms) are not loaded yet.

  • Rental supply pressure

    Unknown

    Supply pressure needs comparable listings near this lot plus a nearby DA pipeline. Neither is loaded.

  • Why is this cheap?

    Unknown

    The constraint stack has not been retrieved for this lot, so Districts cannot explain a discount versus land size.

  • Lot-level flood

    Unknown

    Official flood overlay has not been retrieved (pending). Missing layer is unknown, not “no.”

  • Catalyst exposure

    Unknown

    Funded catalyst catchments are not loaded. A TOD badge is not this product.

  • This lot's DA history

    Unknown

    Development applications have not been queried for this parcel.

  • Statutory land value versus ask

    Unknown

    Statutory land value is not available as free bulk data in this jurisdiction. Do not fake it with a suburb median.

  • Net yield / holding costs

    Unknown

    Net yield / holding costs are not estimated outside NSW without inventing land tax.

Area

Whittlesea in one glance

Whittlesea at a glance

6,247

People

$795,000

Median sale

$531/wk

Median rent

3.47%

Suburb gross yield

Median sale from 32 recorded sales (last 12 months) — a Districts calculation.

See the full Whittlesea report →

Keep researching

  • Why Whittlesea? Read the area thesis →
  • What else is on the market in Whittlesea →
  • Other records on James St →

Listing material

Listed by Vicland Realty

Live in , Invest or Develop - The choice is yours !

Welcome to 33 James Street, Whittlesea VIC 3757.

Discover this charming home set on a generous allotment, perfectly positioned in one of Whittlesea's most sought-after streets. Whether you're looking for a comfortable home to live in, a smart investment, or a ready-to-go development opportunity , this property ticks every box.

This well-maintained residence offers a spacious and functional layout featuring three bedrooms with built-in robes, a separate study (or optional fourth bedroom), large living area, open-plan kitchen and dining zone, and a central bathroom with separate toilet and laundry.

Read the full description

The property also comes with the added advantage of approved plans and permits for another Dwelling to the rear of an Existing House., giving buyers the opportunity to start building immediately ,saving valuable time and money in planning and approvals.

Key Features:

• Three spacious bedrooms with built-in robes

• Separate study or optional fourth bedroom

• Large living and dining areas filled with natural light

• Well-appointed kitchen with ample storage and bench space

• Central bathroom, separate toilet, and laundry

• Approved plans and permit for two units.

• Fantastic location - close to schools, shops, parks, and transport

• Ideal for developers, investors, or families looking to add value

Development Highlights:

• Plans and permit for additional Dwelling to the rear of an existing House.

• Fantastic opportunity in a growing and family-friendly area

• Flat rectangular block, easy to build on

• Strong rental and resale potential in a highly desirable pocket of Whittlesea

A rare opportunity like this won't last long!

Secure your future today with this ready-to-go development site in the heart of Whittlesea.

For more information contact Team Vicland Realty exclusively selling agents:

Sachin Toor: 0433 874 255

Nitin Batra: 0424 533 762

Due diligence checklist - for home and residential property buyers -

http://www.consumer.vic.gov.au/duediligencechecklist

This document has been prepared solely to assist in the marketing of this property. We have taken great care to ensure that the information contained herein is correct, but we cannot be held responsible for any inaccuracies. Therefore, all interested parties should make their own inquiries to verify information.

*PLEASE NOTE - Open for Inspection times are subject to change without notice. We recommend checking inspection times the day of inspection before travelling to the property to avoid any inconvenience in the unlikely event of a cancellation.

Listing description written by SACHIN TOOR, Vicland Realty — reproduced as published, not verified by Districts.

Property features

  • Built-in Robes
  • Dishwasher
  • Ducted Cooling
  • Study
Districts

Australian property research from recorded sales, listings, and official layers. Missing data is shown as unavailable, never filled in.

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Research purposes only. Not personal financial advice, a valuation, or a planning certificate. Always speak to a licensed financial adviser before you act.